Compare AIG vs. Amica Mutual Insurance

Get affordable car insurance quotes from top companies like AIG and Amica Mutual

AIG and Amica are two well-known competitors in the world of insurance. Amica was founded in 1907, and AIG wasn’t founded until 1919. Both companies have their strengths and weaknesses. AIG is liked for their array of insurance products. Amica is well liked for their straightforward, and easy claims process.

However, both companies could improve on their customer service according to customer reviews and complaints. Still, both companies have A+ ratings from the Better Business Bureau and have excellent financial strength.

So which one offers the kinds of discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.

Best If/Worst If

  AIG Amica Mutual
Best If AIG
  • You want a wide selection of insurance products
Amica Mutual
  • You want a straightforward claims process
Worst If AIG
  • You want a close, strong relationship with your insurance agent. The company is so big that forming bonds can be difficult
Amica Mutual
  • You’re relying on great customer service

Special Car Insurance Discounts

AIG Amica Mutual

AIG provides roadside services such as gas, oil, tire, or battery replacement. It also covers labor expenses and delivery costs up to a certain amount. 

Amica Mutual

Legacy Discount.

For drivers under 30 who have been with Amica under a family member’s insurance policy.

Anti-Theft Devices Discount.

This discount is given to customers who install anti-theft devices. For example, an alarm system, active or passive alarms, or vehicle recovery/tracking systems.

Electronic Stability Control Discount.

For cars with four-wheel electronic stability control system.

Platinum Choice Auto.

Another service offered by Amica that’s a bit more exclusive from the other discounts. With Platinum Choice, you can get multiple levels of security for your car all in one package. Some of the benefits of Platinum include being able to customize your package policy with single coverage policies. These policies include Accident Forgiveness, Full Glass Coverage, Identity Fraud Monitoring, and Prestige Rental Coverage.

Compare Insurance Prices

Comparing quotes is the best way to get your lowest rates from top insurers like AIG and Amica Mutual. QuoteWizard is an independent company that helps you find your right policy at your best rate.

Standard Car Insurance Discounts

Bundling Coverage Discounts AIG Amica Mutual
Multi-Car check
Home and Car check
Car and Life check
Vehicle Type and Safety Features AIG Amica Mutual
Alternative Fuel
Electronic Stability Control (ESC) check
Anti-Lock Brake check check
Anti-Theft check
Passive Restraint
New Car
Economy Car check
Utility Vehicle
Farm or Ranch Vehicle
Driving Record and Insurance History AIG Amica Mutual
Accident Free/Good Driver check
Prior Insurance
Long Term Policy Holder check
Defensive Driving Course check check
Student, Professional, and Club Memberships AIG Amica Mutual
Affinity Group
College Graduate
Good Student check check
Resident Student check
Organization or Club Membership
Farm Bureau Member
Special Circumstances AIG Amica Mutual
Telematics Device
Low Mileage
Short Commute check
Days Per Week Driven
Other Discounts AIG Amica Mutual
Paid in Full check
Advance Renewal
Electronic Funds Transfer
Senior Driver check
55 and Retired check

Consumer Complaint Data

AIG Auto Insurance Amica Mutual Auto Insurance
2016 11 29
2015 29 59
2014 22 66
2013 17 61

U.S. Auto Insurance Shopping Study (2016)

AIG Auto Insurance Amica Mutual Auto Insurance
Overall Purchase Experience Above average
Policy Offerings Above average
Pricing Average
Local Agent Average
Call Center Representative Among the best
Insurer Website --

U.S. Auto Insurance Claims Satisfaction Study (2015)

AIG Auto Insurance Amica Mutual Auto Insurance
Overall Satisfaction Among the best
First Notice of Loss Among the best
Service Interaction Average
Appraisal Among the best
Repair Process Average
Rental Car Experience Below average
Settlement Among the best

Financial Strength Ratings

AIG Auto Insurance Amica Mutual Auto Insurance
A.M. Best A- A++
Moody's A1 --
S&P's A+ A

Mobile Apps

AIG Amica Mutual
AIG Amica Mutual

Amica Mobile. This app helps you access the company’s website from your mobile device. Use it to make payments, file and track claims, view and save insurance ID cards, and get quotes. You can download Amica Mobile app here

Roadside Assistance

AIG Amica Mutual
AIG Amica Mutual

Amica Roadside Assistance

Roadside Assistance is part of Amica's Towing and Labor coverage add-on to your current auto policy. Even without Towing and Labor coverage, Amica roadside assistance can still help you get service to your car.

Roadside Services Covered

  • Towing (non-accident related)
  • Changing flat tires
  • Jump-start battery
  • Delivering fuel
  • Unlocking doors

Contact Phone Number

Call 866-286-9968 to receive help on the road right away.