Comparing quotes is the best way to get your lowest rates from top insurers like Allstate and Foremost. QuoteWizard is an independent company that helps you find your right policy at your best rate.
Allstate and Foremost are two top providers of auto insurance. Foremost is affiliated with Farmers Insurance Group, which is a much bigger insurance company. But its financial strength ratings are still quite strong. Allstate has far more discounts than Foremost, and is rated higher by J.D. Power. Both companies have A-ratings from the Better Business Bureau and offer roadside assistance.
With Allstate, customers instantly have access to roadside services. But Foremost customers must add the coverage option to their policy.
So which one offers the discounts, services, and customer ratings that best fit your car insurance wants and needs? Keep reading to find out.
| Best If |
Allstate
|
Foremost
|
| Worst If |
Allstate
|
Foremost
|
| Bundling Coverage Discounts | Allstate | Foremost |
|---|---|---|
| Multi-Car | ||
| Home and Car | ||
| Car and Life | ||
| Vehicle Type and Safety Features | Allstate | Foremost |
| Alternative Fuel | ||
| Electronic Stability Control (ESC) | ||
| Anti-Lock Brake | ||
| Anti-Theft | ||
| Passive Restraint | ||
| New Car | ||
| Economy Car | ||
| Utility Vehicle | ||
| Farm or Ranch Vehicle | ||
| Driving Record and Insurance History | Allstate | Foremost |
| Accident Free/Good Driver | ||
| Prior Insurance | ||
| Long Term Policy Holder | ||
| Defensive Driving Course | ||
| Student, Professional, and Club Memberships | Allstate | Foremost |
| Affinity Group | ||
| College Graduate | ||
| Good Student | ||
| Resident Student | ||
| Organization or Club Membership | ||
| Farm Bureau Member | ||
| Military | ||
| Special Circumstances | Allstate | Foremost |
| Telematics Device | ||
| Low Mileage | ||
| Short Commute | ||
| Days Per Week Driven | ||
| Other Discounts | Allstate | Foremost |
| Married | ||
| Paid in Full | ||
| Advance Renewal | ||
| Electronic Funds Transfer | ||
| Senior Driver | ||
| 55 and Retired |
| Allstate Auto Insurance | Foremost Auto Insurance | |
|---|---|---|
| 2016 | 322 | 65 |
| 2015 | 460 | 98 |
| 2014 | 569 | 87 |
| 2013 | 530 | 97 |
| Allstate Auto Insurance | Foremost Auto Insurance | |
|---|---|---|
| Overall Purchase Experience | Below average | Average |
| Policy Offerings | Average | Average |
| Pricing | Below average | Average |
| Local Agent | Average | Average |
| Call Center Representative | Below average | -- |
| Insurer Website | Average | Below average |
| Allstate Auto Insurance | Foremost Auto Insurance | |
|---|---|---|
| Overall Satisfaction | Average | Average |
| First Notice of Loss | Average | Average |
| Service Interaction | Average | Above average |
| Appraisal | Above average | Average |
| Repair Process | Below average | Average |
| Rental Car Experience | Above average | Average |
| Settlement | Average | Average |
| Allstate Auto Insurance | Foremost Auto Insurance | |
|---|---|---|
| A.M. Best | A+ | A |
| Moody's | Aa3 | -- |
| S&P's | AA- | A+ |
|
Allstate
Allstate Mobile has all the information you need on policies and claims. You can download the Allstate mobile app here, or text ALLSTATEAPP to 25788. Drivewise Mobile makes the Allstate Drivewise discount even easier. The app collects information about your good driving habits and then rewards you for safe driving. All you have to do is download the app, login, and start driving. Allstate Motor Club offers 24/7 roadside assistance to its members. They can access any emergency service from their smartphones with just one touch. You have to first join Allstate Motor Club. But the app is 100% free! |
Foremost |
|
Allstate
Allstate offers three services that can help give you a hand when you run into trouble on the road. You can access help from your phone using GPS tracking. Then watch them on the map as they come your way. Allstate has 3 service options for drivers to choose from with many levels of service. Allstate Motor ClubPlatinum Elite Member $99/year
Good Hands Rescue Open to everyone to use no policy or membership requirements. Use the app to select and locate service from a network of nationwide providers. Good Hands Rescue app gives you:
Roadside Services Included
Towing & Labor Coverage Can be bought as an add-on to your Allstate insurance policy. Basic services include
|
Foremost
Foremost Towing and Roadside Service CoverageThe extra Towing and Roadside coverage will get you roadside service on covered vehicles. But you could be subject to a maximum policy limit. Foremost offers towing and other roadside services to its customers. It also will cover any roadside costs for you subject to a maximum limit on your auto policy. Services Covered
Contact Phone NumberCall Foremost 24-Hour Roadside Assistance at 1 (800) 554-6678. |