On average, your neighbors pay $73 a month.See Your Rates
Spokane, Washington is the home of Hoopfest, one of the largest basketball tournaments in the world. Spokane residents love their basketball, especially the Zags, who have one of the best college basketball programs in the country. So, be sure to compare car insurance quotes because you may be paying top dollar for an air ball when what you need is a swish.
How much is car insurance in Spokane, WA? The reason rates are through the roof in Spokane is very simple - the city has one of the highest vehicle theft rates in the nation and has made the top 10 list of cities with the worst vehicle theft rates. On average, auto insurance in Washington State costs $871.87 a year. The national average cost is $866.31. Spokane insurance rates are much higher than the state average.
The rates you pay will vary depending on multiple factors including your driving record and the number of claims filed in your zip code
|Total Cost Per Year||$871.87|
|Price Per Month||$72.65|
QuoteWizard helps consumers compare quotes from national insurance companies and local independent agents. Comparing quotes can help you find cheap car insurance rates near Spokane, Washington and save up to 40% on your premium.
Last year, 7,573 people used QuoteWizard to compare car insurance quotes in Spokane, WA from multiple companies, and find the cheapest rates.
These are the most common car makes and models owned by Spokane drivers that used QuoteWizard last year to lower their rates.
This is our list of the most popular car insurance companies reported by QuoteWizard users living in Spokane, WA last year when they requested a quote.
According to a recent report on safe driving published by Allstate Insurance, “The 2014 Best Drivers Report”, Spokane ranks 66th out of 200 US cities in terms of driver safety. While most drivers in the US go ten years without being involved in an accident, drivers here are involved in crashes every 9.3 years, 7.5 percent higher than the national average.
Factors that can affect your insurance rates are weather and road conditions.
Spokane is located in the Eastern part of Washington State and is much drier than cities west of it and on the other side of the Cascade Mountains. Spokane is also far enough from the Pacific Ocean to experience extremes of weather. Summers here are very hot and the winters are bitterly cold with an average of 34.4 snowy days each year.
The condition of Spokane roads is a big problem for residents. According to TRIP, 44% of the major roads in Spokane are in poor condition and another 20% are mediocre. The poor condition of the streets costs local drivers an additional $685 a year due to higher vehicle operating costs, car accidents, and traffic congestion.
For the most part, Spokane congestion is not as big a problem as seen in many cities. A big exception is I-90 east of downtown, which is congested for as many as five hours each day.
Moving violations such as speeding tickets, at-fault accidents, and drunk driving will give you a bad driving record and make your car insurance very expensive.
The City of Spokane Municipal Court website allows residents to pay traffic tickets, tells drivers how to contest tickets and set hearing dates, and provides other helpful traffic court information.
Spokane has equipped 10 intersections with 15 red light cameras as part of its Intersection Safety Program. This document contains information about how Spokane’s red light cameras works.
A DUI conviction could require you to obtain an SR-22 form. Get a quote and we'll connect you with local agents from top companies that specialize in Spokane DUI insurance.
Spokane has one of the highest vehicle theft rates in the nation. Spokane reported 513 vehicle thefts in 2016. This is a rate of 2.4 thefts per 1,000 residents. This is very close to the national average of 2.20 per 1,000 people.
Spokane, Washington has a minimum coverage requirement known as the 25/50/10 rule. This means each policy must include at least:
Are you looking for cheap car insurance? Discounts are one of the best ways to lower your insurance rates. These are some of the many auto insurance discounts available to drivers in Spokane, WA. Get a quote and find out which discounts you may qualify for with your current or multiple insurance companies.
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