Comparing quotes is the best way to get your lowest rates from top insurers like AAA and Safe Auto. QuoteWizard is an independent company that helps you find your right policy at your best rate.
SafeAuto and AAA are two well-known companies in the auto insurance industry. SafeAuto was founded in 1993, and AAA was founded in 1902. AAA was rated #1 in roadside service for 2016, and offers an array of discounts one can earn through hotels, restaurants, and other venues.
Meanwhile, SafeAuto is liked for providing auto insurance at low rates and having great customer service. However, SafeAuto’s claims process is a bit slow, and AAA has issues with responsiveness to roadside incidents.
So which one offers the kinds of discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.
| Best If |
AAA
|
Safe Auto
|
| Worst If |
AAA
|
Safe Auto
|
|
AAA
Another special feature of AAA is that it offers discounts in almost any category you can imagine. Here are just a few of the Triple A discounts you can get:
|
Safe Auto |
| Bundling Coverage Discounts | AAA | Safe Auto |
|---|---|---|
| Multi-Car | ||
| Home and Car | ||
| Car and Life | ||
| Vehicle Type and Safety Features | AAA | Safe Auto |
| Alternative Fuel | ||
| Electronic Stability Control (ESC) | ||
| Anti-Lock Brake | ||
| Anti-Theft | ||
| Passive Restraint | ||
| New Car | ||
| Economy Car | ||
| Utility Vehicle | ||
| Farm or Ranch Vehicle | ||
| Driving Record and Insurance History | AAA | Safe Auto |
| Accident Free/Good Driver | ||
| Prior Insurance | ||
| Long Term Policy Holder | ||
| Defensive Driving Course | ||
| Student, Professional, and Club Memberships | AAA | Safe Auto |
| Affinity Group | ||
| College Graduate | ||
| Good Student | ||
| Resident Student | ||
| Organization or Club Membership | ||
| Farm Bureau Member | ||
| Military | ||
| Special Circumstances | AAA | Safe Auto |
| Telematics Device | ||
| Low Mileage | ||
| Short Commute | ||
| Days Per Week Driven | ||
| Other Discounts | AAA | Safe Auto |
| Married | ||
| Paid in Full | ||
| Advance Renewal | ||
| Electronic Funds Transfer | ||
| Senior Driver | ||
| 55 and Retired |
| AAA Car Insurance | SafeAuto Car Insurance | |
|---|---|---|
| 2016 | 46 | |
| 2015 | 82 | |
| 2014 | 105 | |
| 2013 | 36 |
| AAA Car Insurance | SafeAuto Car Insurance | |
|---|---|---|
| Overall Purchase Experience | Average | |
| Policy Offerings | Average | |
| Pricing | Average | |
| Local Agent | Average | |
| Call Center Representative | Above average | |
| Insurer Website | Average |
| AAA Car Insurance | SafeAuto Car Insurance | |
|---|---|---|
| Overall Satisfaction | Above average | |
| First Notice of Loss | Above average | |
| Service Interaction | Above average | |
| Appraisal | Average | |
| Repair Process | Among the best | |
| Rental Car Experience | Above average | |
| Settlement | Above average |
| AAA Car Insurance | SafeAuto Car Insurance | |
|---|---|---|
| A.M. Best | A+ | -- |
| Moody's | -- | -- |
| S&P's | A | -- |
|
AAA
AAA Mobile app grants you access to tons of exclusive member discounts at over 164,000 locations. You can also request roadside assistance from your mobile device as well as instant battery quotes. Download the AAA Mobile app here. AAA eTourBook Guides provide members with great travel information for top travel destinations in the US. |
Safe Auto
The SafeAuto Mobile AppThis app lets you easily manage your insurance policy from your mobile device. With the app, you can:
|
AAA
AAA Roadside AssistanceAAA is best known for its roadside assistance and emergency road service. With the Emergency Road Service (ERS), AAA members can request help at any time. ERS offers the following roadside services:
Contact Phone NumberWhen you call the ERS number 1-800-AAA-HELP (1-800-222-4357), you’ll need to provide the rep with your contact information:
|
Safe Auto
SafeAuto offers towing and roadside assistance as a coverage option for your auto insurance policy. With this coverage, towing services and certain repair costs will be paid for. This allows you and your car can get back on the road as soon as possible. |