Safeco and AAA are two well-known names in the insurance industry. Safeco was founded in 1923, and AAA was founded in 1905. Both companies offer wide ranges of driver discounts and good J.D. Power ratings. However, Safeco’s follow-up process is a bit slow, while AAA only gives a certain number of roadside service calls to its customers before they begin charging. Still, both have good financial strength ratings, and AAA is also ranked #1 in roadside assistance. So which one offers the kinds of discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.
Best If |
Farmers
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Foremost
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Worst If |
Farmers
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Foremost
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Farmers
Farmers Inner Circle is an exclusive hub for Farmers customers. It has tips and resources for saving money on insurance and how to keep your rates low. |
Foremost |
Bundling Coverage Discounts | Farmers | Foremost |
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Multi-Car | ||
Home and Car | ||
Car and Life | ||
Vehicle Type and Safety Features | Farmers | Foremost |
Alternative Fuel | ||
Electronic Stability Control (ESC) | ||
Anti-Lock Brake | ||
Anti-Theft | ||
Passive Restraint | ||
New Car | ||
Economy Car | ||
Utility Vehicle | ||
Farm or Ranch Vehicle | ||
Driving Record and Insurance History | Farmers | Foremost |
Accident Free/Good Driver | ||
Prior Insurance | ||
Long Term Policy Holder | ||
Defensive Driving Course | ||
Student, Professional, and Club Memberships | Farmers | Foremost |
Affinity Group | ||
College Graduate | ||
Good Student | ||
Resident Student | ||
Organization or Club Membership | ||
Farm Bureau Member | ||
Military | ||
Special Circumstances | Farmers | Foremost |
Telematics Device | ||
Low Mileage | ||
Short Commute | ||
Days Per Week Driven | ||
Other Discounts | Farmers | Foremost |
Married | ||
Paid in Full | ||
Advance Renewal | ||
Electronic Funds Transfer | ||
Senior Driver | ||
55 and Retired |
Farmers Auto Insurance | Foremost Auto Insurance | |
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2016 | 167 | 65 |
2015 | 262 | 98 |
2014 | 237 | 87 |
2013 | 300 | 97 |
Farmers Auto Insurance | Foremost Auto Insurance | |
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Overall Purchase Experience | Average | Average |
Policy Offerings | Average | Average |
Pricing | Average | Average |
Local Agent | Average | Average |
Call Center Representative | -- | -- |
Insurer Website | Below average | Below average |
Farmers Auto Insurance | Foremost Auto Insurance | |
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Overall Satisfaction | Average | Average |
First Notice of Loss | Average | Average |
Service Interaction | Above average | Above average |
Appraisal | Average | Average |
Repair Process | Average | Average |
Rental Car Experience | Average | Average |
Settlement | Average | Average |
Farmers Auto Insurance | Foremost Auto Insurance | |
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A.M. Best | A | A |
Moody's | Aa3 | -- |
S&P's | A+ | A+ |
Farmers
Farmers Insurance Mobile Apphelps customers manage their insurance on the go. You can instantly view ID cards, connect with your agent, and pay your monthly premiums in one place. The app also lets you:
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Foremost |
Farmers
Farmers Towing & Roadside AssistanceCovers roadside services up to $150 Services covered:
Farmers Towing & Roadside Assistance works with over 20,000 road services shops. If you use a service that's out of Farmers network, you'll have to file a claim for up to $150. Farmers’ Roadside Emergency Safety Contact NumberCall 1 (800) 435 -7764 or click here for help with assistance with roadside issues. This service help you with an emergency tow, jump start, flat tire, lockout assistance, winching, and ambulance services. |
Foremost
Foremost Towing and Roadside Service CoverageThe extra Towing and Roadside coverage will get you roadside service on covered vehicles. But you could be subject to a maximum policy limit. Foremost offers towing and other roadside services to its customers. It also will cover any roadside costs for you subject to a maximum limit on your auto policy. Services Covered
Contact Phone NumberCall Foremost 24-Hour Roadside Assistance at 1 (800) 554-6678. |