Comparing quotes is the best way to get the lowest rates from top insurers like AAA and Amica Mutual. QuoteWizard is an independent company that helps you find the right policy at the best rate.
Both AAA and Amica have become big names in the auto insurance business since they were founded in the early 1900s. They’ve also developed their own strengths and weaknesses between then and now. AAA is known for its three-tier roadside assistance service and easy-to-use online components. Amica is quick to follow up on accidents and efficiently works through the claims process.
However, Amica also is known for dropping customers without advanced notice. And AAA charges customers who make more than four service calls for roadside assistance in a year. Still, both companies provide plenty of discounts, and both have excellent financial ratings.
So which one offers the discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.
| Best If |
AAA
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Amica Mutual
|
| Worst If |
AAA
|
Amica Mutual
|
|
AAA
Another special feature of AAA is that it offers discounts in almost any category you can imagine. Here are just a few of the Triple A discounts you can get:
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Amica Mutual
Legacy Discount.For drivers under 30 who have been with Amica under a family member’s insurance policy. Anti-Theft Devices Discount.This discount is given to customers who install anti-theft devices. For example, an alarm system, active or passive alarms, or vehicle recovery/tracking systems. Electronic Stability Control Discount.For cars with four-wheel electronic stability control system. Platinum Choice Auto.Another service offered by Amica that’s a bit more exclusive from the other discounts. With Platinum Choice, you can get multiple levels of security for your car all in one package. Some of the benefits of Platinum include being able to customize your package policy with single coverage policies. These policies include Accident Forgiveness, Full Glass Coverage, Identity Fraud Monitoring, and Prestige Rental Coverage. |
| Bundling Coverage Discounts | AAA | Amica Mutual |
|---|---|---|
| Multi-Car | ||
| Home and Car | ||
| Car and Life | ||
| Vehicle Type and Safety Features | AAA | Amica Mutual |
| Alternative Fuel | ||
| Electronic Stability Control (ESC) | ||
| Anti-Lock Brake | ||
| Anti-Theft | ||
| Passive Restraint | ||
| New Car | ||
| Economy Car | ||
| Utility Vehicle | ||
| Farm or Ranch Vehicle | ||
| Driving Record and Insurance History | AAA | Amica Mutual |
| Accident Free/Good Driver | ||
| Prior Insurance | ||
| Long Term Policy Holder | ||
| Defensive Driving Course | ||
| Student, Professional, and Club Memberships | AAA | Amica Mutual |
| Affinity Group | ||
| College Graduate | ||
| Good Student | ||
| Resident Student | ||
| Organization or Club Membership | ||
| Farm Bureau Member | ||
| Military | ||
| Special Circumstances | AAA | Amica Mutual |
| Telematics Device | ||
| Low Mileage | ||
| Short Commute | ||
| Days Per Week Driven | ||
| Other Discounts | AAA | Amica Mutual |
| Married | ||
| Paid in Full | ||
| Advance Renewal | ||
| Electronic Funds Transfer | ||
| Senior Driver | ||
| 55 and Retired |
| AAA Car Insurance | Amica Mutual Auto Insurance | |
|---|---|---|
| 2016 | 29 | |
| 2015 | 59 | |
| 2014 | 66 | |
| 2013 | 61 |
| AAA Car Insurance | Amica Mutual Auto Insurance | |
|---|---|---|
| Overall Purchase Experience | Average | Above average |
| Policy Offerings | Average | Above average |
| Pricing | Average | Average |
| Local Agent | Average | Average |
| Call Center Representative | Above average | Among the best |
| Insurer Website | Average | -- |
| AAA Car Insurance | Amica Mutual Auto Insurance | |
|---|---|---|
| Overall Satisfaction | Above average | Among the best |
| First Notice of Loss | Above average | Among the best |
| Service Interaction | Above average | Average |
| Appraisal | Average | Among the best |
| Repair Process | Among the best | Average |
| Rental Car Experience | Above average | Below average |
| Settlement | Above average | Among the best |
| AAA Car Insurance | Amica Mutual Auto Insurance | |
|---|---|---|
| A.M. Best | A+ | A++ |
| Moody's | -- | -- |
| S&P's | A | A |
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AAA
AAA Mobile app grants you access to tons of exclusive member discounts at over 164,000 locations. You can also request roadside assistance from your mobile device as well as instant battery quotes. Download the AAA Mobile app here. AAA eTourBook Guides provide members with great travel information for top travel destinations in the US. |
Amica Mutual
Amica Mobile. This app helps you access the company’s website from your mobile device. Use it to make payments, file and track claims, view and save insurance ID cards, and get quotes. You can download Amica Mobile app here. |
AAA
AAA Roadside AssistanceAAA is best known for its roadside assistance and emergency road service. With the Emergency Road Service (ERS), AAA members can request help at any time. ERS offers the following roadside services:
Contact Phone NumberWhen you call the ERS number 1-800-AAA-HELP (1-800-222-4357), you’ll need to provide the rep with your contact information:
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Amica Mutual
Amica Roadside AssistanceRoadside Assistance is part of Amica's Towing and Labor coverage add-on to your current auto policy. Even without Towing and Labor coverage, Amica roadside assistance can still help you get service to your car. Roadside Services Covered
Contact Phone NumberCall 866-286-9968 to receive help on the road right away. |