Comparing quotes is the best way to get the lowest rates from top insurers like Farmers and Progressive. QuoteWizard is an independent company that helps you find the right policy at the best rate.
Compare Farmers vs. Progressive Insurance
Get affordable car insurance quotes from top companies like Farmers and Progressive Compare Auto Insurance RatesIf you ranked car insurance companies based on consumer awareness, Farmers and Progressive would be at or near the top. They developed that brand power over a number of years and by making a number of different moves along the way.
Both companies offer many auto discounts. But Progressive’s loyalty rewards program provides discounts beyond the basics--like priority calls service and accident forgiveness. Progressive’s roadside service program requires comprehensive and collision coverage. Farmers’ program provides assistance up to $150 in coverage.
So which one offers the discounts, services, and customer ratings that best fit your car insurance wants and needs? Keep reading to find out.
Best If/Worst If
| Best If |
Farmers
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Progressive
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| Worst If |
Farmers
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Progressive
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Special Car Insurance Discounts
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Farmers
Farmers Inner Circle is an exclusive hub for Farmers customers. It has tips and resources for saving money on insurance and how to keep your rates low. |
Progressive
Name Your Price ToolProgressive’s Name Your Price tool lets you choose the best insurance product for your budget. Finding which policy best fits your budget is done with the Name Your Price tool in three simple steps.
Snapshot with ProgressiveSnapshot is a small device that plugs into your car’s ODB-II port. It turns on every time you turn on the engine in your car. Once Snapshot installs, it records your driving habits whenever you’re behind the wheel. It then uses what it learns from your driving to determine if you should be paying less for car insurance. Snapshot is a great way for people to save money. All you have to do is drive smart. |
Compare Insurance Prices
Standard Car Insurance Discounts
| Bundling Coverage Discounts | Farmers | Progressive |
|---|---|---|
| Multi-Car | ||
| Home and Car | ||
| Car and Life | ||
| Vehicle Type and Safety Features | Farmers | Progressive |
| Alternative Fuel | ||
| Electronic Stability Control (ESC) | ||
| Anti-Lock Brake | ||
| Anti-Theft | ||
| Passive Restraint | ||
| New Car | ||
| Economy Car | ||
| Utility Vehicle | ||
| Farm or Ranch Vehicle | ||
| Driving Record and Insurance History | Farmers | Progressive |
| Accident Free/Good Driver | ||
| Prior Insurance | ||
| Long Term Policy Holder | ||
| Defensive Driving Course | ||
| Student, Professional, and Club Memberships | Farmers | Progressive |
| Affinity Group | ||
| College Graduate | ||
| Good Student | ||
| Resident Student | ||
| Organization or Club Membership | ||
| Farm Bureau Member | ||
| Military | ||
| Special Circumstances | Farmers | Progressive |
| Telematics Device | ||
| Low Mileage | ||
| Short Commute | ||
| Days Per Week Driven | ||
| Other Discounts | Farmers | Progressive |
| Married | ||
| Paid in Full | ||
| Advance Renewal | ||
| Electronic Funds Transfer | ||
| Senior Driver | ||
| 55 and Retired |
Consumer Complaint Data
| Farmers Auto Insurance | Progressive Auto Insurance | |
|---|---|---|
| 2018 | 84 | |
| 2017 | 98 | |
| 2016 | 167 | 79 |
| 2015 | 262 | 153 |
| 2014 | 237 | 102 |
| 2013 | 300 | 34 |
U.S. Auto Insurance Shopping Study (2016)
| Farmers Auto Insurance | Progressive Auto Insurance | |
|---|---|---|
| Overall Purchase Experience | Average | About average |
| Policy Offerings | Average | About average |
| Pricing | Average | About average |
| Local Agent | Average | About average |
| Call Center Representative | -- | Below average |
| Insurer Website | Below average | About average |
U.S. Auto Insurance Claims Satisfaction Study (2015)
| Farmers Auto Insurance | Progressive Auto Insurance | |
|---|---|---|
| Overall Satisfaction | Average | About average |
| First Notice of Loss | Average | About average |
| Service Interaction | Above average | About average |
| Appraisal | Average | About average |
| Repair Process | Average | About average |
| Rental Car Experience | Average | About average |
| Settlement | Average | About average |
Financial Strength Ratings
| Farmers Auto Insurance | Progressive Auto Insurance | |
|---|---|---|
| A.M. Best | A | A+ Superior |
| Moody's | Aa3 | Aa2 |
| S&P's | A+ | AA |
Mobile Apps
Farmers
Farmers Insurance Mobile Apphelps customers manage their insurance on the go. You can instantly view ID cards, connect with your agent, and pay your monthly premiums in one place. The app also lets you:
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Progressive
The Progressive App for iPhone or Android stores all your important information regarding your auto insurance policies. The app lets you access your insurance ID cards, policy details, and allows you to make claims or payments. Additionally, The Progressive App connects you with your agent or claims rep, and offers you 24/7 roadside assistance. Download the Progressive app here. |
Roadside Assistance
Farmers
Farmers Towing & Roadside AssistanceCovers roadside services up to $150 Services covered:
Farmers Towing & Roadside Assistance works with over 20,000 road services shops. If you use a service that's out of Farmers network, you'll have to file a claim for up to $150. Farmers’ Roadside Emergency Safety Contact NumberCall 1 (800) 435 -7764 or click here for help with assistance with roadside issues. This service help you with an emergency tow, jump start, flat tire, lockout assistance, winching, and ambulance services. |
Progressive
Progressive Emergency Roadside AssistanceProgressive Emergency Roadside Assistance is for drivers who have non-accident car trouble. Roadside Services Covered
Note: the number of roadside events covered in a six-month period cannot exceed your policy limit. Contact Phone NumberProgressive’s Roadside Assistance is available by calling 1 (800) 776-2778. Click here to visit Progressive's Roadside Assistance website. |