Farmers and GEICO are among the biggest names in the insurance industry, especially when it comes to car insurance. They’re also among the most highly rated insurance companies around. For example, TopTenReviews.com declared GEICO the top auto insurer of 2015. Farmers didn’t earn a spot on the list, but it was given a good rating overall. Both companies also have strong financial and J.D. Power rankings.
These insurance providers are similar in terms of some of their offerings, too. They each offer customers a lot of beneficial discounts, and they both have excellent roadside service options.
So which one promises the discounts, services, and customer ratings that best fit your car insurance wants and needs? Keep reading to find out.
Farmers Inner Circle is an exclusive hub for Farmers customers. It has tips and resources for saving money on insurance and how to keep your rates low.
GEICO offers a number of discounts for auto, truck, and motorcycle insurance. Some of the discounts include:
Comparing quotes is the best way to get your lowest rates from top insurers like Farmers and GEICO. QuoteWizard is an independent company that helps you find your right policy at your best rate.
| Bundling Coverage Discounts | Farmers | GEICO |
|---|---|---|
| Multi-Car | ||
| Home and Car | ||
| Car and Life | ||
| Vehicle Type and Safety Features | Farmers | GEICO |
| Alternative Fuel | ||
| Electronic Stability Control (ESC) | ||
| Anti-Lock Brake | ||
| Anti-Theft | ||
| Passive Restraint | ||
| New Car | ||
| Economy Car | ||
| Utility Vehicle | ||
| Farm or Ranch Vehicle | ||
| Driving Record and Insurance History | Farmers | GEICO |
| Accident Free/Good Driver | ||
| Prior Insurance | ||
| Long Term Policy Holder | ||
| Defensive Driving Course | ||
| Student, Professional, and Club Memberships | Farmers | GEICO |
| Affinity Group | ||
| College Graduate | ||
| Good Student | ||
| Resident Student | ||
| Organization or Club Membership | ||
| Farm Bureau Member | ||
| Military | ||
| Special Circumstances | Farmers | GEICO |
| Telematics Device | ||
| Low Mileage | ||
| Short Commute | ||
| Days Per Week Driven | ||
| Other Discounts | Farmers | GEICO |
| Married | ||
| Paid in Full | ||
| Advance Renewal | ||
| Electronic Funds Transfer | ||
| Senior Driver | ||
| 55 and Retired |
| Farmers Auto Insurance | GEICO Auto Insurance | |
|---|---|---|
| 2016 | 167 | 144 |
| 2015 | 262 | 283 |
| 2014 | 237 | 267 |
| 2013 | 300 | 188 |
| Farmers Auto Insurance | GEICO Auto Insurance | |
|---|---|---|
| Overall Purchase Experience | Average | Below average |
| Policy Offerings | Average | Average |
| Pricing | Average | Average |
| Local Agent | Average | Below average |
| Call Center Representative | -- | Average |
| Insurer Website | Below average | Average |
| Farmers Auto Insurance | GEICO Auto Insurance | |
|---|---|---|
| Overall Satisfaction | Average | Average |
| First Notice of Loss | Average | Above average |
| Service Interaction | Above average | Below average |
| Appraisal | Average | Average |
| Repair Process | Average | Below average |
| Rental Car Experience | Average | Among the best |
| Settlement | Average | Average |
| Farmers Auto Insurance | GEICO Auto Insurance | |
|---|---|---|
| A.M. Best | A | A++ |
| Moody's | Aa3 | Aa1- |
| S&P's | A+ | AA+ |
Farmers
Farmers Insurance Mobile Apphelps customers manage their insurance on the go. You can instantly view ID cards, connect with your agent, and pay your monthly premiums in one place. The app also lets you:
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GEICO
The GEICO Mobile Appprovides customers easy access to their insurance policies. Its features include:
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Farmers
Farmers Towing & Roadside AssistanceCovers roadside services up to $150 Services covered:
Farmers Towing & Roadside Assistance works with over 20,000 road services shops. If you use a service that's out of Farmers network, you'll have to file a claim for up to $150. Farmers’ Roadside Emergency Safety Contact NumberCall 1 (800) 435 -7764 or click here for help with assistance with roadside issues. This service help you with an emergency tow, jump start, flat tire, lockout assistance, winching, and ambulance services. |
GEICO
GEICO Roadside Assistance With Emergency Road ServiceGEICO Roadside Assistance With Emergency Road Service is an add-on that provides customer's with cheap towing and basic repairs. The service costs as little as $14 a year, per car and can assist motorists with: Roadside Assistance Services Covered
Roadside Assistance With Emergency Road Service will only fix minor problems like these. However, if your car needs major work, you will be towed to a safe place where repairs can be made. Contact Phone NumberYou can access GEICO’s Emergency Road Service through its mobile app. You can also call (800) 443-7411. Using GEICO's mobile app is a great way to get help fast because of GPS. The GPS locator means GEICO can find you and send help even if you're not sure where you are. |