Compare Allstate vs. AIG Insurance

Get affordable car insurance quotes from top companies like Allstate and AIG

Allstate and AIG are both well-known, great companies that write insurance. Allstate was ranked the #7 auto insurer in 2015. And AIG is ranked the #1 commercial insurer in the U.S. and Canada. In addition, AIG serves 98% of the Fortune 500, and has an A+ rating from the Better Business Bureau.

Allstate offers far more driver discounts than AIG. And they have an excellent roadside service program. AIG only offers roadside assistance coverage up to a certain amount.

So which one offers the discounts, services, and customer ratings that best fit your car insurance wants and needs? Keep reading to find out.

Best If/Worst If

  Allstate AIG
Best If Allstate
  • You want easy, online tools to access your account
 AIG
  • You want a wide selection of insurance products
Worst If Allstate
  • You're looking for low priced premiums
 AIG
  • You want a close, strong relationship with your insurance agent. The company is so big that forming bonds can be difficult

Special Car Insurance Discounts

Allstate AIG
Allstate AIG

AIG provides roadside services such as gas, oil, tire, or battery replacement. It also covers labor expenses and delivery costs up to a certain amount. 

Compare Insurance Prices

Comparing quotes is the best way to get your lowest rates from top insurers like Allstate and AIG. QuoteWizard is an independent company that helps you find your right policy at your best rate.

Standard Car Insurance Discounts

Bundling Coverage Discounts Allstate AIG
Multi-Car check
Home and Car
Car and Life check
Vehicle Type and Safety Features Allstate AIG
Alternative Fuel
Electronic Stability Control (ESC)
Anti-Lock Brake check check
Anti-Theft check
Passive Restraint check
New Car check
Economy Car check
Utility Vehicle check
Farm or Ranch Vehicle
Driving Record and Insurance History Allstate AIG
Accident Free/Good Driver check check
Prior Insurance
Long Term Policy Holder
Defensive Driving Course check
Student, Professional, and Club Memberships Allstate AIG
Affinity Group
College Graduate
Good Student check check
Resident Student check check
Organization or Club Membership
Farm Bureau Member
Military
Special Circumstances Allstate AIG
Telematics Device
Low Mileage
Short Commute check
Days Per Week Driven
Other Discounts Allstate AIG
Married
Paid in Full check
Advance Renewal
Electronic Funds Transfer
Senior Driver check check
55 and Retired check check

Consumer Complaint Data

Allstate Auto Insurance AIG Auto Insurance
2016 322 11
2015 460 29
2014 569 22
2013 530 17

U.S. Auto Insurance Shopping Study (2016)

Allstate Auto Insurance AIG Auto Insurance
Overall Purchase Experience Below average
Policy Offerings Average
Pricing Below average
Local Agent Average
Call Center Representative Below average
Insurer Website Average

U.S. Auto Insurance Claims Satisfaction Study (2015)

Allstate Auto Insurance AIG Auto Insurance
Overall Satisfaction Average
First Notice of Loss Average
Service Interaction Average
Appraisal Above average
Repair Process Below average
Rental Car Experience Above average
Settlement Average

Financial Strength Ratings

Allstate Auto Insurance AIG Auto Insurance
A.M. Best A+ A-
Moody's Aa3 A1
S&P's AA- A+

Mobile Apps

Allstate AIG
Allstate

Allstate Mobile has all the information you need on policies and claims. You can download the Allstate mobile app here, or text ALLSTATEAPP to 25788.

Drivewise Mobile makes the Allstate Drivewise discount even easier. The app collects information about your good driving habits and then rewards you for safe driving. All you have to do is download the app, login, and start driving.

Allstate Motor Club offers 24/7 roadside assistance to its members. They can access any emergency service from their smartphones with just one touch. You have to first join Allstate Motor Club. But the app is 100% free!

 AIG

Roadside Assistance

Allstate AIG
Allstate

Allstate offers three services that can help give you a hand when you run into trouble on the road. You can access help from your phone using GPS tracking. Then watch them on the map as they come your way.

Allstate has 3 service options for drivers to choose from with many levels of service.

Allstate Motor Club

Platinum Elite Member $99/year

  • 24-Hour emergency service covered up to $250 per instance
    • Towing
    • Tire change
    • Gas delivery
    • Lockouts
  • Motorcycle & RV Coverage
  • $10,000 Theft/Hit and Run Protection
    • Will pay up to $10,000 to witnesses that provide information leading to the arrest of the thief or assailant
  • $2,000 Arrest Bond Certificate
    • If you’re jailed for a moving violation, Allstate will post $2,000 bail to get you out of jail. Limitations on bail amount in certain states
  • $1,500 Trip Interruption Benefit
    • If your car breaks down away from home Allstate will cover lodging, meals ,and travel
  • Free CARFAX Vehicle History Report ( typically cost $40)
  • Travel Savings & Discounts
    • Hotel
    • Car rental
    • Airline
    • Access Savings Mobile app. Lets you search for discounts near you

Good Hands Rescue

Open to everyone to use no policy or membership requirements. Use the app to select and locate service from a network of nationwide providers.

Good Hands Rescue app gives you:

  • GPS to get service to you quicker
  • Real-time updates to give you an ETA of service arrival
  • Locate the nearest repair center

Roadside Services Included

    Towing
  • Gas delivery
  • Jump-starts
  • Lockouts
  • Tire changes

Towing & Labor Coverage

Can be bought as an add-on to your Allstate insurance policy.

Basic services include

  • Towing
  • Lockouts
  • Fuel Delivery
  • Tire Changes
  • Jump-starts
 AIG