Compare Erie vs. GEICO Insurance

Get affordable car insurance quotes from top companies like Erie and GEICO

Erie and GEICO are two well-known companies in the auto insurance industry. Erie was founded in 1925, and GEICO was founded in 1936. Both companies share excellent customer service and financial strength ratings, and individually are spectacular. GEICO is the #1 ranked auto insurer for 2016, offering affordable premiums and a broad range of driver discounts, and Erie received a J.D. Power award for best customer service in the insurance industry. Though GEICO lacks some basic coverage options, and Erie’s rates are a bit high, they’re both quite successful companies in the auto insurance business. So which one offers the kinds of discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.

Best If/Worst If

  Erie GEICO
Best If Erie
  • You want excellent customer service
 GEICO
  • You want great customer service and low premiums
Worst If Erie
  • You want more affordable insurance premiums
 GEICO
  • You want other products aside from car and motorcycle insurance (other products offered through third parties)

Special Car Insurance Discounts

Erie GEICO
Erie

Other Discounts:

  • Safe Driving Course Discount
  • Driver Training Discount
  • Accident Prevention Course Discount
 GEICO

GEICO offers a number of discounts for auto, truck, and motorcycle insurance. Some of the discounts include:

  • Vehicle Equipment discounts
    • Air bags, anti-lock brake system, anti-theft system, and daytime running lights discounts
  • Driving History and Habits discounts
    • Five-year accident-free good driver and seatbelt use discounts
  • Driver’s Education discounts
    • Defensive driving, driver’s ed, and good student discounts
  • Driver Affiliations
    • Emergency deployment, military, membership/employee discounts, or federal employee status discounts
  • Customer Loyalty discounts
    • Multi-car, multi-policy/line (bundling) discounts

Compare Insurance Prices

Comparing quotes is the best way to get your lowest rates from top insurers like Erie and GEICO. QuoteWizard is an independent company that helps you find your right policy at your best rate.

Standard Car Insurance Discounts

Bundling Coverage Discounts Erie GEICO
Multi-Car check check
Home and Car check check
Car and Life check check
Vehicle Type and Safety Features Erie GEICO
Alternative Fuel
Electronic Stability Control (ESC)
Anti-Lock Brake check check
Anti-Theft check check
Passive Restraint
New Car
Economy Car
Utility Vehicle
Farm or Ranch Vehicle
Driving Record and Insurance History Erie GEICO
Accident Free/Good Driver check check
Prior Insurance
Long Term Policy Holder
Defensive Driving Course check check
Student, Professional, and Club Memberships Erie GEICO
Affinity Group
College Graduate check
Good Student check check
Resident Student
Organization or Club Membership
Farm Bureau Member
Military check
Special Circumstances Erie GEICO
Telematics Device
Low Mileage
Short Commute
Days Per Week Driven
Other Discounts Erie GEICO
Married
Paid in Full check
Advance Renewal
Electronic Funds Transfer
Senior Driver
55 and Retired check

Consumer Complaint Data

Erie Auto Insurance GEICO Auto Insurance
2016 43 144
2015 40 283
2014 35 267
2013 19 188

U.S. Auto Insurance Shopping Study (2016)

Erie Auto Insurance GEICO Auto Insurance
Overall Purchase Experience Among the best Below average
Policy Offerings Above average Average
Pricing Among the best Average
Local Agent Above average Below average
Call Center Representative -- Average
Insurer Website -- Average

U.S. Auto Insurance Claims Satisfaction Study (2015)

Erie Auto Insurance GEICO Auto Insurance
Overall Satisfaction Average Average
First Notice of Loss Average Above average
Service Interaction Above average Below average
Appraisal Average Average
Repair Process Among the best Below average
Rental Car Experience Average Among the best
Settlement Average Average

Financial Strength Ratings

Erie Auto Insurance GEICO Auto Insurance
A.M. Best A+ A++
Moody's -- Aa1-
S&P's A AA+

Mobile Apps

Erie GEICO
Erie

eSSENTIAL Accessibility App. This free app helps you navigate Erie’s website from your mobile device. It’s geared for those with physical disabilities who have trouble using a mouse. The app has keyboard and mouse replacement options and aims to aid the disabled.

 GEICO

The GEICO Mobile App

provides customers easy access to their insurance policies. Its features include:

  • Digital ID Cards. Have your insurance cards stored on your phone for quick, easy access in case of emergency
  • Roadside Assistance. Contact GEICO direct from your mobile phone for help should you get a flat tire, have an accident, etc.
  • Chat. Talk instantly to insurance agents with the chat feature anytime, and anywhere

Download the GEICO app.

Roadside Assistance

Erie GEICO
Erie

Erie Emergency Road Service

Emergency Road Service coverage is offered as part of your current car insurance policy. Road Service covers labor costs thru their nationwide roadside assistance partner Agero.

Service Covered

  • Towing
  • Flat tire
  • Battery service
  • Gas delivery

Contact Phone Number

Erie Emergency Road Service Hotline: (800) 367-3743

 GEICO

GEICO Roadside Assistance With Emergency Road Service

GEICO Roadside Assistance With Emergency Road Service is an add-on that provides customer's with cheap towing and basic repairs. The service costs as little as $14 a year, per car and can assist motorists with:

Roadside Assistance Services Covered

  • Car battery jumping
  • Replacing flat tires with your spare
  • Bringing you gasoline if your tank's empty
  • Locksmith service (Up to $100)
  • Towing that's unrelated to an accident

Roadside Assistance With Emergency Road Service will only fix minor problems like these. However, if your car needs major work, you will be towed to a safe place where repairs can be made.

Contact Phone Number

You can access GEICO’s Emergency Road Service through its mobile app. You can also call (800) 443-7411.
Visit GEICO's roadside service website here.

Using GEICO's mobile app is a great way to get help fast because of GPS. The GPS locator means GEICO can find you and send help even if you're not sure where you are.