Comparing quotes is the best way to get your lowest rates from top insurers like AIG and American National. QuoteWizard is an independent company that helps you find your right policy at your best rate.
AIG and American National are both top-rated companies in the auto insurance industry. American National was founded in 1905 and AIG followed 14 years later in 1919. AIG was ranked the number one commercial insurer in the US and Canada, while American National is good about settling claims in a timely fashion.
However, American National could simplify their website and AIG could work on personalizing customer service. Both, AIG and American National are known for their wide variety of insurance products they offer customers.
So which one offers the kinds of discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.
| Best If |
AIG
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American National
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| Worst If |
AIG
|
American National
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AIG
AIG provides roadside services such as gas, oil, tire, or battery replacement. It also covers labor expenses and delivery costs up to a certain amount. |
American National
The Fresh Start discount.This is offered to those who apply for a policy with American National before their current one expires. With this discount, you can save money on your first six months of coverage. The Association discount.This gets you 10 percent off your premiums if you’re a member of certain national and local auto clubs. Cashback.This program is for those who insure both their cars and home with American National. But you must remain claim free for three straight years. Then you'll get a check for 25 percent of your home and auto premiums for the last three years. Every year after that you remain claim free, you’ll receive a check as well. The Three Line discount.This is offered when you insure your vehicle, home, and life with American National. The Collector’s discount.This becomes greater with each collector vehicle added to your account. You can earn up to 85 percent on your discount, and one vehicle must have liability coverage. |
| Bundling Coverage Discounts | AIG | American National |
|---|---|---|
| Multi-Car | ||
| Home and Car | ||
| Car and Life | ||
| Vehicle Type and Safety Features | AIG | American National |
| Alternative Fuel | ||
| Electronic Stability Control (ESC) | ||
| Anti-Lock Brake | ||
| Anti-Theft | ||
| Passive Restraint | ||
| New Car | ||
| Economy Car | ||
| Utility Vehicle | ||
| Farm or Ranch Vehicle | ||
| Driving Record and Insurance History | AIG | American National |
| Accident Free/Good Driver | ||
| Prior Insurance | ||
| Long Term Policy Holder | ||
| Defensive Driving Course | ||
| Student, Professional, and Club Memberships | AIG | American National |
| Affinity Group | ||
| College Graduate | ||
| Good Student | ||
| Resident Student | ||
| Organization or Club Membership | ||
| Farm Bureau Member | ||
| Military | ||
| Special Circumstances | AIG | American National |
| Telematics Device | ||
| Low Mileage | ||
| Short Commute | ||
| Days Per Week Driven | ||
| Other Discounts | AIG | American National |
| Married | ||
| Paid in Full | ||
| Advance Renewal | ||
| Electronic Funds Transfer | ||
| Senior Driver | ||
| 55 and Retired |
| AIG Auto Insurance | American National Auto Insurance | |
|---|---|---|
| 2016 | 11 | 1 |
| 2015 | 29 | 0 |
| 2014 | 22 | 1 |
| 2013 | 17 | 0 |
| AIG Auto Insurance | American National Auto Insurance | |
|---|---|---|
| Overall Purchase Experience | ||
| Policy Offerings | ||
| Pricing | ||
| Local Agent | ||
| Call Center Representative | ||
| Insurer Website |
| AIG Auto Insurance | American National Auto Insurance | |
|---|---|---|
| Overall Satisfaction | ||
| First Notice of Loss | ||
| Service Interaction | ||
| Appraisal | ||
| Repair Process | ||
| Rental Car Experience | ||
| Settlement |
| AIG Auto Insurance | American National Auto Insurance | |
|---|---|---|
| A.M. Best | A- | A |
| Moody's | A1 | -- |
| S&P's | A+ | A |
| AIG |
American National
Insured2Go is ANPAC’s mobile app. The app allows you to report or track claims, review your policy information, direct access to roadside assistance, locate nearby repair shops, pay your premiums, and much more. |
| AIG |
American National
Easy Tow Roadside Assistance from ANPACEasy Tow roadside assistance program will dispatch service to you immediately. ANPAC (American National Property and Casualty) will pay for the service fee. But only up to the limits of your car insurance policy for roadside assistance. Call Easy Tow or access ANPAC's iPhone app Insured2Go to get service dispatched to you. Roadside Assistance Services Covered
Contact Phone NumberWith roadside assistance coverage, all you have to do is call 1 (866) Easy Tow (1 866-327-9869). |