Comparing quotes is the best way to get the lowest rates from top insurers like Allstate and Nationwide. QuoteWizard is an independent company that helps you find the right policy at the best rate.
Allstate and Nationwide are two popular companies when it comes to auto insurance. Nationwide as rated the #4 auto insurer in 2015, while Allstate only ranked at #7. Still, both companies have a wide selection of driver discounts and helpful mobile apps for managing your auto policies.
Both companies have extensive roadside assistance programs, but Nationwide’s roadside service is only offered in select states. Allstate and Nationwide rank quite equally in financial strength and J.D. Power ratings, and they both have A ratings from the Better Business Bureau.
So which one offers the discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.
| Best If |
Allstate
|
Nationwide
|
| Worst If |
Allstate
|
Nationwide
|
| Allstate |
Nationwide
Paperless DocumentsNationwide has a unique discount that saves customers money and saves the company (and the planet) paper. Going paperless simply means sending all the bills, or documents you’d otherwise receive in the mail over to e-mail. It’s an easy way to save paper and keep better track of your important insurance documents. Read more about the Paperless Documents discount. |
| Bundling Coverage Discounts | Allstate | Nationwide |
|---|---|---|
| Multi-Car | ||
| Home and Car | ||
| Car and Life | ||
| Vehicle Type and Safety Features | Allstate | Nationwide |
| Alternative Fuel | ||
| Electronic Stability Control (ESC) | ||
| Anti-Lock Brake | ||
| Anti-Theft | ||
| Passive Restraint | ||
| New Car | ||
| Economy Car | ||
| Utility Vehicle | ||
| Farm or Ranch Vehicle | ||
| Driving Record and Insurance History | Allstate | Nationwide |
| Accident Free/Good Driver | ||
| Prior Insurance | ||
| Long Term Policy Holder | ||
| Defensive Driving Course | ||
| Student, Professional, and Club Memberships | Allstate | Nationwide |
| Affinity Group | ||
| College Graduate | ||
| Good Student | ||
| Resident Student | ||
| Organization or Club Membership | ||
| Farm Bureau Member | ||
| Military | ||
| Special Circumstances | Allstate | Nationwide |
| Telematics Device | ||
| Low Mileage | ||
| Short Commute | ||
| Days Per Week Driven | ||
| Other Discounts | Allstate | Nationwide |
| Married | ||
| Paid in Full | ||
| Advance Renewal | ||
| Electronic Funds Transfer | ||
| Senior Driver | ||
| 55 and Retired |
| Allstate Auto Insurance | Nationwide Auto Insurance | |
|---|---|---|
| 2016 | 322 | 53 |
| 2015 | 460 | 112 |
| 2014 | 569 | 90 |
| 2013 | 530 | 134 |
| Allstate Auto Insurance | Nationwide Auto Insurance | |
|---|---|---|
| Overall Purchase Experience | Below average | Average |
| Policy Offerings | Average | Average |
| Pricing | Below average | Average |
| Local Agent | Average | Average |
| Call Center Representative | Below average | Average |
| Insurer Website | Average | Average |
| Allstate Auto Insurance | Nationwide Auto Insurance | |
|---|---|---|
| Overall Satisfaction | Average | Above average |
| First Notice of Loss | Average | Above average |
| Service Interaction | Average | Above average |
| Appraisal | Above average | Above average |
| Repair Process | Below average | Above average |
| Rental Car Experience | Above average | Average |
| Settlement | Average | Average |
| Allstate Auto Insurance | Nationwide Auto Insurance | |
|---|---|---|
| A.M. Best | A+ | A+ |
| Moody's | Aa3 | A1 |
| S&P's | AA- | A+ |
|
Allstate
Allstate Mobile has all the information you need on policies and claims. You can download the Allstate mobile app here, or text ALLSTATEAPP to 25788. Drivewise Mobile makes the Allstate Drivewise discount even easier. The app collects information about your good driving habits and then rewards you for safe driving. All you have to do is download the app, login, and start driving. Allstate Motor Club offers 24/7 roadside assistance to its members. They can access any emergency service from their smartphones with just one touch. You have to first join Allstate Motor Club. But the app is 100% free! |
Nationwide
Nationwide Mobile AppThis app allows you to:
Download the Nationwide Mobile App app. Nationwide Mobile Banking AppThis app can be downloaded to your web browser or your mobile phone. The app grants you access to your Nationwide bank accounts. It also lets you stay on top of your insurance related finances. You can deposit checks or pay insurance bills at home or by phone. Click here for more information and to download the Mobile Banking App. |
|
Allstate
Allstate offers three services that can help give you a hand when you run into trouble on the road. You can access help from your phone using GPS tracking. Then watch them on the map as they come your way. Allstate has 3 service options for drivers to choose from with many levels of service. Allstate Motor ClubPlatinum Elite Member $99/year
Good Hands Rescue Open to everyone to use no policy or membership requirements. Use the app to select and locate service from a network of nationwide providers. Good Hands Rescue app gives you:
Roadside Services Included
Towing & Labor Coverage Can be bought as an add-on to your Allstate insurance policy. Basic services include
|
Nationwide
Nationwide Roadside AssistanceNationwide Roadside Assistance offers two levels of coverage that apply to everyone on your policy. It doesn't matter who's car you might be in. Nationwide Roadside Assistance BasicServices covered:
Nationwide Roadside Assistance PlusCovers all the services of the basic plan plus:
Contact Phone NumberCall 1 (800) 421-3535. Visit Nationwide's roadside service website here. This service can help if you need a: locksmith, jumpstart, tire fixed, tow, or gas delivered. |