Comparing quotes is the best way to get the lowest rates from top insurers like Allstate and Amica Mutual. QuoteWizard is an independent company that helps you find the right policy at the best rate.
Allstate and Amica are two insurance companies that specialize in writing auto insurance policies. Both companies have a wide range of discounts, as well as superior financial strength ratings and high J.D. Power ratings.
Amica has been praised for its quick follow-up and smooth claims process. But its customer satisfaction reviews were quite low and negative. Allstate made #7 on the “Top Ten Auto Insurers of 2015” list. And although it has a lot of discounts, its premiums are on the higher side.
So which one offers the discounts, services, and customer ratings that best fit your car insurance wants and needs? Keep reading to find out.
| Best If |
Allstate
|
Amica Mutual
|
| Worst If |
Allstate
|
Amica Mutual
|
| Allstate |
Amica Mutual
Legacy Discount.For drivers under 30 who have been with Amica under a family member’s insurance policy. Anti-Theft Devices Discount.This discount is given to customers who install anti-theft devices. For example, an alarm system, active or passive alarms, or vehicle recovery/tracking systems. Electronic Stability Control Discount.For cars with four-wheel electronic stability control system. Platinum Choice Auto.Another service offered by Amica that’s a bit more exclusive from the other discounts. With Platinum Choice, you can get multiple levels of security for your car all in one package. Some of the benefits of Platinum include being able to customize your package policy with single coverage policies. These policies include Accident Forgiveness, Full Glass Coverage, Identity Fraud Monitoring, and Prestige Rental Coverage. |
| Bundling Coverage Discounts | Allstate | Amica Mutual |
|---|---|---|
| Multi-Car | ||
| Home and Car | ||
| Car and Life | ||
| Vehicle Type and Safety Features | Allstate | Amica Mutual |
| Alternative Fuel | ||
| Electronic Stability Control (ESC) | ||
| Anti-Lock Brake | ||
| Anti-Theft | ||
| Passive Restraint | ||
| New Car | ||
| Economy Car | ||
| Utility Vehicle | ||
| Farm or Ranch Vehicle | ||
| Driving Record and Insurance History | Allstate | Amica Mutual |
| Accident Free/Good Driver | ||
| Prior Insurance | ||
| Long Term Policy Holder | ||
| Defensive Driving Course | ||
| Student, Professional, and Club Memberships | Allstate | Amica Mutual |
| Affinity Group | ||
| College Graduate | ||
| Good Student | ||
| Resident Student | ||
| Organization or Club Membership | ||
| Farm Bureau Member | ||
| Military | ||
| Special Circumstances | Allstate | Amica Mutual |
| Telematics Device | ||
| Low Mileage | ||
| Short Commute | ||
| Days Per Week Driven | ||
| Other Discounts | Allstate | Amica Mutual |
| Married | ||
| Paid in Full | ||
| Advance Renewal | ||
| Electronic Funds Transfer | ||
| Senior Driver | ||
| 55 and Retired |
| Allstate Auto Insurance | Amica Mutual Auto Insurance | |
|---|---|---|
| 2016 | 322 | 29 |
| 2015 | 460 | 59 |
| 2014 | 569 | 66 |
| 2013 | 530 | 61 |
| Allstate Auto Insurance | Amica Mutual Auto Insurance | |
|---|---|---|
| Overall Purchase Experience | Below average | Above average |
| Policy Offerings | Average | Above average |
| Pricing | Below average | Average |
| Local Agent | Average | Average |
| Call Center Representative | Below average | Among the best |
| Insurer Website | Average | -- |
| Allstate Auto Insurance | Amica Mutual Auto Insurance | |
|---|---|---|
| Overall Satisfaction | Average | Among the best |
| First Notice of Loss | Average | Among the best |
| Service Interaction | Average | Average |
| Appraisal | Above average | Among the best |
| Repair Process | Below average | Average |
| Rental Car Experience | Above average | Below average |
| Settlement | Average | Among the best |
| Allstate Auto Insurance | Amica Mutual Auto Insurance | |
|---|---|---|
| A.M. Best | A+ | A++ |
| Moody's | Aa3 | -- |
| S&P's | AA- | A |
|
Allstate
Allstate Mobile has all the information you need on policies and claims. You can download the Allstate mobile app here, or text ALLSTATEAPP to 25788. Drivewise Mobile makes the Allstate Drivewise discount even easier. The app collects information about your good driving habits and then rewards you for safe driving. All you have to do is download the app, login, and start driving. Allstate Motor Club offers 24/7 roadside assistance to its members. They can access any emergency service from their smartphones with just one touch. You have to first join Allstate Motor Club. But the app is 100% free! |
Amica Mutual
Amica Mobile. This app helps you access the company’s website from your mobile device. Use it to make payments, file and track claims, view and save insurance ID cards, and get quotes. You can download Amica Mobile app here. |
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Allstate
Allstate offers three services that can help give you a hand when you run into trouble on the road. You can access help from your phone using GPS tracking. Then watch them on the map as they come your way. Allstate has 3 service options for drivers to choose from with many levels of service. Allstate Motor ClubPlatinum Elite Member $99/year
Good Hands Rescue Open to everyone to use no policy or membership requirements. Use the app to select and locate service from a network of nationwide providers. Good Hands Rescue app gives you:
Roadside Services Included
Towing & Labor Coverage Can be bought as an add-on to your Allstate insurance policy. Basic services include
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Amica Mutual
Amica Roadside AssistanceRoadside Assistance is part of Amica's Towing and Labor coverage add-on to your current auto policy. Even without Towing and Labor coverage, Amica roadside assistance can still help you get service to your car. Roadside Services Covered
Contact Phone NumberCall 866-286-9968 to receive help on the road right away. |