Esurance and Infinity are both great auto insurance companies with their respective policies, discounts, and coverage options. Esurance was founded in 1999, and Infinity was founded in 1955. Both companies offer extensive discount selections and have high financial strength ratings. Infinity is a good company for drivers with imperfect records seeking affordable premiums, but is known for denying claims and having poor customer service.
Esurance is good for drivers who want a strong online platform that makes buying auto insurance convenient, but its roadside assistance program is not very reliable.
So which one offers the kinds of discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.
Best If |
Esurance
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Infinity
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Worst If |
Esurance
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Infinity
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Esurance
There are a few discounts unique to Esurance that stand out. We’ll provide you with more information on these discounts below. Fast 5 DiscountThis discount gives you 5 percent off of your first-term premium for auto insurance. All you have to do to get this discount is start a quote online at esurance.com. Paid-in-Full DiscountThis discount saves you 10 percent off your premium if you pay the full amount instead of monthly payments. Switch & Save DiscountThis discount saves you up to 5 percent off your premium for the first two policy terms. You can get this discount when you switch to Esurance from your current insurer. Emergency Road Assistance DiscountYou can get this discount when you buy emergency road assistance from a different provider like AAA. It can can save you up to 5 percent on your premium. Pac-12 DiscountYou can get this discount if you attended or are an alum of a Pac-12 school. |
Infinity
Infinity Auto Discounts
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Bundling Coverage Discounts | Esurance | Infinity |
---|---|---|
Multi-Car | ||
Home and Car | ||
Car and Life | ||
Vehicle Type and Safety Features | Esurance | Infinity |
Alternative Fuel | ||
Electronic Stability Control (ESC) | ||
Anti-Lock Brake | ||
Anti-Theft | ||
Passive Restraint | ||
New Car | ||
Economy Car | ||
Utility Vehicle | ||
Farm or Ranch Vehicle | ||
Driving Record and Insurance History | Esurance | Infinity |
Accident Free/Good Driver | ||
Prior Insurance | ||
Long Term Policy Holder | ||
Defensive Driving Course | ||
Student, Professional, and Club Memberships | Esurance | Infinity |
Affinity Group | ||
College Graduate | ||
Good Student | ||
Resident Student | ||
Organization or Club Membership | ||
Farm Bureau Member | ||
Military | ||
Special Circumstances | Esurance | Infinity |
Telematics Device | ||
Low Mileage | ||
Short Commute | ||
Days Per Week Driven | ||
Other Discounts | Esurance | Infinity |
Married | ||
Paid in Full | ||
Advance Renewal | ||
Electronic Funds Transfer | ||
Senior Driver | ||
55 and Retired |
Esurance Auto Insurance | Infinity Auto Insurance | |
---|---|---|
2016 | 48 | 85 |
2015 | 67 | 226 |
2014 | 47 | 124 |
2013 | 43 | 89 |
Esurance Auto Insurance | Infinity Auto Insurance | |
---|---|---|
Overall Purchase Experience | Average | |
Policy Offerings | Average | |
Pricing | Average | |
Local Agent | Average | |
Call Center Representative | -- | |
Insurer Website | Among the best |
Esurance Auto Insurance | Infinity Auto Insurance | |
---|---|---|
Overall Satisfaction | Below average | |
First Notice of Loss | Below average | |
Service Interaction | Below average | |
Appraisal | Below average | |
Repair Process | Below average | |
Rental Car Experience | Below average | |
Settlement | Below average |
Esurance Auto Insurance | Infinity Auto Insurance | |
---|---|---|
A.M. Best | A+ | A |
Moody's | -- | A2 |
S&P's | -- | A |
Esurance
Esurance MobileThis app lets you take care of your insurance anytime and anywhere. View your insurance ID cards, file a claim, track claim status, and pay your premiums directly from your mobile device. Esurance Mobile makes managing your insurance fast, smart, and easy. Click here to download the app for iPhone or Android. |
Infinity
Infinity Mobile app lets you manage your auto insurance policy on the go. With the app, you can easily make payments, view and track your claims, find repair shops, and view your insurance ID cards. Download the Infinity mobile app for iPhone or Android. |
Esurance
Esurance Emergency Road Service coverageEsurance offers free roadside assistance 24/7. The company pays up to $75 per incident toward:
Roadside assistance is free if you select comprehensive and collision coverage for a vehicle on your insurance policy. Emergency Road Service offers free rescue tracking. It uses your smartphone to give the service provider your exact location. It will also give you updates on their ETA. Emergency Road Service is only eligible for Esurance covered vehicles. Roadside Assistance Phone: 1 (888) 374-6472 |
Infinity
Infinity DriverClubThis is is a special offer that grants you access to 24/7 nationwide roadside assistance. If you’re out of gas, locked out, have a flat tire or dead battery, you're covered. DriverClub will make sure you get back on the road. Membership is free, but you pay for assistance as needed. The DriverClub is a free service. It uses a nationwide network of service providers to get you roadside service at pre-negotiated low rates. While you still pay for roadside assistance, DriverClub gets you access to approved providers. Roadside Services Covered
Contact Phone NumberCall the hotline at 1-800-367-3836 if you have a non-accident disablement. |