Comparing quotes is the best way to get your lowest rates from top insurers like Erie and Nationwide. QuoteWizard is an independent company that helps you find your right policy at your best rate.
Erie and Nationwide are both well-known companies in the insurance industry. Both companies were founded in 1925, and have excellent customer-satisfaction ratings. In fact, Erie received a J.D. Power award in 2016 for having the most satisfying customer purchase experience, while Nationwide’s website states that it has a 95 percent member satisfaction rate. Additionally, Nationwide is ranked the #2 auto insurer for 2016, and the two companies share superior financial strength ratings and high J.D. Power ratings. Erie’s downside is that its premiums are not as affordable, and Nationwide’s website lacks an online-chat feature. So which one offers the kinds of discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.
| Best If |
Erie
|
Nationwide
|
| Worst If |
Erie
|
Nationwide
|
Erie
Other Discounts:
|
Nationwide
Paperless DocumentsNationwide has a unique discount that saves customers money and saves the company (and the planet) paper. Going paperless simply means sending all the bills, or documents you’d otherwise receive in the mail over to e-mail. It’s an easy way to save paper and keep better track of your important insurance documents. Read more about the Paperless Documents discount. |
| Bundling Coverage Discounts | Erie | Nationwide |
|---|---|---|
| Multi-Car | ||
| Home and Car | ||
| Car and Life | ||
| Vehicle Type and Safety Features | Erie | Nationwide |
| Alternative Fuel | ||
| Electronic Stability Control (ESC) | ||
| Anti-Lock Brake | ||
| Anti-Theft | ||
| Passive Restraint | ||
| New Car | ||
| Economy Car | ||
| Utility Vehicle | ||
| Farm or Ranch Vehicle | ||
| Driving Record and Insurance History | Erie | Nationwide |
| Accident Free/Good Driver | ||
| Prior Insurance | ||
| Long Term Policy Holder | ||
| Defensive Driving Course | ||
| Student, Professional, and Club Memberships | Erie | Nationwide |
| Affinity Group | ||
| College Graduate | ||
| Good Student | ||
| Resident Student | ||
| Organization or Club Membership | ||
| Farm Bureau Member | ||
| Military | ||
| Special Circumstances | Erie | Nationwide |
| Telematics Device | ||
| Low Mileage | ||
| Short Commute | ||
| Days Per Week Driven | ||
| Other Discounts | Erie | Nationwide |
| Married | ||
| Paid in Full | ||
| Advance Renewal | ||
| Electronic Funds Transfer | ||
| Senior Driver | ||
| 55 and Retired |
| Erie Auto Insurance | Nationwide Auto Insurance | |
|---|---|---|
| 2016 | 43 | 53 |
| 2015 | 40 | 112 |
| 2014 | 35 | 90 |
| 2013 | 19 | 134 |
| Erie Auto Insurance | Nationwide Auto Insurance | |
|---|---|---|
| Overall Purchase Experience | Among the best | Average |
| Policy Offerings | Above average | Average |
| Pricing | Among the best | Average |
| Local Agent | Above average | Average |
| Call Center Representative | -- | Average |
| Insurer Website | -- | Average |
| Erie Auto Insurance | Nationwide Auto Insurance | |
|---|---|---|
| Overall Satisfaction | Average | Above average |
| First Notice of Loss | Average | Above average |
| Service Interaction | Above average | Above average |
| Appraisal | Average | Above average |
| Repair Process | Among the best | Above average |
| Rental Car Experience | Average | Average |
| Settlement | Average | Average |
| Erie Auto Insurance | Nationwide Auto Insurance | |
|---|---|---|
| A.M. Best | A+ | A+ |
| Moody's | -- | A1 |
| S&P's | A | A+ |
|
Erie
eSSENTIAL Accessibility App. This free app helps you navigate Erie’s website from your mobile device. It’s geared for those with physical disabilities who have trouble using a mouse. The app has keyboard and mouse replacement options and aims to aid the disabled. |
Nationwide
Nationwide Mobile AppThis app allows you to:
Download the Nationwide Mobile App app. Nationwide Mobile Banking AppThis app can be downloaded to your web browser or your mobile phone. The app grants you access to your Nationwide bank accounts. It also lets you stay on top of your insurance related finances. You can deposit checks or pay insurance bills at home or by phone. Click here for more information and to download the Mobile Banking App. |
Erie
Erie Emergency Road ServiceEmergency Road Service coverage is offered as part of your current car insurance policy. Road Service covers labor costs thru their nationwide roadside assistance partner Agero. Service Covered
Contact Phone NumberErie Emergency Road Service Hotline: (800) 367-3743 |
Nationwide
Nationwide Roadside AssistanceNationwide Roadside Assistance offers two levels of coverage that apply to everyone on your policy. It doesn't matter who's car you might be in. Nationwide Roadside Assistance BasicServices covered:
Nationwide Roadside Assistance PlusCovers all the services of the basic plan plus:
Contact Phone NumberCall 1 (800) 421-3535. Visit Nationwide's roadside service website here. This service can help if you need a: locksmith, jumpstart, tire fixed, tow, or gas delivered. |