Comparing quotes is the best way to get the lowest rates from top insurers like Erie and Mercury. QuoteWizard is an independent company that helps you find the right policy at the best rate.
Erie and Mercury are two well known competitors in the world of auto insurance. Erie was founded in 1925, and Mercury was founded in 1962. Although, Erie has rather high insurance premiums, they offer excellent customer service. On the other hand, Mercury has an involved sign-up process, but they offer their customers a wide variety of discounts. Still, both companies have superior financial strength and excellent J.D. Power rankings.So which one offers the kinds of discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.
| Best If |
Erie
|
Mercury
|
| Worst If |
Erie
|
Mercury
|
Erie
Other Discounts:
|
Mercury |
| Bundling Coverage Discounts | Erie | Mercury |
|---|---|---|
| Multi-Car | ||
| Home and Car | ||
| Car and Life | ||
| Vehicle Type and Safety Features | Erie | Mercury |
| Alternative Fuel | ||
| Electronic Stability Control (ESC) | ||
| Anti-Lock Brake | ||
| Anti-Theft | ||
| Passive Restraint | ||
| New Car | ||
| Economy Car | ||
| Utility Vehicle | ||
| Farm or Ranch Vehicle | ||
| Driving Record and Insurance History | Erie | Mercury |
| Accident Free/Good Driver | ||
| Prior Insurance | ||
| Long Term Policy Holder | ||
| Defensive Driving Course | ||
| Student, Professional, and Club Memberships | Erie | Mercury |
| Affinity Group | ||
| College Graduate | ||
| Good Student | ||
| Resident Student | ||
| Organization or Club Membership | ||
| Farm Bureau Member | ||
| Military | ||
| Special Circumstances | Erie | Mercury |
| Telematics Device | ||
| Low Mileage | ||
| Short Commute | ||
| Days Per Week Driven | ||
| Other Discounts | Erie | Mercury |
| Married | ||
| Paid in Full | ||
| Advance Renewal | ||
| Electronic Funds Transfer | ||
| Senior Driver | ||
| 55 and Retired |
| Erie Auto Insurance | Mercury Car Insurance | |
|---|---|---|
| 2016 | 43 | 71 |
| 2015 | 40 | 92 |
| 2014 | 35 | 105 |
| 2013 | 19 | 83 |
| Erie Auto Insurance | Mercury Car Insurance | |
|---|---|---|
| Overall Purchase Experience | Among the best | Above average |
| Policy Offerings | Above average | Above average |
| Pricing | Among the best | Above average |
| Local Agent | Above average | Average |
| Call Center Representative | -- | Average |
| Insurer Website | -- | -- |
| Erie Auto Insurance | Mercury Car Insurance | |
|---|---|---|
| Overall Satisfaction | Average | Average |
| First Notice of Loss | Average | Average |
| Service Interaction | Above average | Average |
| Appraisal | Average | Below average |
| Repair Process | Among the best | Below average |
| Rental Car Experience | Average | Average |
| Settlement | Average | Average |
| Erie Auto Insurance | Mercury Car Insurance | |
|---|---|---|
| A.M. Best | A+ | A+ |
| Moody's | -- | -- |
| S&P's | A | -- |
|
Erie
eSSENTIAL Accessibility App. This free app helps you navigate Erie’s website from your mobile device. It’s geared for those with physical disabilities who have trouble using a mouse. The app has keyboard and mouse replacement options and aims to aid the disabled. |
Mercury
Mercury PortalThis app lets you manage your auto insurance policies from your mobile device. You can: pay your auto bills, view your policy information, contact your agent, and request policy changes. You can even view your policy claims and payment history. |
Erie
Erie Emergency Road ServiceEmergency Road Service coverage is offered as part of your current car insurance policy. Road Service covers labor costs thru their nationwide roadside assistance partner Agero. Service Covered
Contact Phone NumberErie Emergency Road Service Hotline: (800) 367-3743 |
Mercury
Mercury Mechanical Breakdown ProtectionMechanical Breakdown Protection essentially works as an extended warranty on your car. It covers the cost of repair when it breads down. While not exactly a roadside assistance program it covers that and more. Roadside Services Covered
Contact Phone NumberCall the hotline (800) 503-3724. |