Compare AIG vs. Mercury Insurance

Get affordable car insurance quotes from top companies like AIG and Mercury

AIG and Mercury are two of the biggest names in the world of insurance. AIG was founded in 1919, well before Mercury, which was founded in 1962. While Mercury offers a wide variety of discounts , AIG offers a wide variety of insurance products. On the flip side, AIG is such a large company it is difficult to foster close relationships with your agent, and Mercury could simplify their sign-up process.

Still, both companies have excellent financial strength. So which one offers the kinds of discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.

Best If/Worst If

  AIG Mercury
Best If AIG
  • You want a wide selection of insurance products
  • You want a lot of good discounts
Worst If AIG
  • You want a close, strong relationship with your insurance agent. The company is so big that forming bonds can be difficult
  • You want an easy sign-up process

Special Car Insurance Discounts

AIG Mercury

AIG provides roadside services such as gas, oil, tire, or battery replacement. It also covers labor expenses and delivery costs up to a certain amount. 


Compare Insurance Prices

Comparing quotes is the best way to get your lowest rates from top insurers like AIG and Mercury. QuoteWizard is an independent company that helps you find your right policy at your best rate.

Standard Car Insurance Discounts

Bundling Coverage Discounts AIG Mercury
Multi-Car check
Home and Car check
Car and Life check
Vehicle Type and Safety Features AIG Mercury
Alternative Fuel
Electronic Stability Control (ESC)
Anti-Lock Brake check check
Anti-Theft check
Passive Restraint check
New Car
Economy Car
Utility Vehicle
Farm or Ranch Vehicle
Driving Record and Insurance History AIG Mercury
Accident Free/Good Driver check check
Prior Insurance
Long Term Policy Holder
Defensive Driving Course check check
Student, Professional, and Club Memberships AIG Mercury
Affinity Group check
College Graduate
Good Student check check
Resident Student check
Organization or Club Membership check
Farm Bureau Member
Special Circumstances AIG Mercury
Telematics Device
Low Mileage
Short Commute check
Days Per Week Driven
Other Discounts AIG Mercury
Paid in Full check
Advance Renewal check
Electronic Funds Transfer check
Senior Driver check
55 and Retired check

Consumer Complaint Data

AIG Auto Insurance Mercury Car Insurance
2016 11 71
2015 29 92
2014 22 105
2013 17 83

U.S. Auto Insurance Shopping Study (2016)

AIG Auto Insurance Mercury Car Insurance
Overall Purchase Experience Above average
Policy Offerings Above average
Pricing Above average
Local Agent Average
Call Center Representative Average
Insurer Website --

U.S. Auto Insurance Claims Satisfaction Study (2015)

AIG Auto Insurance Mercury Car Insurance
Overall Satisfaction Average
First Notice of Loss Average
Service Interaction Average
Appraisal Below average
Repair Process Below average
Rental Car Experience Average
Settlement Average

Financial Strength Ratings

AIG Auto Insurance Mercury Car Insurance
A.M. Best A- A+
Moody's A1 --
S&P's A+ --

Mobile Apps

AIG Mercury
AIG Mercury

Mercury Portal

This app lets you manage your auto insurance policies from your mobile device. You can: pay your auto bills, view your policy information, contact your agent, and request policy changes. You can even view your policy claims and payment history.

Download the Mercury Portal app for Android.

Roadside Assistance

AIG Mercury
AIG Mercury

Mercury Mechanical Breakdown Protection

Mechanical Breakdown Protection essentially works as an extended warranty on your car. It covers the cost of repair when it breads down. While not exactly a roadside assistance program it covers that and more.

Roadside Services Covered

  • 24-hour roadside assistance
  • Rental car assistance
  • Tire protection
  • Trip interruption coverage
  • Nationwide protection
  • Repairs at any licensed repair shop
  • No limit to number of claims
  • Coverage is transferrable

Contact Phone Number

Call the hotline (800) 503-3724.