Comparing quotes is the best way to get the lowest rates from top insurers like Amica Mutual and Nationwide. QuoteWizard is an independent company that helps you find the right policy at the best rate.
Amica Mutual and Nationwide are two big names in the world of insurance. Amica Mutual was founded in 1907, followed by Nationwide in 1925. Nationwide was rated the #2 insurer for 2016, and is well-liked for its vanishing deductible program and smooth claims process. Meanwhile, Amica is liked for its quick follow-up and has 5 out of 5 stars for J.D. Power ratings.
However, Amica customers complained about the company dropping their policies without advance notice, and Nationwide lacks some important online services. Still, Nationwide offers great discounts and has a 95% customer satisfaction rate, while Amica’s financial strength ratings also stand superior.
So which one offers the kinds of discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.
| Best If |
Amica Mutual
|
Nationwide
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| Worst If |
Amica Mutual
|
Nationwide
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Amica Mutual
Legacy Discount.For drivers under 30 who have been with Amica under a family member’s insurance policy. Anti-Theft Devices Discount.This discount is given to customers who install anti-theft devices. For example, an alarm system, active or passive alarms, or vehicle recovery/tracking systems. Electronic Stability Control Discount.For cars with four-wheel electronic stability control system. Platinum Choice Auto.Another service offered by Amica that’s a bit more exclusive from the other discounts. With Platinum Choice, you can get multiple levels of security for your car all in one package. Some of the benefits of Platinum include being able to customize your package policy with single coverage policies. These policies include Accident Forgiveness, Full Glass Coverage, Identity Fraud Monitoring, and Prestige Rental Coverage. |
Nationwide
Paperless DocumentsNationwide has a unique discount that saves customers money and saves the company (and the planet) paper. Going paperless simply means sending all the bills, or documents you’d otherwise receive in the mail over to e-mail. It’s an easy way to save paper and keep better track of your important insurance documents. Read more about the Paperless Documents discount. |
| Bundling Coverage Discounts | Amica Mutual | Nationwide |
|---|---|---|
| Multi-Car | ||
| Home and Car | ||
| Car and Life | ||
| Vehicle Type and Safety Features | Amica Mutual | Nationwide |
| Alternative Fuel | ||
| Electronic Stability Control (ESC) | ||
| Anti-Lock Brake | ||
| Anti-Theft | ||
| Passive Restraint | ||
| New Car | ||
| Economy Car | ||
| Utility Vehicle | ||
| Farm or Ranch Vehicle | ||
| Driving Record and Insurance History | Amica Mutual | Nationwide |
| Accident Free/Good Driver | ||
| Prior Insurance | ||
| Long Term Policy Holder | ||
| Defensive Driving Course | ||
| Student, Professional, and Club Memberships | Amica Mutual | Nationwide |
| Affinity Group | ||
| College Graduate | ||
| Good Student | ||
| Resident Student | ||
| Organization or Club Membership | ||
| Farm Bureau Member | ||
| Military | ||
| Special Circumstances | Amica Mutual | Nationwide |
| Telematics Device | ||
| Low Mileage | ||
| Short Commute | ||
| Days Per Week Driven | ||
| Other Discounts | Amica Mutual | Nationwide |
| Married | ||
| Paid in Full | ||
| Advance Renewal | ||
| Electronic Funds Transfer | ||
| Senior Driver | ||
| 55 and Retired |
| Amica Mutual Auto Insurance | Nationwide Auto Insurance | |
|---|---|---|
| 2016 | 29 | 53 |
| 2015 | 59 | 112 |
| 2014 | 66 | 90 |
| 2013 | 61 | 134 |
| Amica Mutual Auto Insurance | Nationwide Auto Insurance | |
|---|---|---|
| Overall Purchase Experience | Above average | Average |
| Policy Offerings | Above average | Average |
| Pricing | Average | Average |
| Local Agent | Average | Average |
| Call Center Representative | Among the best | Average |
| Insurer Website | -- | Average |
| Amica Mutual Auto Insurance | Nationwide Auto Insurance | |
|---|---|---|
| Overall Satisfaction | Among the best | Above average |
| First Notice of Loss | Among the best | Above average |
| Service Interaction | Average | Above average |
| Appraisal | Among the best | Above average |
| Repair Process | Average | Above average |
| Rental Car Experience | Below average | Average |
| Settlement | Among the best | Average |
| Amica Mutual Auto Insurance | Nationwide Auto Insurance | |
|---|---|---|
| A.M. Best | A++ | A+ |
| Moody's | -- | A1 |
| S&P's | A | A+ |
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Amica Mutual
Amica Mobile. This app helps you access the company’s website from your mobile device. Use it to make payments, file and track claims, view and save insurance ID cards, and get quotes. You can download Amica Mobile app here. |
Nationwide
Nationwide Mobile AppThis app allows you to:
Download the Nationwide Mobile App app. Nationwide Mobile Banking AppThis app can be downloaded to your web browser or your mobile phone. The app grants you access to your Nationwide bank accounts. It also lets you stay on top of your insurance related finances. You can deposit checks or pay insurance bills at home or by phone. Click here for more information and to download the Mobile Banking App. |
Amica Mutual
Amica Roadside AssistanceRoadside Assistance is part of Amica's Towing and Labor coverage add-on to your current auto policy. Even without Towing and Labor coverage, Amica roadside assistance can still help you get service to your car. Roadside Services Covered
Contact Phone NumberCall 866-286-9968 to receive help on the road right away. |
Nationwide
Nationwide Roadside AssistanceNationwide Roadside Assistance offers two levels of coverage that apply to everyone on your policy. It doesn't matter who's car you might be in. Nationwide Roadside Assistance BasicServices covered:
Nationwide Roadside Assistance PlusCovers all the services of the basic plan plus:
Contact Phone NumberCall 1 (800) 421-3535. Visit Nationwide's roadside service website here. This service can help if you need a: locksmith, jumpstart, tire fixed, tow, or gas delivered. |