Comparing quotes is the best way to get your lowest rates from top insurers like Allstate and The Hartford. QuoteWizard is an independent company that helps you find your right policy at your best rate.
Allstate and The Hartford are both top-notch providers for auto insurance. The Hartford is ranked the #11 auto insurer for 2016, while Allstate is ranked #7. Both companies have positive reviews about claims management and support. Both companies also have A-ratings from A.M. Best, Moody’s, and Standard and Poor’s.
Allstate and The Hartford both offer a wide range of auto discounts. The Hartford has even more discounts for AARP members. The Hartford’s roadside service package covers tow and labor costs regardless of whether or not it was in an accident.
So which one offers the discounts, services, and customer ratings that best fit your car insurance wants and needs? Keep reading to find out.
| Best If |
Allstate
|
The Hartford
|
| Worst If |
Allstate
|
The Hartford
|
| Allstate |
The Hartford
The Hartford offers multiple discounts to save you money on your auto insurance premium. These discounts include:
|
| Bundling Coverage Discounts | Allstate | The Hartford |
|---|---|---|
| Multi-Car | ||
| Home and Car | ||
| Car and Life | ||
| Vehicle Type and Safety Features | Allstate | The Hartford |
| Alternative Fuel | ||
| Electronic Stability Control (ESC) | ||
| Anti-Lock Brake | ||
| Anti-Theft | ||
| Passive Restraint | ||
| New Car | ||
| Economy Car | ||
| Utility Vehicle | ||
| Farm or Ranch Vehicle | ||
| Driving Record and Insurance History | Allstate | The Hartford |
| Accident Free/Good Driver | ||
| Prior Insurance | ||
| Long Term Policy Holder | ||
| Defensive Driving Course | ||
| Student, Professional, and Club Memberships | Allstate | The Hartford |
| Affinity Group | ||
| College Graduate | ||
| Good Student | ||
| Resident Student | ||
| Organization or Club Membership | ||
| Farm Bureau Member | ||
| Military | ||
| Special Circumstances | Allstate | The Hartford |
| Telematics Device | ||
| Low Mileage | ||
| Short Commute | ||
| Days Per Week Driven | ||
| Other Discounts | Allstate | The Hartford |
| Married | ||
| Paid in Full | ||
| Advance Renewal | ||
| Electronic Funds Transfer | ||
| Senior Driver | ||
| 55 and Retired |
| Allstate Auto Insurance | The Hartford Auto Insurance | |
|---|---|---|
| 2016 | 322 | 30 |
| 2015 | 460 | 72 |
| 2014 | 569 | 69 |
| 2013 | 530 | 67 |
| Allstate Auto Insurance | The Hartford Auto Insurance | |
|---|---|---|
| Overall Purchase Experience | Below average | Among the best |
| Policy Offerings | Average | Among the best |
| Pricing | Below average | Among the best |
| Local Agent | Average | Average |
| Call Center Representative | Below average | Average |
| Insurer Website | Average | Among the best |
| Allstate Auto Insurance | The Hartford Auto Insurance | |
|---|---|---|
| Overall Satisfaction | Average | Above average |
| First Notice of Loss | Average | Above average |
| Service Interaction | Average | Below average |
| Appraisal | Above average | Average |
| Repair Process | Below average | Among the best |
| Rental Car Experience | Above average | Average |
| Settlement | Average | Above average |
| Allstate Auto Insurance | The Hartford Auto Insurance | |
|---|---|---|
| A.M. Best | A+ | A |
| Moody's | Aa3 | A2 |
| S&P's | AA- | A |
|
Allstate
Allstate Mobile has all the information you need on policies and claims. You can download the Allstate mobile app here, or text ALLSTATEAPP to 25788. Drivewise Mobile makes the Allstate Drivewise discount even easier. The app collects information about your good driving habits and then rewards you for safe driving. All you have to do is download the app, login, and start driving. Allstate Motor Club offers 24/7 roadside assistance to its members. They can access any emergency service from their smartphones with just one touch. You have to first join Allstate Motor Club. But the app is 100% free! |
The Hartford
The Hartford Smartphone App for Auto and Home lets you manage your insurance policies directly and conveniently from your mobile device. You can store and view your ID cards, pay your premiums, and track any claims you’ve made. Even without having to log in, you’ll have access to roadside assistance as well as an emergency checklist. Also available is a repair service finder, replacement vehicle locator, insurance agent locator, and much more. Download the Hartford Smartphone app for iPhone or Android. |
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Allstate
Allstate offers three services that can help give you a hand when you run into trouble on the road. You can access help from your phone using GPS tracking. Then watch them on the map as they come your way. Allstate has 3 service options for drivers to choose from with many levels of service. Allstate Motor ClubPlatinum Elite Member $99/year
Good Hands Rescue Open to everyone to use no policy or membership requirements. Use the app to select and locate service from a network of nationwide providers. Good Hands Rescue app gives you:
Roadside Services Included
Towing & Labor Coverage Can be bought as an add-on to your Allstate insurance policy. Basic services include
|
The Hartford
The Hartford Towing and LaborTowing and Labor coverage is available on your existing auto insurance policy. It covers the tow and labor costs, but does not cover additional parts needed for repairs to the car. The Hartford offers Towing and Labor coverage, which includes all the services that a standard roadside assistance package would have. Services Covered
Contact Phone NumberFor immediate roadside assistance/claims service, call 1 (800) 322-7789. |