Comparing quotes is the best way to get your lowest rates from top insurers like Erie and GEICO. QuoteWizard is an independent company that helps you find your right policy at your best rate.
Erie and GEICO are two well-known companies in the auto insurance industry. Erie was founded in 1925, and GEICO was founded in 1936. Both companies share excellent customer service and financial strength ratings, and individually are spectacular. GEICO is the #1 ranked auto insurer for 2016, offering affordable premiums and a broad range of driver discounts, and Erie received a J.D. Power award for best customer service in the insurance industry. Though GEICO lacks some basic coverage options, and Erie’s rates are a bit high, they’re both quite successful companies in the auto insurance business. So which one offers the kinds of discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.
| Best If |
Erie
|
GEICO
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| Worst If |
Erie
|
GEICO
|
Erie
Other Discounts:
|
GEICO
GEICO offers a number of discounts for auto, truck, and motorcycle insurance. Some of the discounts include:
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| Bundling Coverage Discounts | Erie | GEICO |
|---|---|---|
| Multi-Car | ||
| Home and Car | ||
| Car and Life | ||
| Vehicle Type and Safety Features | Erie | GEICO |
| Alternative Fuel | ||
| Electronic Stability Control (ESC) | ||
| Anti-Lock Brake | ||
| Anti-Theft | ||
| Passive Restraint | ||
| New Car | ||
| Economy Car | ||
| Utility Vehicle | ||
| Farm or Ranch Vehicle | ||
| Driving Record and Insurance History | Erie | GEICO |
| Accident Free/Good Driver | ||
| Prior Insurance | ||
| Long Term Policy Holder | ||
| Defensive Driving Course | ||
| Student, Professional, and Club Memberships | Erie | GEICO |
| Affinity Group | ||
| College Graduate | ||
| Good Student | ||
| Resident Student | ||
| Organization or Club Membership | ||
| Farm Bureau Member | ||
| Military | ||
| Special Circumstances | Erie | GEICO |
| Telematics Device | ||
| Low Mileage | ||
| Short Commute | ||
| Days Per Week Driven | ||
| Other Discounts | Erie | GEICO |
| Married | ||
| Paid in Full | ||
| Advance Renewal | ||
| Electronic Funds Transfer | ||
| Senior Driver | ||
| 55 and Retired |
| Erie Auto Insurance | GEICO Auto Insurance | |
|---|---|---|
| 2016 | 43 | 144 |
| 2015 | 40 | 283 |
| 2014 | 35 | 267 |
| 2013 | 19 | 188 |
| Erie Auto Insurance | GEICO Auto Insurance | |
|---|---|---|
| Overall Purchase Experience | Among the best | Below average |
| Policy Offerings | Above average | Average |
| Pricing | Among the best | Average |
| Local Agent | Above average | Below average |
| Call Center Representative | -- | Average |
| Insurer Website | -- | Average |
| Erie Auto Insurance | GEICO Auto Insurance | |
|---|---|---|
| Overall Satisfaction | Average | Average |
| First Notice of Loss | Average | Above average |
| Service Interaction | Above average | Below average |
| Appraisal | Average | Average |
| Repair Process | Among the best | Below average |
| Rental Car Experience | Average | Among the best |
| Settlement | Average | Average |
| Erie Auto Insurance | GEICO Auto Insurance | |
|---|---|---|
| A.M. Best | A+ | A++ |
| Moody's | -- | Aa1- |
| S&P's | A | AA+ |
|
Erie
eSSENTIAL Accessibility App. This free app helps you navigate Erie’s website from your mobile device. It’s geared for those with physical disabilities who have trouble using a mouse. The app has keyboard and mouse replacement options and aims to aid the disabled. |
GEICO
The GEICO Mobile Appprovides customers easy access to their insurance policies. Its features include:
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Erie
Erie Emergency Road ServiceEmergency Road Service coverage is offered as part of your current car insurance policy. Road Service covers labor costs thru their nationwide roadside assistance partner Agero. Service Covered
Contact Phone NumberErie Emergency Road Service Hotline: (800) 367-3743 |
GEICO
GEICO Roadside Assistance With Emergency Road ServiceGEICO Roadside Assistance With Emergency Road Service is an add-on that provides customer's with cheap towing and basic repairs. The service costs as little as $14 a year, per car and can assist motorists with: Roadside Assistance Services Covered
Roadside Assistance With Emergency Road Service will only fix minor problems like these. However, if your car needs major work, you will be towed to a safe place where repairs can be made. Contact Phone NumberYou can access GEICO’s Emergency Road Service through its mobile app. You can also call (800) 443-7411. Using GEICO's mobile app is a great way to get help fast because of GPS. The GPS locator means GEICO can find you and send help even if you're not sure where you are. |