On average your neighbors pay $104 a month.See Your Rates
Toms River, New Jersey, has a lot to offer its nearly 90,000 residents. That includes great drinking and dining establishments, of course, but it also includes museums, festivals, and even riverfront activities.
With all Toms River offers its residents, we think cheap car insurance should be one of them.
How much is car insurance in Toms River, NJ? Premiumss in Toms River are higher than the national average. Which makes sense, as New Jersey is the most expensive state in America for car insurance. The average cost of auto insurance in New Jersey is $1,265.69 per year. The national average price is $889.01.
Prices will vary depending on your driving record, limits, coverage, and the number of claims filed in your zip code.
|Total Cost Per Year||$1,265.69|
|Price Per Month||$104.72|
|Source: Facts + Statistics: Auto insurance|
The graph below shows the change in average New Jersey insurance rates from 2011 to 2015, the most recent year the data is available. According to the III, New Jersey car insurance rates increased from $1,186 in 2011 to $1,263 in 2015, a jump of $79, or 6.70 percent.
Let QuoteWizard connect you with national insurance companies and local agents so you can compare quotes and save money. Specifically, you can save up to 40 percent on your car insurance policy.
Last year, 1,053 people used QuoteWizard to compare car insurance quotes in Toms River, NJ from multiple companies to lower their rates.
This is our list of the most common car insurance companies reported by QuoteWizard users in Toms River, New Jersey last year. Of those users, only 34 did not have insurance when they requested a quote.
This is our list of the most common car makes and models owned by Toms River, NJ drivers requesting quotes through QuoteWizard last year.
Toms River, New Jersey has a minimum coverage requirement known as the 15/30/5 rule. This means each policy must include at least the following three components:
Driving conditions like weather and traffic congestion are factors that can influence your insurance rates.
The warm, humid climate in Toms River is much like the rest of New Jersey. What does that mean for its weather? On average, Toms River sees 205 days of full or partial sunshine every year. It also experiences around 100 days of measurable precipitation annually. Snow is common to this area, with about 25 inches of falling in a typical year.
According to TRIPNET, 37 percent of New Jersey's major roads are in poor condition. These pothole-filled roads cost motorists of $6.9 billion annually in extra vehicle operating costs. That comes to $632 per motorist, in case you’re curious.
To report a pothole problem in your area of Toms River, contact the Public Works Roads Division at 732-255-1000.
Moving violations such as failure to stop, drunk driving, speeding tickets, and accidents can add points to your driver's license. You could end up with a bad driving record and need to purchase expensive high-risk auto insurance.
The Municipal Courts of New Jersey website allows you to pay traffic tickets and tells you how to contest them. It provides helpful traffic court information too.
In 2015, Toms River Municipal Court resolved 13,987 traffic cases. That’s 4 percent higher than the 13,467 traffic cases resolved in 2014. Traffic cases include DWIs, moving violations, and parking violations.
The court also resolved 332 DWI cases in 2015. That’s a decrease of 11 percent from the 374 DWI cases resolved in 2014.
A DWI conviction may require you to obtain an SR-22 form. Request a quote and we'll will connect you with local agents from top companies that specialize in Toms River DWI insurance.
Ocean County responded to 13,972 car accidents in 2017.
Ocean County also reported 52 traffic fatalities in 2017.
Are you looking for affordable car insurance? Discounts are one of the best ways to lower your rates. These are some of the auto discounts available to drivers in Toms River, NJ.
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