On average, your neighbors pay $73 a month.
With an estimated population of 77,606, Scranton is the sixth-largest city in the state of Pennsylvania. Though it’s home to the infamous fictional paper company Dunder Mifflin from The Office, Scranton is famous for many other things as well. For instance, it introduced the electric-operated trolley to the world back in 1886, which explains the city’s nickname, "The Electric City."
Of course, the electric-operated trolley has been out of commission for some time now. Today, most people in Scranton rely on cars to get around. And that means they need affordable car insurance rates.
How much is car insurance in Scranton, PA? You won't be surprised to learn that premiums here are expensive. Many local drivers pay much higher rates than the state and national average. The average cost of auto insurance in Pennsylvania is $878.18 per year. The national average price is $889.01.
Prices vary depending on several factors. These include your driving record, claims history, your car make and model, and more.
|Total Cost Per Year||$878.18|
|Price Per Month||$73.18|
|Source: Facts + Statistics: Auto insurance|
The graph below shows the change in average Pennsylvania insurance rates from 2011 to 2015, the most recent year the data is available. According to the III, Pennsylvania car insurance rates increased from $812 in 2011 to $878 in 2015, a jump of $65, or 8.05 percent.
QuoteWizard can help you get insurance coverage that not only fits your needs but also fits within your budget. We'll help you compare quotes from a number of insurance carriers and independent agents. Comparing quotes can help you find cheap car insurance rates in Scranton, Pennsylvania and save up to 40% on your premium.
Last year, many people used QuoteWizard to compare quotes from multiple companies and find the cheapest auto insurance rates in Scranton, PA
These were the most common car insurance companies reported by QuoteWizard users living in Scranton last year.
Other popular Scranton, Pennsylvania car insurance companies: AAA, Travelers, USAA, Safeco, AIG, American Family, General, Hartford, and Infinity.
These are the most common car makes and models owned by Scranton, PA drivers who requested quotes through QuoteWizard last year.
Scranton, Pennsylvania, has a minimum liability coverage requirement known as the 15/30/5 rule. This means each policy must include at least:
Driving conditions like traffic congestion and weather can affect your insurance rates
Scranton’s climate is “humid continental.” That means its summers are hot and humid and it has no real dry season. Residents can expect around 174 sunny days annually and around 129 days with some amount of precipitation. Winters here tend to be severe, and can cause dangerous driving conditions. On average, Scranton sees about 30 inches of snowfall each year.
According to TRIP, Scranton’s roads are poorly maintained. Around 68 percent are either poor or mediocre. Only 18 percent are in good condition. Unfortunately, these poorly maintained roads cost Scranton drivers around $717 annually in extra vehicle operating costs.
If you would like to report a pothole in Scranton, call the Pothole Hotline at 570-348-4178.
Scranton also suffers from traffic congestion problems. According to Inrix 2015 Scorecard, Scranton commuters spend 21 extra hours in traffic. On top of the time they waste in traffic, the city’s commuters also spend around $473 in extra traffic congestion costs.
Moving violations including speeding tickets, at-fault accidents, and drunk driving can add points to your driver's license and raise your insurance rates. If this happens, you'll need to get affordable high-risk car insurance for bad drivers.
The Pennsylvania ePay website allows drivers to pay any fines or fees to the state’s county courts.
Getting a DUI can cause all kinds of problems. One is that it usually causes your car insurance rates to spike. Your financial and legal woes can stick around for months. At the end of the day, a DUI can cost you between $300 and $10,000.
Over the past five years, Lackawanna County DUI arrests dropped 35 percent. Police made 1,122 DUI arrests in 2010, whereas police made just 734 DUI arrests last year.
A DUI conviction may require you to obtain an SR-22 form. Request a quote and we'll will connect you with local agents from top companies that specialize in Scranton DUI insurance.
Lackawanna County experienced 2,580 car accidents in 2014, resulting in 1,209 injuries. Unfortunately, 15 of these accidents ended in fatalities.
Scranton reported 132 motor vehicle thefts in 2017. That's a rate of 1.70 per 1,000 residents. The national average: 2.37 auto thefts per 1,000 people.
If you want affordable car insurance, discounts are one of the best ways to lower your rates. Below are only some of the car insurance discounts available to drivers in Scranton, PA.
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