Comparing quotes is the best way to get the lowest rates from top insurers like Erie and Kemper. QuoteWizard is an independent company that helps you find the right policy at the best rate.
Erie and Kemper are two fierce competitors in the insurance world. Erie was founded in 1925, and Kemper was founded in 1990. Erie is a preferred provider because of their amazing customer service, while Kemper is a preferred provider because of their practical insurance rates for high-risk drivers. On the other hand, Kemper has a habit of raising rates without advanced notice, and Erie’s rates are already on the expensive side. Nonetheless, Erie and Kemper have a wide variety of discounts and excellent financial strength. So which one offers the kinds of discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.
| Best If |
Erie
|
Kemper
|
| Worst If |
Erie
|
Kemper
|
Erie
Other Discounts:
|
Kemper |
| Bundling Coverage Discounts | Erie | Kemper |
|---|---|---|
| Multi-Car | ||
| Home and Car | ||
| Car and Life | ||
| Vehicle Type and Safety Features | Erie | Kemper |
| Alternative Fuel | ||
| Electronic Stability Control (ESC) | ||
| Anti-Lock Brake | ||
| Anti-Theft | ||
| Passive Restraint | ||
| New Car | ||
| Economy Car | ||
| Utility Vehicle | ||
| Farm or Ranch Vehicle | ||
| Driving Record and Insurance History | Erie | Kemper |
| Accident Free/Good Driver | ||
| Prior Insurance | ||
| Long Term Policy Holder | ||
| Defensive Driving Course | ||
| Student, Professional, and Club Memberships | Erie | Kemper |
| Affinity Group | ||
| College Graduate | ||
| Good Student | ||
| Resident Student | ||
| Organization or Club Membership | ||
| Farm Bureau Member | ||
| Military | ||
| Special Circumstances | Erie | Kemper |
| Telematics Device | ||
| Low Mileage | ||
| Short Commute | ||
| Days Per Week Driven | ||
| Other Discounts | Erie | Kemper |
| Married | ||
| Paid in Full | ||
| Advance Renewal | ||
| Electronic Funds Transfer | ||
| Senior Driver | ||
| 55 and Retired |
| Erie Auto Insurance | Kemper Insurance | |
|---|---|---|
| 2016 | 43 | 14 |
| 2015 | 40 | 19 |
| 2014 | 35 | 13 |
| 2013 | 19 | 14 |
| Erie Auto Insurance | Kemper Insurance | |
|---|---|---|
| Overall Purchase Experience | Among the best | |
| Policy Offerings | Above average | |
| Pricing | Among the best | |
| Local Agent | Above average | |
| Call Center Representative | -- | |
| Insurer Website | -- |
| Erie Auto Insurance | Kemper Insurance | |
|---|---|---|
| Overall Satisfaction | Average | |
| First Notice of Loss | Average | |
| Service Interaction | Above average | |
| Appraisal | Average | |
| Repair Process | Among the best | |
| Rental Car Experience | Average | |
| Settlement | Average |
| Erie Auto Insurance | Kemper Insurance | |
|---|---|---|
| A.M. Best | A+ | A- |
| Moody's | -- | -- |
| S&P's | A | A- |
|
Erie
eSSENTIAL Accessibility App. This free app helps you navigate Erie’s website from your mobile device. It’s geared for those with physical disabilities who have trouble using a mouse. The app has keyboard and mouse replacement options and aims to aid the disabled. |
Kemper
Kemper Photo/Express Inspection lets you submit photos of your vehicle damage after you file a claim. By uploading photos of your damages with the app, you’ll get faster claims service. Download the Kemper Photo/Express Inspection app for Android. |
Erie
Erie Emergency Road ServiceEmergency Road Service coverage is offered as part of your current car insurance policy. Road Service covers labor costs thru their nationwide roadside assistance partner Agero. Service Covered
Contact Phone NumberErie Emergency Road Service Hotline: (800) 367-3743 |
Kemper
Kemper Direct Roadside Assistance and TowingKemper Direct includes services like flat tire change or dead battery replacement. Direct Roadside Assistance works to service your broken down car. You can get it through your existing auto insurance policy. Towing services are reimbursed by filing a claim for towing costs. Services Covered
Contact Phone NumberCall 877.268.7416 for Roadside Assistance or Towing. Please have your membership card handy. |