AAA and GEICO are well known for providing exceptional coverage and discounts. AAA offers a larger number of discounts than GEICO. But some of the discounts GEICO does offer are the most popular among drivers.
GEICO is financially stronger than AAA and is superior in terms of J.D. Power ratings. AAA’s roadside service has GEICO’s beat. It provides more than just a toll-free number and access via a mobile app.
Best If |
AAA
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GEICO
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Worst If |
AAA
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GEICO
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AAA
Another special feature of AAA is that it offers discounts in almost any category you can imagine. Here are just a few of the Triple A discounts you can get:
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GEICO
GEICO offers a number of discounts for auto, truck, and motorcycle insurance. Some of the discounts include:
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Bundling Coverage Discounts | AAA | GEICO |
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Multi-Car | ||
Home and Car | ||
Car and Life | ||
Vehicle Type and Safety Features | AAA | GEICO |
Alternative Fuel | ||
Electronic Stability Control (ESC) | ||
Anti-Lock Brake | ||
Anti-Theft | ||
Passive Restraint | ||
New Car | ||
Economy Car | ||
Utility Vehicle | ||
Farm or Ranch Vehicle | ||
Driving Record and Insurance History | AAA | GEICO |
Accident Free/Good Driver | ||
Prior Insurance | ||
Long Term Policy Holder | ||
Defensive Driving Course | ||
Student, Professional, and Club Memberships | AAA | GEICO |
Affinity Group | ||
College Graduate | ||
Good Student | ||
Resident Student | ||
Organization or Club Membership | ||
Farm Bureau Member | ||
Military | ||
Special Circumstances | AAA | GEICO |
Telematics Device | ||
Low Mileage | ||
Short Commute | ||
Days Per Week Driven | ||
Other Discounts | AAA | GEICO |
Married | ||
Paid in Full | ||
Advance Renewal | ||
Electronic Funds Transfer | ||
Senior Driver | ||
55 and Retired |
AAA Car Insurance | GEICO Auto Insurance | |
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2016 | 144 | |
2015 | 283 | |
2014 | 267 | |
2013 | 188 |
AAA Car Insurance | GEICO Auto Insurance | |
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Overall Purchase Experience | Average | Below average |
Policy Offerings | Average | Average |
Pricing | Average | Average |
Local Agent | Average | Below average |
Call Center Representative | Above average | Average |
Insurer Website | Average | Average |
AAA Car Insurance | GEICO Auto Insurance | |
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Overall Satisfaction | Above average | Average |
First Notice of Loss | Above average | Above average |
Service Interaction | Above average | Below average |
Appraisal | Average | Average |
Repair Process | Among the best | Below average |
Rental Car Experience | Above average | Among the best |
Settlement | Above average | Average |
AAA Car Insurance | GEICO Auto Insurance | |
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A.M. Best | A+ | A++ |
Moody's | -- | Aa1- |
S&P's | A | AA+ |
AAA
AAA Mobile app grants you access to tons of exclusive member discounts at over 164,000 locations. You can also request roadside assistance from your mobile device as well as instant battery quotes. Download the AAA Mobile app here. AAA eTourBook Guides provide members with great travel information for top travel destinations in the US. |
GEICO
The GEICO Mobile Appprovides customers easy access to their insurance policies. Its features include:
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AAA
AAA Roadside AssistanceAAA is best known for its roadside assistance and emergency road service. With the Emergency Road Service (ERS), AAA members can request help at any time. ERS offers the following roadside services:
Contact Phone NumberWhen you call the ERS number 1-800-AAA-HELP (1-800-222-4357), you’ll need to provide the rep with your contact information:
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GEICO
GEICO Roadside Assistance With Emergency Road ServiceGEICO Roadside Assistance With Emergency Road Service is an add-on that provides customer's with cheap towing and basic repairs. The service costs as little as $14 a year, per car and can assist motorists with: Roadside Assistance Services Covered
Roadside Assistance With Emergency Road Service will only fix minor problems like these. However, if your car needs major work, you will be towed to a safe place where repairs can be made. Contact Phone NumberYou can access GEICO’s Emergency Road Service through its mobile app. You can also call (800) 443-7411. Using GEICO's mobile app is a great way to get help fast because of GPS. The GPS locator means GEICO can find you and send help even if you're not sure where you are. |