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While there are two Vancouvers in the Pacific Northwest, Vancouver, Washington was the first. It was founded in 1825, about 30 years before its Canadian counterpart. And, while Vancouver does have the C-TRAN, most residents still prefer to drive. And those that do will need affordable car insurance.
How much is car insurance in Vancouver, WA? Insurance costs more here than it does in many other cities. Car thefts, accident frequency, and slick driving conditions year-round are some of the factors that make it so expensive to insure a vehicle in Vancouver. Vancouver car insurance rates are much higher than the state and national average.
The average cost of auto insurance in Washington is $884.24 per year. The national average cost is $889.01. Prices will vary depending on your driving history and the number of claims filed in your zip code.
|Total Cost Per Year||$871.87|
|Price Per Month||$72.65|
|Source: Facts + Statistics: Auto insurance|
The graph below shows the change in Washington's average auto insurance rates from 2011 to 2015, the most recent year the data is available. According to the III, Washington's car insurance rates increased from $806 in 2011 to $884 in 2015, a jump of $78, or 9.70 percent.
QuoteWizard helps consumers compare insurance quotes from both national carriers and local independent agents. Comparing quotes can help you find cheap car insurance rates near Vancouver and save up to 40% on your premium.
Last year, 5,728 people used QuoteWizard to get a car insurance quotes comparison in Vancouver, WA from multiple companies and get the cheapest rates.
This is our list of the most common car insurance companies reported by QuoteWizard users living in Vancouver, Washington last year.
Other popular Vancouver car insurance companies: AIG, AAA, Country Financial, USAA, MetLife, Travelers, Pemco, and Washington Farm Bureau.
This is our list of the most common car makes and models owned by Vancouver, WA drivers requesting quotes through QuoteWizard last year.
Vancouver, Washington has a minimum coverage requirement known as the 25/50/10 rule. This means each driver's policy must include at least:
According to a recent report on safe driving published by Allstate Insurance, Vancouver ranks 144th out of 200 US cities in terms of driver safety. While most drivers in the US go ten years without being involved in an accident, drivers here are involved in crashes every 7.8 years.
Factors that can influence insurance rates are the weather and road conditions.
As is the case with so many cities in the Pacific Northwest, Vancouver receives its fair share of rainfall for much of the year. You can expect rain or some measurable precipitation almost any time between October and June with the lion's share falling between November and March. It doesn't snow a lot, but there are usually six or so snow days each winter. The biggest challenge during the winter months are freezing rainstorms, which can topple trees and create hazardous road conditions.
Vancouver streets are fairly well maintained, but all that rain throughout the year and freezing temperatures in the winter create potholes and wear down the pavement.
Rush hour can be a nightmare in Vancouver, especially if you work on the other side of the Columbia River in nearby Portland, Oregon. Backups can and do occur regularly and commuters spend many hours each year stuck in congestion on both sides of the river.
Moving violations like speeding tickets, accidents, and drunk driving will give you a bad driving history. This will result in higher insurance rates. Drivers with the worst records are often asked to purchase expensive non-standard policies for high-risk drivers.
The Clark County District Court website allows residents to pay traffic citations, tells drivers how to contest tickets, and provides helpful traffic court information.
Vancouver Police arrested 242 adults for suspicion of DUI in 2016.
A DUI conviction may require you to obtain an SR-22 form. Get a quote and we'll connect you with agents from top companies that specialize in Vancouver DUI insurance.
Vancouver Police reported 250 crashes involving alcohol or drugs in 2018. These accidents caused 40 njuries and two fatalities.
Vancouver officials reported 1,984 car crashes in 2018. These crashes resulted in 218injuries, 65 of them serious.
Vancouver experienced ten motor vehicle crash fatalities in 2018. With Vancouver’s estimated population of 175,673, this works out to a fatality rate of 0.60 per 100,000 residents. By US standards, this is a safe city in terms of traffic fatalities.
Vancouver, WA Police reported 1,064 motor vehicle thefts in 2017. This is a rate of 6.06 thefts per 1,000 residents. This is more than double the US auto theft rate of 2.37 per 1,000 people.
Are you looking for affordable car insurance? Discounts are one of the best ways to lower your rates. These are some of the car insurance discounts available to drivers in Vancouver, WA.
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