Comparing quotes is the best way to get the lowest rates from top insurers like AAA and Country Financial. QuoteWizard is an independent company that helps you find the right policy at the best rate.
AAA and Country Financial have taken different paths to their spots at the pinnacle of the car insurance industry. Country Financial offers a variety of discounts--like ones related to defensive driver, engaged couple, and multiple policies. AAA, on the other hand, is known for its roadside services. However, customers are only allowed four service calls in a year. Any after that costs extra.
As for Country Financial, it has a rather limited online quoting system. Still, both companies manage to have efficient and easy-to-use online platforms, so they share at least one positive aspect.
So which company offers the discounts, services, and customer ratings that best fit your car insurance wants and needs? Keep reading to find out.
| Best If |
AAA
|
Country Financial
|
| Worst If |
AAA
|
Country Financial
|
|
AAA
Another special feature of AAA is that it offers discounts in almost any category you can imagine. Here are just a few of the Triple A discounts you can get:
|
Country Financial |
| Bundling Coverage Discounts | AAA | Country Financial |
|---|---|---|
| Multi-Car | ||
| Home and Car | ||
| Car and Life | ||
| Vehicle Type and Safety Features | AAA | Country Financial |
| Alternative Fuel | ||
| Electronic Stability Control (ESC) | ||
| Anti-Lock Brake | ||
| Anti-Theft | ||
| Passive Restraint | ||
| New Car | ||
| Economy Car | ||
| Utility Vehicle | ||
| Farm or Ranch Vehicle | ||
| Driving Record and Insurance History | AAA | Country Financial |
| Accident Free/Good Driver | ||
| Prior Insurance | ||
| Long Term Policy Holder | ||
| Defensive Driving Course | ||
| Student, Professional, and Club Memberships | AAA | Country Financial |
| Affinity Group | ||
| College Graduate | ||
| Good Student | ||
| Resident Student | ||
| Organization or Club Membership | ||
| Farm Bureau Member | ||
| Military | ||
| Special Circumstances | AAA | Country Financial |
| Telematics Device | ||
| Low Mileage | ||
| Short Commute | ||
| Days Per Week Driven | ||
| Other Discounts | AAA | Country Financial |
| Married | ||
| Paid in Full | ||
| Advance Renewal | ||
| Electronic Funds Transfer | ||
| Senior Driver | ||
| 55 and Retired |
| AAA Car Insurance | Country Financial Auto Insurance | |
|---|---|---|
| 2016 | 4 | |
| 2015 | 2 | |
| 2014 | 2 | |
| 2013 | 4 |
| AAA Car Insurance | Country Financial Auto Insurance | |
|---|---|---|
| Overall Purchase Experience | Average | |
| Policy Offerings | Average | |
| Pricing | Average | |
| Local Agent | Average | |
| Call Center Representative | Above average | |
| Insurer Website | Average |
| AAA Car Insurance | Country Financial Auto Insurance | |
|---|---|---|
| Overall Satisfaction | Above average | Average |
| First Notice of Loss | Above average | Average |
| Service Interaction | Above average | Above average |
| Appraisal | Average | Average |
| Repair Process | Among the best | Average |
| Rental Car Experience | Above average | Average |
| Settlement | Above average | Below average |
| AAA Car Insurance | Country Financial Auto Insurance | |
|---|---|---|
| A.M. Best | A+ | A+ |
| Moody's | -- | -- |
| S&P's | A | -- |
|
AAA
AAA Mobile app grants you access to tons of exclusive member discounts at over 164,000 locations. You can also request roadside assistance from your mobile device as well as instant battery quotes. Download the AAA Mobile app here. AAA eTourBook Guides provide members with great travel information for top travel destinations in the US. |
Country Financial
Snap N Send by Country FinancialSnap N Send by Country Financial is an app that lets you record your Vehicle Identification Number (VIN) and take photos of the damages to your vehicle. You can then send the photos to Country Financial and get a repair estimate within minutes. Download the Snap N Send app here. |
AAA
AAA Roadside AssistanceAAA is best known for its roadside assistance and emergency road service. With the Emergency Road Service (ERS), AAA members can request help at any time. ERS offers the following roadside services:
Contact Phone NumberWhen you call the ERS number 1-800-AAA-HELP (1-800-222-4357), you’ll need to provide the rep with your contact information:
|
Country Financial
COUNTRY FINANCIAL Road ServiceCOUNTRY Road Service coverage on your policy will cover up to $100 for a tow to the nearest service center. Also, pay up to $100 for locksmith services and gas delivery. Services Covered
Contact Phone NumberFor towing or other roadside services, you can call 866-COUNTRY (866-268-6879) 24 hours a day, 7 days a week. |