On average your neighbors pay $103 a month.See Your Rates
White Plains, New York, is conveniently located just 30 miles north of Manhattan. That means residents can easily travel back and forth between the city they call home and the Big Apple.
That’s not to say traffic goes only one way. Many New Yorkers travel into White Plains during the week, too. Workers, shoppers, and tourists all fill the bustling community with liveliness.
Both sort of people may struggle to find affordable car insurance if they drive rather than use public transportation. Not to worry—QuoteWizard can help with that.
How much is car insurance in White Plains, NY? Drivers shouldn't be surprised to hear car insurance in White Plains costs more than it does elsewhere. Average insurance rates in New York are a bit higher than the national average. The average cost of auto insurance in New York is $1,234.84 per year. The national average price is $889.01.
You may pay less, though, as prices vary by driving history and zip code.
|Total Cost Per Year||$1,234.84|
|Price Per Month||$102.90|
|Source: Facts + Statistics: Auto insurance|
The graph below shows the change in average New York insurance rates from 2011 to 2015, the most recent year the data is available. According to the III, New York car insurance rates increased from $1,111 in 2011 to $1,234 in 2015, a jump of $123, or 11.12 percent.
QuoteWizard connects White Plains drivers to national carriers and local independent agents so they can compare quotes. In fact, you can save up to 40% on your premium.
Last year, many residents used QuoteWizard to compare car insurance quotes in White Plains, NY from multiple companies to find the cheapest rates.
This is our list of the most common car insurance companies reported by QuoteWizard users living in White Plains, New York last year.
Other popular White Plains, New York car insurance companies: Hartford, Travelers, Amica, AIG, MetLife, Safeco, Shelter, Infinity, Erie, and Unitrin.
These are the most common car makes and models owned by White Plains, NY drivers requesting quotes through QuoteWizard last year.
White Plains, New York has a minimum coverage requirement known as the 25/50/10 rule. That means each policy must include at least the following three components:
The policy must be in the name of the person who registered the vehicle. In addition, the coverage must remain in effect as long as the registration is valid, even if the vehicle isn’t used.
Driving conditions like weather and traffic congestion can influence insurance rates.
People who live in White Plains, NY experience a wide variety of weather. Summers are hot and humid, while winters tend to be snowy. Residents see a lot of sun, too. The city sees around 200 days of either sunny or partially sunny skies each year. Rain and snow, which have the biggest impact on driving conditions, is common as well. Annually, White Plains has about 106 days with measureable precipitation. It also gets around 34 inches of snowfall in an average year.
According to a recent study by TRIP, 38 percent of the major roads in and around the state of New York are in poor condition. Another 42 percent are in mediocre or fair condition. These poorly maintained, pothole-filled streets cost drivers throughout the state a total of $6.3 billion annually.
If you would like to report a pothole in White Plains, you can contact its public works department. Alternatively, you can use an app called SeeClickFix.
According to TomTom's annual traffic index report, New York City has the third-worst traffic congestion in the United States. The average commuter spends an additional 33 minutes per hour stuck in traffic during peak commute times and 128 hours a year for commutes of 30 minutes. Because White Plains is only 30 miles from New York City, commuters are used to dealing with traffic delays. Thankfully, the state has a stellar public transportation system.
Moving violations such as speeding tickets, red light infractions, accidents, and drunk driving can have a dramatic impact on your insurance rates when you're required to purchase high-risk auto insurance.
The State of New York DMV website allows you to pay non-criminal traffic citations and tells you how to request a hearing to contest a ticket. It also provides helpful traffic court information.
Westchester County reported 356 crashes that involved alcohol in 2014. This is a one percent decrease from the 359 crashes reported in 2013.
A DWI conviction may require you to obtain an SR-22 form. Request a quote, and we'll connect you with local agents from top companies that specialize in White Plains DWI insurance.
White Plains reported 1,230 car crashes in 2016 resulting in 537 injuries.
White Plains experienced two auto crash fatalities in 2016. This works out to a fatality rate of 3.43 per 100,000 residents. All traffic deaths are a tragic loss, and considering the estimated population of 58,241 White Plains is a safe city in terms of traffic fatalities per capita.
White Plains recorded 28 motor vehicle thefts in 2016. That’s a rate of .48 thefts per 1,000 residents. This rate is well below the national average of 2.20 per 1,000 people.
Discounts are one of the best ways to lower your rates. Below are some auto insurance discounts avaiable to drivers in White Plains, NY.
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