Comparing quotes is the best way to get the lowest rates from top insurers like AAA and Allstate. QuoteWizard is an independent company that helps you find the right policy at the best rate.
Compare AAA vs. Allstate Insurance
Get affordable car insurance quotes from top companies like AAA and Allstate Compare Auto Insurance RatesAAA and Allstate are both huge names, and have similarly long histories, in the auto insurance industry. Though AAA has been around longer than Allstate, both companies have comparable strengths and weaknesses.
Allstate has a wider variety of discounts than AAA. But AAA has a higher rating from the Better Business Bureau (A+) than Allstate (A-). Both companies have excellent roadside service coverage options. But AAA comes out as the stronger of the two because of its three-tier roadside assistance system.
Best If/Worst If
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AAA
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Allstate
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| Worst If |
AAA
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Allstate
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Special Car Insurance Discounts
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AAA
Another special feature of AAA is that it offers discounts in almost any category you can imagine. Here are just a few of the Triple A discounts you can get:
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Allstate |
Compare Insurance Prices
Standard Car Insurance Discounts
| Bundling Coverage Discounts | AAA | Allstate |
|---|---|---|
| Multi-Car | ||
| Home and Car | ||
| Car and Life | ||
| Vehicle Type and Safety Features | AAA | Allstate |
| Alternative Fuel | ||
| Electronic Stability Control (ESC) | ||
| Anti-Lock Brake | ||
| Anti-Theft | ||
| Passive Restraint | ||
| New Car | ||
| Economy Car | ||
| Utility Vehicle | ||
| Farm or Ranch Vehicle | ||
| Driving Record and Insurance History | AAA | Allstate |
| Accident Free/Good Driver | ||
| Prior Insurance | ||
| Long Term Policy Holder | ||
| Defensive Driving Course | ||
| Student, Professional, and Club Memberships | AAA | Allstate |
| Affinity Group | ||
| College Graduate | ||
| Good Student | ||
| Resident Student | ||
| Organization or Club Membership | ||
| Farm Bureau Member | ||
| Military | ||
| Special Circumstances | AAA | Allstate |
| Telematics Device | ||
| Low Mileage | ||
| Short Commute | ||
| Days Per Week Driven | ||
| Other Discounts | AAA | Allstate |
| Married | ||
| Paid in Full | ||
| Advance Renewal | ||
| Electronic Funds Transfer | ||
| Senior Driver | ||
| 55 and Retired |
Consumer Complaint Data
| AAA Car Insurance | Allstate Auto Insurance | |
|---|---|---|
| 2016 | 322 | |
| 2015 | 460 | |
| 2014 | 569 | |
| 2013 | 530 |
U.S. Auto Insurance Shopping Study (2016)
| AAA Car Insurance | Allstate Auto Insurance | |
|---|---|---|
| Overall Purchase Experience | Average | Below average |
| Policy Offerings | Average | Average |
| Pricing | Average | Below average |
| Local Agent | Average | Average |
| Call Center Representative | Above average | Below average |
| Insurer Website | Average | Average |
U.S. Auto Insurance Claims Satisfaction Study (2015)
| AAA Car Insurance | Allstate Auto Insurance | |
|---|---|---|
| Overall Satisfaction | Above average | Average |
| First Notice of Loss | Above average | Average |
| Service Interaction | Above average | Average |
| Appraisal | Average | Above average |
| Repair Process | Among the best | Below average |
| Rental Car Experience | Above average | Above average |
| Settlement | Above average | Average |
Financial Strength Ratings
| AAA Car Insurance | Allstate Auto Insurance | |
|---|---|---|
| A.M. Best | A+ | A+ |
| Moody's | -- | Aa3 |
| S&P's | A | AA- |
Mobile Apps
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AAA
AAA Mobile app grants you access to tons of exclusive member discounts at over 164,000 locations. You can also request roadside assistance from your mobile device as well as instant battery quotes. Download the AAA Mobile app here. AAA eTourBook Guides provide members with great travel information for top travel destinations in the US. |
Allstate
Allstate Mobile has all the information you need on policies and claims. You can download the Allstate mobile app here, or text ALLSTATEAPP to 25788. Drivewise Mobile makes the Allstate Drivewise discount even easier. The app collects information about your good driving habits and then rewards you for safe driving. All you have to do is download the app, login, and start driving. Allstate Motor Club offers 24/7 roadside assistance to its members. They can access any emergency service from their smartphones with just one touch. You have to first join Allstate Motor Club. But the app is 100% free! |
Roadside Assistance
AAA
AAA Roadside AssistanceAAA is best known for its roadside assistance and emergency road service. With the Emergency Road Service (ERS), AAA members can request help at any time. ERS offers the following roadside services:
Contact Phone NumberWhen you call the ERS number 1-800-AAA-HELP (1-800-222-4357), you’ll need to provide the rep with your contact information:
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Allstate
Allstate offers three services that can help give you a hand when you run into trouble on the road. You can access help from your phone using GPS tracking. Then watch them on the map as they come your way. Allstate has 3 service options for drivers to choose from with many levels of service. Allstate Motor ClubPlatinum Elite Member $99/year
Good Hands Rescue Open to everyone to use no policy or membership requirements. Use the app to select and locate service from a network of nationwide providers. Good Hands Rescue app gives you:
Roadside Services Included
Towing & Labor Coverage Can be bought as an add-on to your Allstate insurance policy. Basic services include
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