On average, your neighbors pay $73 a month.See Your Rates
What do Bing Crosby, Dale Chihuly, Gary Larson, and John Kitna have in common? They were all born in Tacoma, Washington, as many locals know. Tacoma is home to the Tacoma Dome, UW Tacoma campus, and much, much more. As such, Tacoma residents should compare quotes to make sure they’re getting the cheapest car insurance possible.
How much is car insurance in Tacoma, WA? If you own a car in Tacoma, expect to pay high insurance rates. A high car theft rate, a high accident rate, and slick driving conditions are some of the factors that make it so costly to insure a car here. Tacoma car insurance rates are much higher than the state and national average.
The average cost of auto insurance in Washington is $884.24 per year. The national average cost is $889.01. How much you pay will vary depending on your driving record and the number of claims filed in your zip code.
|Total Cost Per Year||$884.24|
|Price Per Month||$73.68|
|Source: Facts + Statistics: Auto insurance|
The graph below shows the change in Washington's average auto insurance rates from 2011 to 2015, the most recent year the data is available. According to the III, Washington's car insurance rates increased from $806 in 2011 to $884 in 2015, a jump of $78, or 9.70 percent.
QuoteWizard helps consumers compare quotes from both national insurance companies and local independent agents. Comparing quotes can help you find cheap car insurance rates near Tacoma, Washington and save up to 40% on your premium.
Last year, 7,549 people used QuoteWizard to compare car insurance quotes in Tacoma, WA from multiple companies and get the cheapest rates.
This is our list of the most common car insurance companies reported by QuoteWizard users living in Tacoma, WA last year when they requested a quote.
Other popular Tacoma, Washington car insurance companies: AIG, AAA, Hartford, MetLife, Pemco, Country Financial, 21st Century, and Travelers.
This is our list of the most common car makes and models owned by Tacoma drivers requesting quotes through QuoteWizard last year.
Tacoma, Washington has a minimum coverage requirement known as the 25/50/10 rule. This means each policy must include at least:
According to a recent report on safe driving published by Allstate Insurance, Tacoma ranks 172nd out of 200 US cities in terms of driver safety. While most drivers in the US go 10 years without being involved in an accident, drivers here are involved in crashes every 7.1 years.
Factors that can influence your insurance rates are the weather and road conditions.
Wet, slick roads due to near constant drizzle for half of the year and pouring rain from November through January can make driving conditions less than ideal in Tacoma. Luckily, it seldom snows but when it does you're better off staying at home and taking a snow day because city services will be slow to respond, if at all.
The Washington State DOT reports that approximately 36% of Tacoma's 1,574 lane miles of arterial streets are in need of repair. According to TRIP, a Washington, DC non-profit transportation research group, 42% of the major roads in Washington State are in poor condition and another 28% are mediocre. The TRIP report also reports that the poor condition of Tacoma streets costs local drivers an additional $693 a year due to higher vehicle operating costs.
If you live in or drive through Tacoma, you already know how bad traffic congestion can be. I-5 runs right through the city and it can back up any time of day, weekday or weekend. These delays cost residents countless hours and money each year in wasted gas, time, and vehicle wear and tear.
Moving violations like speeding tickets, accidents, running a red light, and drunk driving will give you a bad driving record and can flag you as a high-risk driver. This will lead to higher insurance rates.
The City of Tacoma website allows residents to pay parking and traffic infractions, tells drivers how to contest tickets and request hearings, and provides helpful traffic court information.
Tacoma Police arrested 319 adults for suspicion of DUI in 2016.
A DUI conviction may require you to obtain an SR-22 form. Get a quote and we'll connect you with local agents from top companies that specialize in Tacoma DWI insurance.
Tacoma officials reported 4,756 traffic collisions in 2016. 1,445 of these accidents resulted in minor injuries. 72 of them resulted in at least one serious injury. 19 of the collisions resulted in fatalities.
Tacoma Police recorded 2,746 vehicle thefts in 2016. This works out to 13.3 stolen cars per 1,000 residents. This is over five times the national average of 2.20 per 1,000 people.
Given how prolific vehicle theft is in the Tacoma area, drivers should talk to their insurance agents or carriers about comprehensive insurance, which protects against vehicle theft.
Are you looking for cheap car insurance? Discounts are one of the best ways to lower your insurance rates. Below are some of the auto insurance discounts available to drivers in Tacoma, WA. Get a quote and find out which discounts you qualify for with your current or multiple insurance companies.
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