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Scottsdale, Arizona, an upscale suburb of Phoenix, and "The West's Most Western Town" has a bustling tourist industry. The city has over six million visitors annually. Scottsdale plays host to the Waste Management Phoenix Open, which is the most attended golf tournament in America. Whether you’re visiting Scottsdale or you’re a resident, you’ll want to make sure that you’re getting the cheapest car insurance rates you can find.
How much is car insurance in Scottsdale, AZ? Average car insurance rates in Scottsdale are slightly lower than the national average. The average cost of auto insurance in Arizona is $843.92. The national average price is $889.01 per year.
Prices may vary depending on your limits, coverage, and the total number of insurance claims filed in your zip code.
|Total Cost Per Year||$843.92|
|Price Per Month||$70.32|
|Source: Facts + Statistics: Auto insurance|
The graph below shows the most recent year Arizona's rate data is available. According to the III, Arizona car insurance rates increased from $776 in 2011 to $844 in 2015, a jump of $67, or 8.67 percent.
QuoteWizard helps consumers compare quotes from both national car insurance companies and local independent agents. Comparing quotes can help you find cheap car insurance rates near Scottsdale, Arizona and save up to 40% on your premium.
Last year, many people used QuoteWizard to compare car insurance quotes in Scottsdale, AZ from top companies to find the best rates.
This is our list of the most common car insurance companies reported by QuoteWizard users living in Scottsdale, Arizona last year.
These are the most common car makes and models owned by Scottsdale, AZ drivers requesting quotes through QuoteWizard last year.
Scottsdale, Arizona has a minimum liability coverage requirement known as the 15/30/10 rule. This rule means drivers are required to maintain policies that include at least:
The State of Arizona also allows residents the option of obtaining a certificate of deposit of $40,000 assigned to the Office of the Arizona State Treasurer.
According to a recent report published by Allstate Insurance, when it comes to safe driving, Scottsdale ranked 16th out of the 200 cities in the report. While most US drivers go ten years without having an accident, drivers here are involved in crashes every 10.9 years, slightly better than the national average.
Major factors that can influence insurance rates are weather and road conditions.
Like most of Arizona, Scottsdale has a hot desert like climate. The summers here are long and hot, experiencing 299 sunny days and 80 days with highs of 100+ degrees. The winters are short and temperatures rarely drop below 30 degrees. On average, Scottsdale has 36 days with any measurable precipitation and an average of only 8.1 inches of rain falls in Scottsdale annually. However, monsoon moisture can result in sudden downpours that can cause slick roads or flash floods that wash cars away.
According to a recent study by TRIP, 16% of the major streets in Arizona are in poor condition. Costing residents $1.5 billion a year in vehicle operating costs and repairs, which is an average of $318 per motorist.
Maricopa County, where Scottsdale is located, along with Phoenix, has an average commute time of 26 minutes. During rush hour commute times average about 31 minutes. This isn’t terrible traffic congestion for a large sprawling city like Phoenix.
The Phoenix metropolitan area, according to TomTom's annual traffic index report, ranks 46th for worst traffic congestion in the United States.
Moving violations like speeding tickets, accidents, running a red light, and drunk driving will give you a bad driving record. If that happens you could be required to buy high-risk auto insurance. This will lead to higher insurance rates.
The City of Scottsdale Municipal Court website allows you to pay traffic citations, tells drivers how to contest tickets, and provides helpful traffic court information.
Scottsdale recorded 4,163 traffic accidents in 2016 causing 1,313 injuries. This was nearly the same as 2015 when 4,013 crashes were reported.
Scottsdale experienced 16 fatal crashes in 2016 which was slightly worse than the 14 fatalities reported in 2015. While all traffic deaths are tragedies, with Scottsdale's estimated population of 226,918, this is a safe US city in terms of traffic fatalities.
Scottsdale reported 191 alcohol related crashes in 2016. These accidents caused 91 injuries and seven fatalities.
A DUI conviction may require you to obtain an SR-22 form. Request a quote and we'll connect you with local agents from top companies that specialize in Scottsdale DUI insurance.
Scottsdale reported 192 vehicle thefts in 2016. A rate of 0.81 per 1,000 residents. This is much lower than the national average of 2.20 per 1,000 people.
Are you looking for affordable car insurance? Discounts are a great way to lower your insurance rates. These are some of the many auto insurance discounts available to Scottsdale drivers depending on your insurer. Find out which discounts you may qualify for with your current or multiple insurance companies for by getting a quote.
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