On average your neighbors pay $104 a month.See Your Rates
Like many New Jersey locales, Woodbridge is rich with history. For starters, it is the oldest original township in the state. Settled in 1664, it was granted charter by King Charles of England. The Colony's first periodical, The New American Magazine, was edited and published in 1758.
How much is car insurance Woodbridge, NJ? Residents shouldn't be surprised to hear that premiums in Woodbridge tend to be higher than they are almost anywhere else in the US. After all, New Jersey is the most expensive state in America for car insurance. The average cost of auto insurance in New Jersey is $1,265.69 per year. The national average price is $889.01.
Prices will vary depending on multiple factors including: your driving record, car, coverage, limits, and the number of claims filed in your zip code.
|Total Cost Per Year||$1,265.69|
|Price Per Month||$104.72|
|Source: Facts + Statistics: Auto insurance|
The graph below shows the change in average New Jersey insurance rates from 2011 to 2015, the most recent year the data is available. According to the III, New Jersey car insurance rates increased from $1,186 in 2011 to $1,263 in 2015, a jump of $79, or 6.70 percent.
QuoteWizard helps consumers compare quotes from both top national insurance companies and local agents. Comparing quotes can help you find cheap car insurance rates near Woodbridge, New Jersey and save up to 40% on your premium.
Last year, people used QuoteWizard to compare auto insurance quotes in Woodbridge, NJ from multiple companies to find the cheapest rates.
This is our list of the most common car insurance companies reported by QuoteWizard users living in Woodbridge, New Jersey last year. Just over 160 of those users were uninsured.
This is our list of the most common car makes and models owned by Woodbridge, NJ drivers requesting quotes through QuoteWizard last year.
Woodbridge, New Jersey has a minimum coverage requirement known as the 15/30/5 rule. This means each policy must include at least the following three components:
Driving conditions like weather and traffic congestion are factors that can influence your insurance rates.
Much like the rest of New Jersey, Woodbridge has a warm, humid climate that contributes to the township’s long, hot summers. Residents here can expect 206 days of full or partial sunshine. However, it's not all clear skies for Woodbridge. The winters here can be severe, and on average, the town receives 24 inches of snowfall in a year. That leads to slick roads and dangerous driving conditions.
According to TRIPNET, 37 percent of New Jersey's major roads are in poor condition. These pothole-filled roads costs motorists a total of $6.9 billion annually in extra vehicle operating costs, that’s $632 per motorist.
If you want to report a pothole in the Woodbridge area, call the Pothole Hotline at 732-726-2325.
Traffic congestion causes problems for drivers in most major cities. Woodbridge is just a township, though, so it doesn’t see as much traffic as New Jersey’s larger communities. Still, it’s located only 30 miles from New York City, so residents that commute between the two will definitely run into traffic delays.
Moving violations like speeding tickets, accidents, running a red light, and drunk driving will give you a bad driving record and can flag you as a high-risk driver. This will lead to higher insurance rates.
The Motor Vehicles/Fines section of the Woodbridge Municipal Courts website offers important information on fines and payments.
Woodbridge Municipal Court resolved 47,198 traffic cases in 2015. That’s a 14 percent decrease from the 55,510 traffic cases resolved in 2014.
Speaking of DWIs, the Woodbridge Municipal Court resolved 445 DWI cases in 2015. That’s an increase of 17 percent from the 379 DWI cases resolved in 2014.
A DWI conviction may require you to obtain an SR-22 form. Request a quote and we'll will connect you with local agents from top companies that specialize in Woodbridge DWI insurance.
Middlesex County reported 30,193 car accidents in 2014. That’s an increase of 5 percent from the 28,791 car accidents in 2013.
Middlesex County reported 52 traffic fatalities in 2013. That’s a 20 percent decrease from the 65 traffic fatalities in 2012.
If you want to find affordable car insurance, discounts are one of the best ways to lower your insurance rates. Below are only some of the car insurance discounts available to drivers in Woodbridge, NJ. Get a free quote to find out which discounts you may qualify for.
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