Comparing quotes is the best way to get the lowest rates from top insurers like AAA and Nationwide. QuoteWizard is an independent company that helps you find the right policy at the best rate.
Compare AAA vs. Nationwide Insurance
Get affordable car insurance quotes from top companies like AAA and Nationwide Compare Auto Insurance RatesAAA and Nationwide are two of the top companies in the auto insurance space. AAA was ranked fifth among auto insurers for 2016. And Nationwide was ranked second. While Nationwide’s roadside assistance program is extensive, it doesn’t hold a candle to that of AAA. In fact, AAA is ranked number one in this area for 2016 because of its three-tier, 24-hour roadside service.
Still, Nationwide is financially stronger than AAA and has higher J.D. Power ratings due to its low premiums, claims process, and friendly customer service.
Which company offers the discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.
Best If/Worst If
| Best If |
AAA
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Nationwide
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| Worst If |
AAA
|
Nationwide
|
Special Car Insurance Discounts
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AAA
Another special feature of AAA is that it offers discounts in almost any category you can imagine. Here are just a few of the Triple A discounts you can get:
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Nationwide
Paperless DocumentsNationwide has a unique discount that saves customers money and saves the company (and the planet) paper. Going paperless simply means sending all the bills, or documents you’d otherwise receive in the mail over to e-mail. It’s an easy way to save paper and keep better track of your important insurance documents. Read more about the Paperless Documents discount. |
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Standard Car Insurance Discounts
| Bundling Coverage Discounts | AAA | Nationwide |
|---|---|---|
| Multi-Car | ||
| Home and Car | ||
| Car and Life | ||
| Vehicle Type and Safety Features | AAA | Nationwide |
| Alternative Fuel | ||
| Electronic Stability Control (ESC) | ||
| Anti-Lock Brake | ||
| Anti-Theft | ||
| Passive Restraint | ||
| New Car | ||
| Economy Car | ||
| Utility Vehicle | ||
| Farm or Ranch Vehicle | ||
| Driving Record and Insurance History | AAA | Nationwide |
| Accident Free/Good Driver | ||
| Prior Insurance | ||
| Long Term Policy Holder | ||
| Defensive Driving Course | ||
| Student, Professional, and Club Memberships | AAA | Nationwide |
| Affinity Group | ||
| College Graduate | ||
| Good Student | ||
| Resident Student | ||
| Organization or Club Membership | ||
| Farm Bureau Member | ||
| Military | ||
| Special Circumstances | AAA | Nationwide |
| Telematics Device | ||
| Low Mileage | ||
| Short Commute | ||
| Days Per Week Driven | ||
| Other Discounts | AAA | Nationwide |
| Married | ||
| Paid in Full | ||
| Advance Renewal | ||
| Electronic Funds Transfer | ||
| Senior Driver | ||
| 55 and Retired |
Consumer Complaint Data
| AAA Car Insurance | Nationwide Auto Insurance | |
|---|---|---|
| 2016 | 53 | |
| 2015 | 112 | |
| 2014 | 90 | |
| 2013 | 134 |
U.S. Auto Insurance Shopping Study (2016)
| AAA Car Insurance | Nationwide Auto Insurance | |
|---|---|---|
| Overall Purchase Experience | Average | Average |
| Policy Offerings | Average | Average |
| Pricing | Average | Average |
| Local Agent | Average | Average |
| Call Center Representative | Above average | Average |
| Insurer Website | Average | Average |
U.S. Auto Insurance Claims Satisfaction Study (2015)
| AAA Car Insurance | Nationwide Auto Insurance | |
|---|---|---|
| Overall Satisfaction | Above average | Above average |
| First Notice of Loss | Above average | Above average |
| Service Interaction | Above average | Above average |
| Appraisal | Average | Above average |
| Repair Process | Among the best | Above average |
| Rental Car Experience | Above average | Average |
| Settlement | Above average | Average |
Financial Strength Ratings
| AAA Car Insurance | Nationwide Auto Insurance | |
|---|---|---|
| A.M. Best | A+ | A+ |
| Moody's | -- | A1 |
| S&P's | A | A+ |
Mobile Apps
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AAA
AAA Mobile app grants you access to tons of exclusive member discounts at over 164,000 locations. You can also request roadside assistance from your mobile device as well as instant battery quotes. Download the AAA Mobile app here. AAA eTourBook Guides provide members with great travel information for top travel destinations in the US. |
Nationwide
Nationwide Mobile AppThis app allows you to:
Download the Nationwide Mobile App app. Nationwide Mobile Banking AppThis app can be downloaded to your web browser or your mobile phone. The app grants you access to your Nationwide bank accounts. It also lets you stay on top of your insurance related finances. You can deposit checks or pay insurance bills at home or by phone. Click here for more information and to download the Mobile Banking App. |
Roadside Assistance
AAA
AAA Roadside AssistanceAAA is best known for its roadside assistance and emergency road service. With the Emergency Road Service (ERS), AAA members can request help at any time. ERS offers the following roadside services:
Contact Phone NumberWhen you call the ERS number 1-800-AAA-HELP (1-800-222-4357), you’ll need to provide the rep with your contact information:
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Nationwide
Nationwide Roadside AssistanceNationwide Roadside Assistance offers two levels of coverage that apply to everyone on your policy. It doesn't matter who's car you might be in. Nationwide Roadside Assistance BasicServices covered:
Nationwide Roadside Assistance PlusCovers all the services of the basic plan plus:
Contact Phone NumberCall 1 (800) 421-3535. Visit Nationwide's roadside service website here. This service can help if you need a: locksmith, jumpstart, tire fixed, tow, or gas delivered. |