Comparing quotes is the best way to get the lowest rates from top insurers like Allstate and MetLife. QuoteWizard is an independent company that helps you find the right policy at the best rate.
Allstate and MetLife are both well-known insurance companies across the nation. Allstate has more discounts. But Metlife’s Deductible Savings Benefit can save customers $50 every year they don’t file a claim.
Both companies have strong financial strength and J.D. Power ratings. And both have good roadside service programs. MetLife’s consumer reviews appear to be a bit lower than Allstate’s. Probably because of its failure to respond to complaints swiftly and lack of follow-up.
So which one offers the discounts, services, and customer ratings that best fit your car insurance wants and needs? Keep reading to find out.
| Best If |
Allstate
|
MetLife
|
| Worst If |
Allstate
|
MetLife
|
| Allstate |
MetLife
Deductible Savings BenefitThis discount can save you $50 for every year you don’t file an insurance claim. If you have a covered loss, you can also earn up to $250 and use that towards your insurance deductible. 12% Superior Driver DiscountYou can earn up to 12 percent if you and every driver in your home has a great driving records. 20% MetRewards DiscountSave up to 20 percent through the MetRewards program. You’re eligible for the 20 percent option if you have no claims or violations for five years. |
| Bundling Coverage Discounts | Allstate | MetLife |
|---|---|---|
| Multi-Car | ||
| Home and Car | ||
| Car and Life | ||
| Vehicle Type and Safety Features | Allstate | MetLife |
| Alternative Fuel | ||
| Electronic Stability Control (ESC) | ||
| Anti-Lock Brake | ||
| Anti-Theft | ||
| Passive Restraint | ||
| New Car | ||
| Economy Car | ||
| Utility Vehicle | ||
| Farm or Ranch Vehicle | ||
| Driving Record and Insurance History | Allstate | MetLife |
| Accident Free/Good Driver | ||
| Prior Insurance | ||
| Long Term Policy Holder | ||
| Defensive Driving Course | ||
| Student, Professional, and Club Memberships | Allstate | MetLife |
| Affinity Group | ||
| College Graduate | ||
| Good Student | ||
| Resident Student | ||
| Organization or Club Membership | ||
| Farm Bureau Member | ||
| Military | ||
| Special Circumstances | Allstate | MetLife |
| Telematics Device | ||
| Low Mileage | ||
| Short Commute | ||
| Days Per Week Driven | ||
| Other Discounts | Allstate | MetLife |
| Married | ||
| Paid in Full | ||
| Advance Renewal | ||
| Electronic Funds Transfer | ||
| Senior Driver | ||
| 55 and Retired |
| Allstate Auto Insurance | MetLife Car Insurance | |
|---|---|---|
| 2016 | 322 | 181 |
| 2015 | 460 | 333 |
| 2014 | 569 | 305 |
| 2013 | 530 | 323 |
| Allstate Auto Insurance | MetLife Car Insurance | |
|---|---|---|
| Overall Purchase Experience | Below average | Below average |
| Policy Offerings | Average | Below average |
| Pricing | Below average | Below average |
| Local Agent | Average | Below average |
| Call Center Representative | Below average | Below average |
| Insurer Website | Average | -- |
| Allstate Auto Insurance | MetLife Car Insurance | |
|---|---|---|
| Overall Satisfaction | Average | Below average |
| First Notice of Loss | Average | Below average |
| Service Interaction | Average | Below average |
| Appraisal | Above average | Average |
| Repair Process | Below average | Below average |
| Rental Car Experience | Above average | Average |
| Settlement | Average | Below average |
| Allstate Auto Insurance | MetLife Car Insurance | |
|---|---|---|
| A.M. Best | A+ | A+ |
| Moody's | Aa3 | Aa3 |
| S&P's | AA- | A+ |
|
Allstate
Allstate Mobile has all the information you need on policies and claims. You can download the Allstate mobile app here, or text ALLSTATEAPP to 25788. Drivewise Mobile makes the Allstate Drivewise discount even easier. The app collects information about your good driving habits and then rewards you for safe driving. All you have to do is download the app, login, and start driving. Allstate Motor Club offers 24/7 roadside assistance to its members. They can access any emergency service from their smartphones with just one touch. You have to first join Allstate Motor Club. But the app is 100% free! |
MetLife
MetLife US AppThis app lets you securely access your account on the go. Use it to: report auto accidents, pay premiums, and submit any insurance claims you may have. The app has two unique features: one lets you find a dentist in your area. The the other provides access to vision providers near you. |
|
Allstate
Allstate offers three services that can help give you a hand when you run into trouble on the road. You can access help from your phone using GPS tracking. Then watch them on the map as they come your way. Allstate has 3 service options for drivers to choose from with many levels of service. Allstate Motor ClubPlatinum Elite Member $99/year
Good Hands Rescue Open to everyone to use no policy or membership requirements. Use the app to select and locate service from a network of nationwide providers. Good Hands Rescue app gives you:
Roadside Services Included
Towing & Labor Coverage Can be bought as an add-on to your Allstate insurance policy. Basic services include
|
MetLife
Contact Phone NumberFor roadside assistance, call our hotline: 1-800-854-6011. |