Compare Allstate vs. Safeco Insurance

Safeco has a wide range of discounts that can help save you tons on your auto insurance policy.

Some of its basic discounts include the following:

Safeco Package

This discount combines three features: coverage, savings, and convenience.

Coverage

• You can choose from an array of coverage options for both home and auto policies
• Safeco also offers coverage enhancements like Equipment Breakdown Coverage or Roadside Assistance

Savings

The Safeco Package can save you up to 15 percent when you combine your home and auto policies

Single Loss Deductible

Picture this: both your home and car are damaged by the same event. You may only have to pay a one lump sum deductible.

Convenience

• You can choose between a six-month and annual auto policy
• Combine billing statements for all your policies to take care of everything in one single place
• Align renewal dates so you only have to keep track of one instead of multiple

Safeco Safety Rewards

With Safety Rewards, you can lower your insurance costs on the following conditions:

• Diminishing Deductible: Your deductible will decrease every renewal period as long as there are no claims filed against your policy
• Accident Forgiveness: After being with Safeco Insurance a certain number of years, the first accident is waived from your policy
• Accident Prevention: Drivers aged 55 and older typically can complete an accident prevention course and thus be eligible for this discount

Teen Safety Rewards

These are to encourage your teen to drive more safely. Teens behind the wheel can earn discounts such as:

• Good student discount
• Driving training discount
• Tips for teen drivers discount

Low Mileage Discount

• If you don't drive much, you may qualify for this discount and save up to 20 percent
• To qualify you have to drive less than 8,000 miles a year

Safeco RightTrack

• RightTrack is a small device that plugs into your vehicle and monitors your driving habits. Just by signing up for this discount, you can initially save 5 percent off your car insurance premium
• After 90 days, you may be eligible to earn up to a 30 percent discount if you're a safe driver

Allstate Mobile has all the information you need on policies and claims. You can download the Allstate mobile app here, or text ALLSTATEAPP to 25788.

Drivewise Mobile makes the Allstate Drivewise discount even easier. The app collects information about your good driving habits and then rewards you for safe driving. All you have to do is download the app, login, and start driving.

Allstate Motor Club offers 24/7 roadside assistance to its members. They can access any emergency service from their smartphones with just one touch. You have to first join Allstate Motor Club. But the app is 100% free!

Safeco doesn’t have a mobile app for auto insurance, but it does have one for homeowners insurance.

The Safeco Home Inventory App lets you easily catalog all your valuables and belongings in your home. You can keep track of all your items by room or category. View your inventory should something happen to your home.

Download the Safeco homeowners insurance app here.

Allstate offers three services that can help give you a hand when you run into trouble on the road. You can access help from your phone using GPS tracking. Then watch them on the map as they come your way.

Allstate has 3 service options for drivers to choose from with many levels of service.

Allstate Motor Club

Platinum Elite Member $99/year

• 24-Hour emergency service covered up to $250 per instance
  • Towing
  • Tire change
  • Gas delivery
  • Lockouts
• Motorcycle & RV Coverage
• $10,000 Theft/Hit and Run Protection
  • Will pay up to $10,000 to witnesses that provide information leading to the arrest of the thief or assailant
• $2,000 Arrest Bond Certificate
  • If you’re jailed for a moving violation, Allstate will post $2,000 bail to get you out of jail. Limitations on bail amount in certain states
• $1,500 Trip Interruption Benefit
  • If your car breaks down away from home Allstate will cover lodging, meals ,and travel
• Free CARFAX Vehicle History Report ( typically cost $40)
• Travel Savings & Discounts
  • Hotel
  • Car rental
  • Airline
  • Access Savings Mobile app. Lets you search for discounts near you

Good Hands Rescue

Open to everyone to use no policy or membership requirements. Use the app to select and locate service from a network of nationwide providers.

Good Hands Rescue app gives you:

• GPS to get service to you quicker
• Real-time updates to give you an ETA of service arrival
• Locate the nearest repair center

Roadside Services Included

Towing
• Gas delivery
• Jump-starts
• Lockouts
• Tire changes

Towing & Labor Coverage

Can be bought as an add-on to your Allstate insurance policy.

Basic services include

• Towing
• Lockouts
• Fuel Delivery
• Tire Changes
• Jump-starts

Safeco Roadside Assistance

Roadside Assistance with Safeco provides policy holders additional coverage for 24/7 roadside service. An insured car with roadside assistance coverage is eligible for services along with insured RV's and motorcycles.

Roadside Services Covered:

• Towing
• Flat tire
• Battery service
• Fuel and Fluids
• Lockout

Contact Phone Number

Hotline: 1-877-762-3101

Roadside assistance operates 24 hours a day, 7 days a week.