Comparing quotes is the best way to get your lowest rates from top insurers like Country Financial and MetLife. QuoteWizard is an independent company that helps you find your right policy at your best rate.
Country Financial and MetLife are a couple of the top-rated companies in the insurance industry. MetLife was founded first in 1863, and Country Financial was founded later in 1925. Both companies have apparent strengths and weaknesses. For instance, Country Financial offers a variety of discounts, but has a limited online quoting system. On the other hand, MetLife offers helpful and knowledgeable representatives but lack driver discounts and features for their mobile app. Nonetheless, Country Financial and MetLife have superior financial strength ratings. So which one offers the kinds of discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.
| Best If |
Country Financial
|
MetLife
|
| Worst If |
Country Financial
|
MetLife
|
| Country Financial |
MetLife
Deductible Savings BenefitThis discount can save you $50 for every year you don’t file an insurance claim. If you have a covered loss, you can also earn up to $250 and use that towards your insurance deductible. 12% Superior Driver DiscountYou can earn up to 12 percent if you and every driver in your home has a great driving records. 20% MetRewards DiscountSave up to 20 percent through the MetRewards program. You’re eligible for the 20 percent option if you have no claims or violations for five years. |
| Bundling Coverage Discounts | Country Financial | MetLife |
|---|---|---|
| Multi-Car | ||
| Home and Car | ||
| Car and Life | ||
| Vehicle Type and Safety Features | Country Financial | MetLife |
| Alternative Fuel | ||
| Electronic Stability Control (ESC) | ||
| Anti-Lock Brake | ||
| Anti-Theft | ||
| Passive Restraint | ||
| New Car | ||
| Economy Car | ||
| Utility Vehicle | ||
| Farm or Ranch Vehicle | ||
| Driving Record and Insurance History | Country Financial | MetLife |
| Accident Free/Good Driver | ||
| Prior Insurance | ||
| Long Term Policy Holder | ||
| Defensive Driving Course | ||
| Student, Professional, and Club Memberships | Country Financial | MetLife |
| Affinity Group | ||
| College Graduate | ||
| Good Student | ||
| Resident Student | ||
| Organization or Club Membership | ||
| Farm Bureau Member | ||
| Military | ||
| Special Circumstances | Country Financial | MetLife |
| Telematics Device | ||
| Low Mileage | ||
| Short Commute | ||
| Days Per Week Driven | ||
| Other Discounts | Country Financial | MetLife |
| Married | ||
| Paid in Full | ||
| Advance Renewal | ||
| Electronic Funds Transfer | ||
| Senior Driver | ||
| 55 and Retired |
| Country Financial Auto Insurance | MetLife Car Insurance | |
|---|---|---|
| 2016 | 4 | 181 |
| 2015 | 2 | 333 |
| 2014 | 2 | 305 |
| 2013 | 4 | 323 |
| Country Financial Auto Insurance | MetLife Car Insurance | |
|---|---|---|
| Overall Purchase Experience | Below average | |
| Policy Offerings | Below average | |
| Pricing | Below average | |
| Local Agent | Below average | |
| Call Center Representative | Below average | |
| Insurer Website | -- |
| Country Financial Auto Insurance | MetLife Car Insurance | |
|---|---|---|
| Overall Satisfaction | Average | Below average |
| First Notice of Loss | Average | Below average |
| Service Interaction | Above average | Below average |
| Appraisal | Average | Average |
| Repair Process | Average | Below average |
| Rental Car Experience | Average | Average |
| Settlement | Below average | Below average |
| Country Financial Auto Insurance | MetLife Car Insurance | |
|---|---|---|
| A.M. Best | A+ | A+ |
| Moody's | -- | Aa3 |
| S&P's | -- | A+ |
Country Financial
Snap N Send by Country FinancialSnap N Send by Country Financial is an app that lets you record your Vehicle Identification Number (VIN) and take photos of the damages to your vehicle. You can then send the photos to Country Financial and get a repair estimate within minutes. Download the Snap N Send app here. |
MetLife
MetLife US AppThis app lets you securely access your account on the go. Use it to: report auto accidents, pay premiums, and submit any insurance claims you may have. The app has two unique features: one lets you find a dentist in your area. The the other provides access to vision providers near you. |
Country Financial
COUNTRY FINANCIAL Road ServiceCOUNTRY Road Service coverage on your policy will cover up to $100 for a tow to the nearest service center. Also, pay up to $100 for locksmith services and gas delivery. Services Covered
Contact Phone NumberFor towing or other roadside services, you can call 866-COUNTRY (866-268-6879) 24 hours a day, 7 days a week. |
MetLife
Contact Phone NumberFor roadside assistance, call our hotline: 1-800-854-6011. |