On average your neighbors pay $67 a month.See Your Rates
A key player in regional health care, and a place of rising importance in the entertainment and financial industries, Rockford has been growing at a healthy rate in recent years. With a population of over 150,000, it's the third largest city in the state of Illinois. With all that Rockford has to offer residents, why shouldn’t affordable car insurance rates be included?
How much is car insurance in Rockford, IL? Rates here can be expensive, higher than both the state and national average. The average cost of auto insurance in Illinois is $803.64 per year. The national average price is $889.01.
Prices will vary depending on your driving record and the number of claims filed in your zip code.
|Total Cost Per Year||$803.64|
|Price Per Month||$66.97|
The graph below shows the change in Illinois' average insurance rates from 2011 to 2015, the most recent year the data is available. According to the III, Illinois car insurance rates increased from $727 in 2011 to $803 in 2015, a jump of $76, or 10.49 percent.
QuoteWizard helps consumers compare quotes from both national insurance companies and local independent agents. Comparing quotes can help you find cheap car insurance rates near Rockford, Illinois and save up to 40% on your premium.
Last year, 3,715 people used QuoteWizard to compare car insurance quotes in Rockford, IL from multiple companies to find the cheapest rates.
This is our list of the most common car insurance companies reported by 3,715 Rockford, IL QuoteWizard users last year. Of these users, 263 were uninsured.
This is our list of the most common car makes and models owned by Rockford drivers requesting quotes through QuoteWizard last year.
Rockford, Illinois has a minimum liability coverage requirement known as the 25/50/20. This rule means each policy must include at least:
According to a recent report published by Allstate Insurance, when it comes to safe driving, Rockford ranked 49th out of the 200 cities in the report. While most US drivers go ten years without having an accident, drivers here are involved in crashes every 9.9 years.
Weather and road conditions can significantly influence insurance rates.
Rockford, like most of Illinois, has a humid climate with long hot summers and cold winters, and no dry season. In an average year, Rockford can expect 188 sunny days and around 95 days with measureable precipitation. Rockford averages around 30 inches of snow annually, which can produce slick roads, causing accidents.
According to Tripnet.org, three percent of the major roads in Illinois are in poor condition. 24 percent are mediocre. The poor condition of roads costs drivers $4.4 billion or $540 per motorist in extra vehicle operating costs per year. These costs are a direct result of driving on rough roads that can damage cars and contribute to car accidents.
The city of Rockford has a major pothole problem due to winter weather. If you'd like to report a pothole, contact the Public Works Department. If you've damaged your vehicle due to a pothole, you may be eligible to file a claim and the city will pay for it.
Traffic data provider Inrix has created a traffic scorecard that measures key factors of US cities’ traffic congestion. Rockford commuters spend an average of 23 hours stuck in traffic per year. This adds up to $173 million in annual congestion costs, which breaks down to $558 per commuter, per year.
Moving violations like speeding tickets, at-fault accidents, and drunk driving will add points to your driver's license and give you a bad driving record. If this happens, you may need to get high-risk car insurance for bad drivers.
The Winnebago County Clerk of the Circuit Courts website allows residents to pay traffic tickets, and provides important traffic court information.
Rockford Police stopped 601 drivers for suspicion of driving under the influence resulting in 594 arrests in 2013.
A DUI conviction may require you to obtain an SR-22 form. Request a quote and we'll will connect you with local agents from top companies that specialize in Rockford DUI insurance.
Rockford experienced 30 fatalities in 2013. With a population of 150,251, the number of fatal accidents per capita works out to a relatively high 7.32 per 100,000.
Rockford reported 488 motor vehicle thefts win 2016. This is a rate of 3.29 per 1,000 residents. This is quite a bit more than the national average of 2.20 per 1,000 people.
Discounts are a great way to lower your insurance rates. These are some of the many auto insurance discounts available to drivers in Rockford, IL depending on your carrier.
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