Compare Amica Mutual vs SafeAuto Insurance

Get affordable car insurance quotes from top companies like Amica Mutual and Safe Auto

SafeAuto and Amica are two well-known companies in the world of insurance. Amica is liked for its easy and fast claims process. SafeAuto is liked for its many discounts and low rates.

But, SafeAuto’s claims process is slow. And Amica’s customer service can be poor. Still, the latter has 5 out of 5 stars from J.D. Power, and superior financial strength ratings. Amica has neither of these.

So which one offers the discounts, services, and customer ratings that best fit your car insurance wants and needs? Keep reading to find out.

Best If/Worst If

  Amica Mutual Safe Auto
Best If Amica Mutual
  • You want a straightforward claims process
 Safe Auto
  • You want incredibly low insurance rates
Worst If Amica Mutual
  • You’re relying on great customer service
 Safe Auto
  • You want a quick claims process

Special Car Insurance Discounts

Amica Mutual Safe Auto
Amica Mutual

Legacy Discount.

For drivers under 30 who have been with Amica under a family member’s insurance policy.

Anti-Theft Devices Discount.

This discount is given to customers who install anti-theft devices. For example, an alarm system, active or passive alarms, or vehicle recovery/tracking systems.

Electronic Stability Control Discount.

For cars with four-wheel electronic stability control system.

Platinum Choice Auto.

Another service offered by Amica that’s a bit more exclusive from the other discounts. With Platinum Choice, you can get multiple levels of security for your car all in one package. Some of the benefits of Platinum include being able to customize your package policy with single coverage policies. These policies include Accident Forgiveness, Full Glass Coverage, Identity Fraud Monitoring, and Prestige Rental Coverage.

 Safe Auto

Compare Insurance Prices

Comparing quotes is the best way to get your lowest rates from top insurers like Amica Mutual and Safe Auto. QuoteWizard is an independent company that helps you find your right policy at your best rate.

Standard Car Insurance Discounts

Bundling Coverage Discounts Amica Mutual Safe Auto
Multi-Car check check
Home and Car check
Car and Life check
Vehicle Type and Safety Features Amica Mutual Safe Auto
Alternative Fuel
Electronic Stability Control (ESC) check
Anti-Lock Brake check check
Anti-Theft check check
Passive Restraint check
New Car
Economy Car check
Utility Vehicle
Farm or Ranch Vehicle
Driving Record and Insurance History Amica Mutual Safe Auto
Accident Free/Good Driver check
Prior Insurance
Long Term Policy Holder check
Defensive Driving Course check
Student, Professional, and Club Memberships Amica Mutual Safe Auto
Affinity Group
College Graduate
Good Student check check
Resident Student
Organization or Club Membership
Farm Bureau Member
Military
Special Circumstances Amica Mutual Safe Auto
Telematics Device
Low Mileage
Short Commute
Days Per Week Driven
Other Discounts Amica Mutual Safe Auto
Married
Paid in Full check check
Advance Renewal
Electronic Funds Transfer
Senior Driver
55 and Retired

Consumer Complaint Data

Amica Mutual Auto Insurance SafeAuto Car Insurance
2016 29 46
2015 59 82
2014 66 105
2013 61 36

U.S. Auto Insurance Shopping Study (2016)

Amica Mutual Auto Insurance SafeAuto Car Insurance
Overall Purchase Experience Above average
Policy Offerings Above average
Pricing Average
Local Agent Average
Call Center Representative Among the best
Insurer Website --

U.S. Auto Insurance Claims Satisfaction Study (2015)

Amica Mutual Auto Insurance SafeAuto Car Insurance
Overall Satisfaction Among the best
First Notice of Loss Among the best
Service Interaction Average
Appraisal Among the best
Repair Process Average
Rental Car Experience Below average
Settlement Among the best

Financial Strength Ratings

Amica Mutual Auto Insurance SafeAuto Car Insurance
A.M. Best A++ --
Moody's -- --
S&P's A --

Mobile Apps

Amica Mutual Safe Auto
Amica Mutual

Amica Mobile. This app helps you access the company’s website from your mobile device. Use it to make payments, file and track claims, view and save insurance ID cards, and get quotes. You can download Amica Mobile app here. 

 Safe Auto

The SafeAuto Mobile App

This app lets you easily manage your insurance policy from your mobile device. With the app, you can:

  • Pay your insurance premiums
  • View your insurance ID cards or policies
  • Call customer service
  • Use the “Name Your Car” tool

Download the app for iPhone or Android. 

Roadside Assistance

Amica Mutual Safe Auto
Amica Mutual

Amica Roadside Assistance

Roadside Assistance is part of Amica's Towing and Labor coverage add-on to your current auto policy. Even without Towing and Labor coverage, Amica roadside assistance can still help you get service to your car.

Roadside Services Covered

  • Towing (non-accident related)
  • Changing flat tires
  • Jump-start battery
  • Delivering fuel
  • Unlocking doors

Contact Phone Number

Call 866-286-9968 to receive help on the road right away. 

 Safe Auto

SafeAuto offers towing and roadside assistance as a coverage option for your auto insurance policy. With this coverage, towing services and certain repair costs will be paid for. This allows you and your car can get back on the road as soon as possible.