Compare Farmers vs. Foremost Insurance

Get affordable car insurance quotes from top companies like Farmers and Foremost

Safeco and AAA are two well-known names in the insurance industry. Safeco was founded in 1923, and AAA was founded in 1905. Both companies offer wide ranges of driver discounts and good J.D. Power ratings. However, Safeco’s follow-up process is a bit slow, while AAA only gives a certain number of roadside service calls to its customers before they begin charging. Still, both have good financial strength ratings, and AAA is also ranked #1 in roadside assistance. So which one offers the kinds of discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.

Best If/Worst If

  Farmers Foremost
Best If Farmers
  • You want a lot of coverage and vehicle discounts, or if you are accident-prone
 Foremost
  • You want a variety of coverage options
Worst If Farmers
  • You want slick online tools to manage your policy
 Foremost
  • You want a fast claims and pay-out process

Special Car Insurance Discounts

Farmers Foremost
Farmers

Farmers Inner Circle is an exclusive hub for Farmers customers. It has tips and resources for saving money on insurance and how to keep your rates low.

 Foremost

Compare Insurance Prices

Comparing quotes is the best way to get your lowest rates from top insurers like Farmers and Foremost. QuoteWizard is an independent company that helps you find your right policy at your best rate.

Standard Car Insurance Discounts

Bundling Coverage Discounts Farmers Foremost
Multi-Car check check
Home and Car check check
Car and Life check check
Vehicle Type and Safety Features Farmers Foremost
Alternative Fuel check
Electronic Stability Control (ESC) check
Anti-Lock Brake check
Anti-Theft check check
Passive Restraint check
New Car
Economy Car check
Utility Vehicle check
Farm or Ranch Vehicle check
Driving Record and Insurance History Farmers Foremost
Accident Free/Good Driver check check
Prior Insurance
Long Term Policy Holder check
Defensive Driving Course check
Student, Professional, and Club Memberships Farmers Foremost
Affinity Group check
College Graduate
Good Student check check
Resident Student
Organization or Club Membership
Farm Bureau Member
Military
Special Circumstances Farmers Foremost
Telematics Device
Low Mileage
Short Commute
Days Per Week Driven
Other Discounts Farmers Foremost
Married
Paid in Full check check
Advance Renewal check
Electronic Funds Transfer check
Senior Driver check
55 and Retired

Consumer Complaint Data

Farmers Auto Insurance Foremost Auto Insurance
2016 167 65
2015 262 98
2014 237 87
2013 300 97

U.S. Auto Insurance Shopping Study (2016)

Farmers Auto Insurance Foremost Auto Insurance
Overall Purchase Experience Average Average
Policy Offerings Average Average
Pricing Average Average
Local Agent Average Average
Call Center Representative -- --
Insurer Website Below average Below average

U.S. Auto Insurance Claims Satisfaction Study (2015)

Farmers Auto Insurance Foremost Auto Insurance
Overall Satisfaction Average Average
First Notice of Loss Average Average
Service Interaction Above average Above average
Appraisal Average Average
Repair Process Average Average
Rental Car Experience Average Average
Settlement Average Average

Financial Strength Ratings

Farmers Auto Insurance Foremost Auto Insurance
A.M. Best A A
Moody's Aa3 --
S&P's A+ A+

Mobile Apps

Farmers Foremost
Farmers

Farmers Insurance Mobile App

helps customers manage their insurance on the go. You can instantly view ID cards, connect with your agent, and pay your monthly premiums in one place. The app also lets you:

  • View the details of your coverage policy
  • Get updates from a message center
  • Have instant access with a “Keep Me Logged In” feature

Download the Farmers Insurance Mobile App.

 Foremost

Roadside Assistance

Farmers Foremost
Farmers

Farmers Towing & Roadside Assistance

Covers roadside services up to $150

Services covered:

  • Emergency towing
  • Dead battery
  • Tire change
  • Lockout
  • Winching
  • Emergency roadside connect – to access police, fire, and medical assistance

Farmers Towing & Roadside Assistance works with over 20,000 road services shops. If you use a service that's out of Farmers network, you'll have to file a claim for up to $150.

Farmers’ Roadside Emergency Safety Contact Number

Call 1 (800) 435 -7764 or click here for help with assistance with roadside issues. This service help you with an emergency tow, jump start, flat tire, lockout assistance, winching, and ambulance services. 

 Foremost

Foremost Towing and Roadside Service Coverage

The extra Towing and Roadside coverage will get you roadside service on covered vehicles. But you could be subject to a maximum policy limit.

Foremost offers towing and other roadside services to its customers. It also will cover any roadside costs for you subject to a maximum limit on your auto policy.

Services Covered

  • Towing
  • Battery service
  • Tire change
  • Gas delivery

Contact Phone Number

Call Foremost 24-Hour Roadside Assistance at 1 (800) 554-6678.