21st Century and Erie are two top-rated companies in the insurance industry. 21st Century was founded in 1958, and Erie was founded in 1925. Both Erie and 21st Century provide excellent customer service, but where 21st offers affordable premiums, Erie offers significantly pricier ones. Additionally, they each have broad selections of auto discounts.
However, 21st Century raises people’s premiums without advance notice, while Erie’s claims process is a bit subpar. Still, both have great financial strength and J.D. Power ratings.
So which one offers the kinds of discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.
Here are some of 21st Century's common discounts:
Comparing quotes is the best way to get your lowest rates from top insurers like Erie and 21st Century. QuoteWizard is an independent company that helps you find your right policy at your best rate.
| Bundling Coverage Discounts | Erie | 21st Century |
|---|---|---|
| Multi-Car | ||
| Home and Car | ||
| Car and Life | ||
| Vehicle Type and Safety Features | Erie | 21st Century |
| Alternative Fuel | ||
| Electronic Stability Control (ESC) | ||
| Anti-Lock Brake | ||
| Anti-Theft | ||
| Passive Restraint | ||
| New Car | ||
| Economy Car | ||
| Utility Vehicle | ||
| Farm or Ranch Vehicle | ||
| Driving Record and Insurance History | Erie | 21st Century |
| Accident Free/Good Driver | ||
| Prior Insurance | ||
| Long Term Policy Holder | ||
| Defensive Driving Course | ||
| Student, Professional, and Club Memberships | Erie | 21st Century |
| Affinity Group | ||
| College Graduate | ||
| Good Student | ||
| Resident Student | ||
| Organization or Club Membership | ||
| Farm Bureau Member | ||
| Military | ||
| Special Circumstances | Erie | 21st Century |
| Telematics Device | ||
| Low Mileage | ||
| Short Commute | ||
| Days Per Week Driven | ||
| Other Discounts | Erie | 21st Century |
| Married | ||
| Paid in Full | ||
| Advance Renewal | ||
| Electronic Funds Transfer | ||
| Senior Driver | ||
| 55 and Retired |
| Erie Auto Insurance | 21st Century Car Insurance | |
|---|---|---|
| 2016 | 43 | 4 |
| 2015 | 40 | 2 |
| 2014 | 35 | 9 |
| 2013 | 19 | 3 |
| Erie Auto Insurance | 21st Century Car Insurance | |
|---|---|---|
| Overall Purchase Experience | Among the best | Below average |
| Policy Offerings | Above average | Below average |
| Pricing | Among the best | Below average |
| Local Agent | Above average | Below average |
| Call Center Representative | -- | Below average |
| Insurer Website | -- | Among the best |
| Erie Auto Insurance | 21st Century Car Insurance | |
|---|---|---|
| Overall Satisfaction | Average | Average |
| First Notice of Loss | Average | Below average |
| Service Interaction | Above average | Average |
| Appraisal | Average | Average |
| Repair Process | Among the best | Below average |
| Rental Car Experience | Average | Average |
| Settlement | Average | Average |
| Erie Auto Insurance | 21st Century Car Insurance | |
|---|---|---|
| A.M. Best | A+ | A |
| Moody's | -- | -- |
| S&P's | A | A+ |
|
Erie
eSSENTIAL Accessibility App. This free app helps you navigate Erie’s website from your mobile device. It’s geared for those with physical disabilities who have trouble using a mouse. The app has keyboard and mouse replacement options and aims to aid the disabled. |
21st Century
The 21st iPhone appThis mobile app lets you view and pay insurance bills. You also get 24/7 access to your policy information and insurance ID cards. You can also report a claim, document details through the app, and contact roadside assistance. |
Erie
Erie Emergency Road ServiceEmergency Road Service coverage is offered as part of your current car insurance policy. Road Service covers labor costs thru their nationwide roadside assistance partner Agero. Service Covered
Contact Phone NumberErie Emergency Road Service Hotline: (800) 367-3743 |
21st Century
21st Roadside AssistanceAs a policy holder at 21st Century you are automatically enrolled in the roadside assistance program. 21st Century gives policy holder access to 24-hour roadside service for no extra cost. Every vehicle and driver under your policy is automatically covered. Roadside Services Covered
Contact Phone NumberHotline: (877) 310-5687 |