Farmers and Allstate are both large and popular companies in the auto insurance industry. Allstate offers more auto discounts than Farmers and is the 3rd largest auto insurer in the U.S. according to the 2015 NAIC report. Both companies rank quite equally in financial strength and J.D. Power rankings.
So which one offers the discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.
Best If |
Farmers
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Allstate
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Worst If |
Farmers
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Allstate
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Farmers
Farmers Inner Circle is an exclusive hub for Farmers customers. It has tips and resources for saving money on insurance and how to keep your rates low. |
Allstate |
Bundling Coverage Discounts | Farmers | Allstate |
---|---|---|
Multi-Car | ||
Home and Car | ||
Car and Life | ||
Vehicle Type and Safety Features | Farmers | Allstate |
Alternative Fuel | ||
Electronic Stability Control (ESC) | ||
Anti-Lock Brake | ||
Anti-Theft | ||
Passive Restraint | ||
New Car | ||
Economy Car | ||
Utility Vehicle | ||
Farm or Ranch Vehicle | ||
Driving Record and Insurance History | Farmers | Allstate |
Accident Free/Good Driver | ||
Prior Insurance | ||
Long Term Policy Holder | ||
Defensive Driving Course | ||
Student, Professional, and Club Memberships | Farmers | Allstate |
Affinity Group | ||
College Graduate | ||
Good Student | ||
Resident Student | ||
Organization or Club Membership | ||
Farm Bureau Member | ||
Military | ||
Special Circumstances | Farmers | Allstate |
Telematics Device | ||
Low Mileage | ||
Short Commute | ||
Days Per Week Driven | ||
Other Discounts | Farmers | Allstate |
Married | ||
Paid in Full | ||
Advance Renewal | ||
Electronic Funds Transfer | ||
Senior Driver | ||
55 and Retired |
Farmers Auto Insurance | Allstate Auto Insurance | |
---|---|---|
2016 | 167 | 322 |
2015 | 262 | 460 |
2014 | 237 | 569 |
2013 | 300 | 530 |
Farmers Auto Insurance | Allstate Auto Insurance | |
---|---|---|
Overall Purchase Experience | Average | Below average |
Policy Offerings | Average | Average |
Pricing | Average | Below average |
Local Agent | Average | Average |
Call Center Representative | -- | Below average |
Insurer Website | Below average | Average |
Farmers Auto Insurance | Allstate Auto Insurance | |
---|---|---|
Overall Satisfaction | Average | Average |
First Notice of Loss | Average | Average |
Service Interaction | Above average | Average |
Appraisal | Average | Above average |
Repair Process | Average | Below average |
Rental Car Experience | Average | Above average |
Settlement | Average | Average |
Farmers Auto Insurance | Allstate Auto Insurance | |
---|---|---|
A.M. Best | A | A+ |
Moody's | Aa3 | Aa3 |
S&P's | A+ | AA- |
Farmers
Farmers Insurance Mobile Apphelps customers manage their insurance on the go. You can instantly view ID cards, connect with your agent, and pay your monthly premiums in one place. The app also lets you:
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Allstate
Allstate Mobile has all the information you need on policies and claims. You can download the Allstate mobile app here, or text ALLSTATEAPP to 25788. Drivewise Mobile makes the Allstate Drivewise discount even easier. The app collects information about your good driving habits and then rewards you for safe driving. All you have to do is download the app, login, and start driving. Allstate Motor Club offers 24/7 roadside assistance to its members. They can access any emergency service from their smartphones with just one touch. You have to first join Allstate Motor Club. But the app is 100% free! |
Farmers
Farmers Towing & Roadside AssistanceCovers roadside services up to $150 Services covered:
Farmers Towing & Roadside Assistance works with over 20,000 road services shops. If you use a service that's out of Farmers network, you'll have to file a claim for up to $150. Farmers’ Roadside Emergency Safety Contact NumberCall 1 (800) 435 -7764 or click here for help with assistance with roadside issues. This service help you with an emergency tow, jump start, flat tire, lockout assistance, winching, and ambulance services. |
Allstate
Allstate offers three services that can help give you a hand when you run into trouble on the road. You can access help from your phone using GPS tracking. Then watch them on the map as they come your way. Allstate has 3 service options for drivers to choose from with many levels of service. Allstate Motor ClubPlatinum Elite Member $99/year
Good Hands Rescue Open to everyone to use no policy or membership requirements. Use the app to select and locate service from a network of nationwide providers. Good Hands Rescue app gives you:
Roadside Services Included
Towing & Labor Coverage Can be bought as an add-on to your Allstate insurance policy. Basic services include
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