Comparing quotes is the best way to get the lowest rates from top insurers like Foremost and MetLife. QuoteWizard is an independent company that helps you find the right policy at the best rate.
Two big names in the auto insurance world are MetLife and Foremost. MetLife was founded in 1863, and Foremost was founded in 1952. Even though Foremost is newer, it offers a wide variety of coverage options, while MetLife offers helpful, and knowledgeable representatives. On the other hand, MetLife has a limited variety of driver discounts and Foremost has a long claims and pay-out process. Nonetheless, MetLife and Foremost have excellent customer satisfaction and excellent financial strength. So which one offers the kinds of discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.
| Best If |
Foremost
|
MetLife
|
| Worst If |
Foremost
|
MetLife
|
| Foremost |
MetLife
Deductible Savings BenefitThis discount can save you $50 for every year you don’t file an insurance claim. If you have a covered loss, you can also earn up to $250 and use that towards your insurance deductible. 12% Superior Driver DiscountYou can earn up to 12 percent if you and every driver in your home has a great driving records. 20% MetRewards DiscountSave up to 20 percent through the MetRewards program. You’re eligible for the 20 percent option if you have no claims or violations for five years. |
| Bundling Coverage Discounts | Foremost | MetLife |
|---|---|---|
| Multi-Car | ||
| Home and Car | ||
| Car and Life | ||
| Vehicle Type and Safety Features | Foremost | MetLife |
| Alternative Fuel | ||
| Electronic Stability Control (ESC) | ||
| Anti-Lock Brake | ||
| Anti-Theft | ||
| Passive Restraint | ||
| New Car | ||
| Economy Car | ||
| Utility Vehicle | ||
| Farm or Ranch Vehicle | ||
| Driving Record and Insurance History | Foremost | MetLife |
| Accident Free/Good Driver | ||
| Prior Insurance | ||
| Long Term Policy Holder | ||
| Defensive Driving Course | ||
| Student, Professional, and Club Memberships | Foremost | MetLife |
| Affinity Group | ||
| College Graduate | ||
| Good Student | ||
| Resident Student | ||
| Organization or Club Membership | ||
| Farm Bureau Member | ||
| Military | ||
| Special Circumstances | Foremost | MetLife |
| Telematics Device | ||
| Low Mileage | ||
| Short Commute | ||
| Days Per Week Driven | ||
| Other Discounts | Foremost | MetLife |
| Married | ||
| Paid in Full | ||
| Advance Renewal | ||
| Electronic Funds Transfer | ||
| Senior Driver | ||
| 55 and Retired |
| Foremost Auto Insurance | MetLife Car Insurance | |
|---|---|---|
| 2016 | 65 | 181 |
| 2015 | 98 | 333 |
| 2014 | 87 | 305 |
| 2013 | 97 | 323 |
| Foremost Auto Insurance | MetLife Car Insurance | |
|---|---|---|
| Overall Purchase Experience | Average | Below average |
| Policy Offerings | Average | Below average |
| Pricing | Average | Below average |
| Local Agent | Average | Below average |
| Call Center Representative | -- | Below average |
| Insurer Website | Below average | -- |
| Foremost Auto Insurance | MetLife Car Insurance | |
|---|---|---|
| Overall Satisfaction | Average | Below average |
| First Notice of Loss | Average | Below average |
| Service Interaction | Above average | Below average |
| Appraisal | Average | Average |
| Repair Process | Average | Below average |
| Rental Car Experience | Average | Average |
| Settlement | Average | Below average |
| Foremost Auto Insurance | MetLife Car Insurance | |
|---|---|---|
| A.M. Best | A | A+ |
| Moody's | -- | Aa3 |
| S&P's | A+ | A+ |
| Foremost |
MetLife
MetLife US AppThis app lets you securely access your account on the go. Use it to: report auto accidents, pay premiums, and submit any insurance claims you may have. The app has two unique features: one lets you find a dentist in your area. The the other provides access to vision providers near you. |
Foremost
Foremost Towing and Roadside Service CoverageThe extra Towing and Roadside coverage will get you roadside service on covered vehicles. But you could be subject to a maximum policy limit. Foremost offers towing and other roadside services to its customers. It also will cover any roadside costs for you subject to a maximum limit on your auto policy. Services Covered
Contact Phone NumberCall Foremost 24-Hour Roadside Assistance at 1 (800) 554-6678. |
MetLife
Contact Phone NumberFor roadside assistance, call our hotline: 1-800-854-6011. |