Compare American Family vs. Safeco Insurance

Teen Safe Driver Program

American Family's home website says its Teen Safe Driver program is proven to reduce risky driving behavior by more than 70%. It encourages parents to talk to their teens about how to practice safe driving. It also allows parents to see risky driving behaviors in order to correct them. Using in-car technology, you can record driving behaviors and receive feedback from professional driving coaches. It's a great incentive to drive more safely, especially for new and young drivers.

Business Car Insurance

Business car insurance covers the car owner and his employees if/when his business is on the move.

Classic Car Insurance

This special policy allows classic car owners provides coverage that aligns with the car's value. American Family helps create a personalized policy that gives these cars the protection they need.

Safeco has a wide range of discounts that can help save you tons on your auto insurance policy.

Some of its basic discounts include the following:

Safeco Package

This discount combines three features: coverage, savings, and convenience.

Coverage

• You can choose from an array of coverage options for both home and auto policies
• Safeco also offers coverage enhancements like Equipment Breakdown Coverage or Roadside Assistance

Savings

The Safeco Package can save you up to 15 percent when you combine your home and auto policies

Single Loss Deductible

Picture this: both your home and car are damaged by the same event. You may only have to pay a one lump sum deductible.

Convenience

• You can choose between a six-month and annual auto policy
• Combine billing statements for all your policies to take care of everything in one single place
• Align renewal dates so you only have to keep track of one instead of multiple

Safeco Safety Rewards

With Safety Rewards, you can lower your insurance costs on the following conditions:

• Diminishing Deductible: Your deductible will decrease every renewal period as long as there are no claims filed against your policy
• Accident Forgiveness: After being with Safeco Insurance a certain number of years, the first accident is waived from your policy
• Accident Prevention: Drivers aged 55 and older typically can complete an accident prevention course and thus be eligible for this discount

Teen Safety Rewards

These are to encourage your teen to drive more safely. Teens behind the wheel can earn discounts such as:

• Good student discount
• Driving training discount
• Tips for teen drivers discount

Low Mileage Discount

• If you don't drive much, you may qualify for this discount and save up to 20 percent
• To qualify you have to drive less than 8,000 miles a year

Safeco RightTrack

• RightTrack is a small device that plugs into your vehicle and monitors your driving habits. Just by signing up for this discount, you can initially save 5 percent off your car insurance premium
• After 90 days, you may be eligible to earn up to a 30 percent discount if you're a safe driver