Comparing quotes is the best way to get the lowest rates from top insurers like Allstate and Country Financial. QuoteWizard is an independent company that helps you find the right policy at the best rate.
Allstate and Country Financial are both good providers of auto insurance in the U.S. Allstate was founded in 1931, while Country Financial was founded in 1925. Country Financial is well-known for writing insurance for its consumers who live in rural areas. Both companies have A+ ratings from A.M. Best for financial strength, but Allstate has many more rankings than does Country Financial because of its size.
However, Country Financial was rated among the best auto insurers for the North Central region of the U.S. by J.D. Power, and also has the lowest auto complaint ratio for the past 11 years according to ExpertInsuranceReviews.com.
So which one offers the kinds of discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.
| Best If |
Allstate
|
Country Financial
|
| Worst If |
Allstate
|
Country Financial
|
| Bundling Coverage Discounts | Allstate | Country Financial |
|---|---|---|
| Multi-Car | ||
| Home and Car | ||
| Car and Life | ||
| Vehicle Type and Safety Features | Allstate | Country Financial |
| Alternative Fuel | ||
| Electronic Stability Control (ESC) | ||
| Anti-Lock Brake | ||
| Anti-Theft | ||
| Passive Restraint | ||
| New Car | ||
| Economy Car | ||
| Utility Vehicle | ||
| Farm or Ranch Vehicle | ||
| Driving Record and Insurance History | Allstate | Country Financial |
| Accident Free/Good Driver | ||
| Prior Insurance | ||
| Long Term Policy Holder | ||
| Defensive Driving Course | ||
| Student, Professional, and Club Memberships | Allstate | Country Financial |
| Affinity Group | ||
| College Graduate | ||
| Good Student | ||
| Resident Student | ||
| Organization or Club Membership | ||
| Farm Bureau Member | ||
| Military | ||
| Special Circumstances | Allstate | Country Financial |
| Telematics Device | ||
| Low Mileage | ||
| Short Commute | ||
| Days Per Week Driven | ||
| Other Discounts | Allstate | Country Financial |
| Married | ||
| Paid in Full | ||
| Advance Renewal | ||
| Electronic Funds Transfer | ||
| Senior Driver | ||
| 55 and Retired |
| Allstate Auto Insurance | Country Financial Auto Insurance | |
|---|---|---|
| 2016 | 322 | 4 |
| 2015 | 460 | 2 |
| 2014 | 569 | 2 |
| 2013 | 530 | 4 |
| Allstate Auto Insurance | Country Financial Auto Insurance | |
|---|---|---|
| Overall Purchase Experience | Below average | |
| Policy Offerings | Average | |
| Pricing | Below average | |
| Local Agent | Average | |
| Call Center Representative | Below average | |
| Insurer Website | Average |
| Allstate Auto Insurance | Country Financial Auto Insurance | |
|---|---|---|
| Overall Satisfaction | Average | Average |
| First Notice of Loss | Average | Average |
| Service Interaction | Average | Above average |
| Appraisal | Above average | Average |
| Repair Process | Below average | Average |
| Rental Car Experience | Above average | Average |
| Settlement | Average | Below average |
| Allstate Auto Insurance | Country Financial Auto Insurance | |
|---|---|---|
| A.M. Best | A+ | A+ |
| Moody's | Aa3 | -- |
| S&P's | AA- | -- |
|
Allstate
Allstate Mobile has all the information you need on policies and claims. You can download the Allstate mobile app here, or text ALLSTATEAPP to 25788. Drivewise Mobile makes the Allstate Drivewise discount even easier. The app collects information about your good driving habits and then rewards you for safe driving. All you have to do is download the app, login, and start driving. Allstate Motor Club offers 24/7 roadside assistance to its members. They can access any emergency service from their smartphones with just one touch. You have to first join Allstate Motor Club. But the app is 100% free! |
Country Financial
Snap N Send by Country FinancialSnap N Send by Country Financial is an app that lets you record your Vehicle Identification Number (VIN) and take photos of the damages to your vehicle. You can then send the photos to Country Financial and get a repair estimate within minutes. Download the Snap N Send app here. |
|
Allstate
Allstate offers three services that can help give you a hand when you run into trouble on the road. You can access help from your phone using GPS tracking. Then watch them on the map as they come your way. Allstate has 3 service options for drivers to choose from with many levels of service. Allstate Motor ClubPlatinum Elite Member $99/year
Good Hands Rescue Open to everyone to use no policy or membership requirements. Use the app to select and locate service from a network of nationwide providers. Good Hands Rescue app gives you:
Roadside Services Included
Towing & Labor Coverage Can be bought as an add-on to your Allstate insurance policy. Basic services include
|
Country Financial
COUNTRY FINANCIAL Road ServiceCOUNTRY Road Service coverage on your policy will cover up to $100 for a tow to the nearest service center. Also, pay up to $100 for locksmith services and gas delivery. Services Covered
Contact Phone NumberFor towing or other roadside services, you can call 866-COUNTRY (866-268-6879) 24 hours a day, 7 days a week. |