On average your neighbors pay $103 a month.See Your Rates
Yonkers, New York, has been unique from the beginning. Back in 1640, Adriean Van Donck was granted some land, which decided to call Colon Donck. Due to his reputation, many referred to him as Jonk Herr. (That translates to “Young Gentleman” or “Young Nobleman,” by the way.) From there, the town’s name evolved into The Younckers and then the name it holds today.
How much is car insurance in Yonkers, NY? Residents shouldn't be surprised to hear car insurance costs more in Yonkers than it does in many other parts of the US. Average insurance rates in New York are a bit higher than the national average. The average cost of auto insurance in New York is $1,234.84 per year. The national average price is $889.01.
Prices may vary depending on zip code, so you may pay less.
|Total Cost Per Year||$1,234.84|
|Price Per Month||$102.90|
|Source: Facts + Statistics: Auto insurance|
The graph below shows the change in average New York insurance rates from 2011 to 2015, the most recent year the data is available. According to the III, New York car insurance rates increased from $1,111 in 2011 to $1,234 in 2015, a jump of $123, or 11.12 percent.
With all Yonkers has to offer residents old and new, they shouldn’t have to pay more for car insurance. QuoteWizard can help with this.
QuoteWizard helps consumers compare quotes from both national insurance companies and local independent agents. Comparing quotes can help you find cheap car insurance rates near Yonkers, New York and save up to 40% on your premium.
Last year, 2,953 people used QuoteWizard to compare auto insurance quotes in Yonkers, NY from multiple companies to find the lowest rates.
This is our list of the most common car insurance companies reported by QuoteWizard users living in Yonkers, New York last year. Of the 2,953 users who used QuoteWizard last year, 110 were uninsured.
Other popular Yonkers, New York car insurance companies: Hartford, AIG, American Family, Travelers, MetLife, Safeco. Erie. and Mercury.
These are the most common car makes and models owned by Yonkers, NY drivers requesting quotes through QuoteWizard last year.
Yonkers, New York has a minimum coverage requirement known as the 25/50/10 rule which, means each policy must include at least the following three components:
The policy must be in the name of the vehicle's registered owner and the coverage must remain in effect as long as the registration is valid even if you don't use the vehicle.
Allstate Insurance recently published a report ranking cities by how safe their drivers are (or are not, in some cases). Yonkers drivers ranked 142nd of 200 cities.
While most US drivers go ten years between accidents, drivers here are involved in car accidents every 7.8 years.
Some of the factors that affect insurance rates are weather and road conditions.
Summers in Yonkers are nice and warm. People who call it home enjoy as many as 200 days with at least partial sunshine annually. It rains quite a bit too, with residents seeing around 106 days with some amount of precipitation. Snow also is common, with the area experiencing about 34 inches of it in a typical winter.
According to a recent study by TRIP, 38% of the major roads in and around the State of New York are in poor condition. Another 42% are in mediocre or fair condition. These poorly maintained streets cost the state’s drivers $6.3 billion annually.
Some of the moving violations that will give you a bad driving record and higher insurance rates: speeding tickets, running red lights, accidents and drunk driving.
The State of New York DMV website lets you pay non-criminal traffic citations, tells drivers how to request a hearing to contest a ticket, and provides helpful traffic court information.
Westchester County reported 48 car accidents that involved DWI in 2014. This is a 31% decrease from the 70 such accidents in 2013.
A DWI conviction will require you to obtain an SR-22 form. To get the lowest rate for the most expensive type of coverage, get a quote and compare rates from top companies that specialize in Yonkers DWI insurance.
Yonkers officials reported 2,194 car accidents in 2016. Those crashes caused 1,706 injuries.
Yonkers experienced five fatal motor vehicle crashes resulting in five deaths in 2016. All traffic deaths are tragic, but given Yonkers' estimated population of 200,807, this is a safe US city in terms of such fatalities.
Yonkers reported 278 vehicle thefts in 2016. That’s a rate of 1.38 per 1,000 residents. The national average is 2.20 per 1,000 people.
Are you looking for affordable car insurance? Discounts are one of the best ways to lower your rates. These are some of the many auto insurance discounts available to Yonkers, NY drivers.
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