Comparing quotes is the best way to get your lowest rates from top insurers like Country Financial and National General. QuoteWizard is an independent company that helps you find your right policy at your best rate.
Two well-known competitors in the world of insurance are Country Financial and National General. National General was founded in 1920, a few years later Country Financial was founded in 1925. While, Country Financial is best if you are wanting a wide variety of discounts, National General is best if you are affiliated with General Motors Club. However, National General has high premiums that are 10% higher than other companies, and Country Financial has a habit of not renewing policies or returning calls. Still, both companies are top-rated, with A+ ratings from the Better Business Bureau and superior financial strength ratings. So which one offers the kinds of discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.
| Best If |
Country Financial
|
National General
|
| Worst If |
Country Financial
|
National General
|
| Country Financial |
National General
National General SmartDiscounts.National General says that switching to them saves customers an average of $442 a year. And that’s before applying SmartDiscounts to your policy!
|
| Bundling Coverage Discounts | Country Financial | National General |
|---|---|---|
| Multi-Car | ||
| Home and Car | ||
| Car and Life | ||
| Vehicle Type and Safety Features | Country Financial | National General |
| Alternative Fuel | ||
| Electronic Stability Control (ESC) | ||
| Anti-Lock Brake | ||
| Anti-Theft | ||
| Passive Restraint | ||
| New Car | ||
| Economy Car | ||
| Utility Vehicle | ||
| Farm or Ranch Vehicle | ||
| Driving Record and Insurance History | Country Financial | National General |
| Accident Free/Good Driver | ||
| Prior Insurance | ||
| Long Term Policy Holder | ||
| Defensive Driving Course | ||
| Student, Professional, and Club Memberships | Country Financial | National General |
| Affinity Group | ||
| College Graduate | ||
| Good Student | ||
| Resident Student | ||
| Organization or Club Membership | ||
| Farm Bureau Member | ||
| Military | ||
| Special Circumstances | Country Financial | National General |
| Telematics Device | ||
| Low Mileage | ||
| Short Commute | ||
| Days Per Week Driven | ||
| Other Discounts | Country Financial | National General |
| Married | ||
| Paid in Full | ||
| Advance Renewal | ||
| Electronic Funds Transfer | ||
| Senior Driver | ||
| 55 and Retired |
| Country Financial Auto Insurance | National General Car Insurance | |
|---|---|---|
| 2016 | 4 | 69 |
| 2015 | 2 | 74 |
| 2014 | 2 | 50 |
| 2013 | 4 | 30 |
| Country Financial Auto Insurance | National General Car Insurance | |
|---|---|---|
| Overall Purchase Experience | ||
| Policy Offerings | ||
| Pricing | ||
| Local Agent | ||
| Call Center Representative | ||
| Insurer Website |
| Country Financial Auto Insurance | National General Car Insurance | |
|---|---|---|
| Overall Satisfaction | Average | |
| First Notice of Loss | Average | |
| Service Interaction | Above average | |
| Appraisal | Average | |
| Repair Process | Average | |
| Rental Car Experience | Average | |
| Settlement | Below average |
| Country Financial Auto Insurance | National General Car Insurance | |
|---|---|---|
| A.M. Best | A+ | A- |
| Moody's | -- | -- |
| S&P's | -- | BBB+ |
Country Financial
Snap N Send by Country FinancialSnap N Send by Country Financial is an app that lets you record your Vehicle Identification Number (VIN) and take photos of the damages to your vehicle. You can then send the photos to Country Financial and get a repair estimate within minutes. Download the Snap N Send app here. |
National General
National General Insurance’s Claims App is fairly unique in that it actually puts you in contact with a National General claims service consultant. In addition, you can use the app to submit a claim online or request a towing service. To learn more about and download the app, click here. |
Country Financial
COUNTRY FINANCIAL Road ServiceCOUNTRY Road Service coverage on your policy will cover up to $100 for a tow to the nearest service center. Also, pay up to $100 for locksmith services and gas delivery. Services Covered
Contact Phone NumberFor towing or other roadside services, you can call 866-COUNTRY (866-268-6879) 24 hours a day, 7 days a week. |
National General
National General Motor Club Roadside AssistanceGives those insured by National General a membership plan for three levels of roadside assistance coverage. It's similar to other full suite roadside assistance memberships. You get travel discounts on restaurants, hotels, car rental and more. Coverage extends to all family members in any vehicle you're driving Motor Club BasicCost per year: Single - $59. Couple - $69.
Motor Club StandardCost per year: Single - $79. Couple - $94. Each Dependent - $15.
Motor Club EliteCost per year: Single - $89. Couple - $99. Family - $119.
Contact Phone NumbersRoadside Assistance Hotline 888-310-4173 Customer Service 888-310-4173 Trip Routing 888-310-4173 By signing up for the National General Motor Club, you’ll get access to roadside assistance benefits. The GM Motor Club offers 24/7 roadside assistance and no hidden fees. |