Stephanie Simmons

Stephanie Simmons

Senior Content Wrtiter

Stephanie Simmons is a freelance senior content writer for QuoteWizard. She’s researched and written articles about auto and home insurance. Stephanie has a B.A. in Liberal Arts, a Master’s in Business Administration and a Post MBA Certificate in Marketing.

Articles By Stephanie

Liability Car Insurance

What you don't know about auto liability coverage could hurt you (and your wallet). Learn how to choose the right liability car insurance for you.

Loaning Your Car

What happens if someone borrows your car and gets into an accident? Find out if you're covered by your auto insurance when you loan your car to a friend or family member.

Cant Afford Insurance

Almost every state requires drivers to carry auto insurance. Here are suggestions on how to lower premiums and find room in your budget if you can't afford car insurance.

Liability Insurance Minimum

Find out if your car insurance policy meets your state's minimum liability coverage requirements. We have the minimum car insurance requirement for each state.

Car Insurance Limits

Car insurance coverage limits aren’t a fun topic to read about, but you need to understand them if you want to know whether you’re properly insured.

Car Insurance Deductible

Car insurance deductibles explained: Choosing the right amount, how they work after your car has been damaged in an accident, and who pays when the accident is not your fault

Car Insurance for People With Tickets or Accidents

Find cheap car insurance for high risk drivers with accidents, speeding tickets, or traffic violations on their driving record by comparing quotes online.

Location Rates

Your state and zip code tell car insurance companies a lot about drivers in your neighborhood. Find out whether your location increases or decreases your auto insurance rates

Credit Score

Most insurance companies use consumers’ credit history as a factor in determining car insurance rates. Find out why and how it could be affecting your insurance premiums.

Parking Tickets Insurance

There may not be a direct connection between parking tickets and car insurance rates; however, if you don’t pay your parking fines, the ultimate cost may be much higher.

How To Get Cheap Car Insurance

Find the best car insurance companies depending on your age, gender, and car you drive. Learn which discounts result in the cheapest auto insurance policies

Insurance Deductible

Low car insurance deductibles may lower your rates, but they also expose you to more risk. Learn how to choose the car insurance deductible that's right for you.

How to Get the Best Car Insurance Rates

Find out how to get the best car insurance rates through bundling, discounts, getting quotes from multiple companies, and choosing the right policy.

Insurance Cancel

When your car insurance company wants to drop you, they can do it in one of two ways, either by cancelling your policy or by not renewing it. While these may sound similar, they are very different. Find out which one you want to avoid!

Broken In

Car break-ins are the most common crime in America. Learn what your insurance will and will not cover if someone breaks into your car.

Homeowners Insurance Rate Factors

Your home is probably your most valuable asset, but that doesn't mean you have to pay an arm and a leg to protect it from harm. Learn about the variables impacting homeowners insurance rates and how you can reduce your home insurance costs.