Comparing quotes is the best way to get the lowest rates from top insurers like Farmers and Nationwide. QuoteWizard is an independent company that helps you find the right policy at the best rate.
Farmers and Nationwide are both incredibly popular insurance companies. Both have been around for ages and both are well known for their humorous TV ads and catchy jingles. That’s not to say they’re similar in every way. Nationwide has a great claims process and offers reasonable premiums. Farmers provides a wide range of auto discounts and extensive policy options.
However, American Family isn’t great at responding to complaints and claims, and Farmers is lacking when it comes to online tools. So which one offers the discounts, services, and customer ratings that best fit your car insurance wants and needs? Keep reading to find out.
| Best If |
Farmers
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Nationwide
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| Worst If |
Farmers
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Nationwide
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Farmers
Farmers Inner Circle is an exclusive hub for Farmers customers. It has tips and resources for saving money on insurance and how to keep your rates low. |
Nationwide
Paperless DocumentsNationwide has a unique discount that saves customers money and saves the company (and the planet) paper. Going paperless simply means sending all the bills, or documents you’d otherwise receive in the mail over to e-mail. It’s an easy way to save paper and keep better track of your important insurance documents. Read more about the Paperless Documents discount. |
| Bundling Coverage Discounts | Farmers | Nationwide |
|---|---|---|
| Multi-Car | ||
| Home and Car | ||
| Car and Life | ||
| Vehicle Type and Safety Features | Farmers | Nationwide |
| Alternative Fuel | ||
| Electronic Stability Control (ESC) | ||
| Anti-Lock Brake | ||
| Anti-Theft | ||
| Passive Restraint | ||
| New Car | ||
| Economy Car | ||
| Utility Vehicle | ||
| Farm or Ranch Vehicle | ||
| Driving Record and Insurance History | Farmers | Nationwide |
| Accident Free/Good Driver | ||
| Prior Insurance | ||
| Long Term Policy Holder | ||
| Defensive Driving Course | ||
| Student, Professional, and Club Memberships | Farmers | Nationwide |
| Affinity Group | ||
| College Graduate | ||
| Good Student | ||
| Resident Student | ||
| Organization or Club Membership | ||
| Farm Bureau Member | ||
| Military | ||
| Special Circumstances | Farmers | Nationwide |
| Telematics Device | ||
| Low Mileage | ||
| Short Commute | ||
| Days Per Week Driven | ||
| Other Discounts | Farmers | Nationwide |
| Married | ||
| Paid in Full | ||
| Advance Renewal | ||
| Electronic Funds Transfer | ||
| Senior Driver | ||
| 55 and Retired |
| Farmers Auto Insurance | Nationwide Auto Insurance | |
|---|---|---|
| 2016 | 167 | 53 |
| 2015 | 262 | 112 |
| 2014 | 237 | 90 |
| 2013 | 300 | 134 |
| Farmers Auto Insurance | Nationwide Auto Insurance | |
|---|---|---|
| Overall Purchase Experience | Average | Average |
| Policy Offerings | Average | Average |
| Pricing | Average | Average |
| Local Agent | Average | Average |
| Call Center Representative | -- | Average |
| Insurer Website | Below average | Average |
| Farmers Auto Insurance | Nationwide Auto Insurance | |
|---|---|---|
| Overall Satisfaction | Average | Above average |
| First Notice of Loss | Average | Above average |
| Service Interaction | Above average | Above average |
| Appraisal | Average | Above average |
| Repair Process | Average | Above average |
| Rental Car Experience | Average | Average |
| Settlement | Average | Average |
| Farmers Auto Insurance | Nationwide Auto Insurance | |
|---|---|---|
| A.M. Best | A | A+ |
| Moody's | Aa3 | A1 |
| S&P's | A+ | A+ |
Farmers
Farmers Insurance Mobile Apphelps customers manage their insurance on the go. You can instantly view ID cards, connect with your agent, and pay your monthly premiums in one place. The app also lets you:
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Nationwide
Nationwide Mobile AppThis app allows you to:
Download the Nationwide Mobile App app. Nationwide Mobile Banking AppThis app can be downloaded to your web browser or your mobile phone. The app grants you access to your Nationwide bank accounts. It also lets you stay on top of your insurance related finances. You can deposit checks or pay insurance bills at home or by phone. Click here for more information and to download the Mobile Banking App. |
Farmers
Farmers Towing & Roadside AssistanceCovers roadside services up to $150 Services covered:
Farmers Towing & Roadside Assistance works with over 20,000 road services shops. If you use a service that's out of Farmers network, you'll have to file a claim for up to $150. Farmers’ Roadside Emergency Safety Contact NumberCall 1 (800) 435 -7764 or click here for help with assistance with roadside issues. This service help you with an emergency tow, jump start, flat tire, lockout assistance, winching, and ambulance services. |
Nationwide
Nationwide Roadside AssistanceNationwide Roadside Assistance offers two levels of coverage that apply to everyone on your policy. It doesn't matter who's car you might be in. Nationwide Roadside Assistance BasicServices covered:
Nationwide Roadside Assistance PlusCovers all the services of the basic plan plus:
Contact Phone NumberCall 1 (800) 421-3535. Visit Nationwide's roadside service website here. This service can help if you need a: locksmith, jumpstart, tire fixed, tow, or gas delivered. |