On average your neighbors pay $70 a month.See Your Rates
In 1871, the first orange trees were planted in Riverside, California. Three years later, the industry famously began, and the rest is history. Riverside grew rapidly, becoming the richest city per capita in the US. Nowadays, remnants of the once-booming orange industry can be found throughout Riverside. Whether you prefer your oranges sliced, peeled, or juiced, you should shop around before purchasing to save money.
How much is car insurance in Riverside, CA? Two things are driving car insurance prices higher here. One is a very high vehicle theft rate. The other is a higher than average frequency of accidents (and insurance claims). This means insurance prices in Riverside are higher than both the state and national averages. The average cost of auto insurance in California is $841.45 a year. The national average cost is $889.01.
Prices may vary depending on your driving record and the number of claims filed in your zip code.
|Total Cost Per Year||$841.45|
|Price Per Month||$70.12|
|Source: Facts + Statistics: Auto insurance|
The graph below shows the most recent year California's rate data is available. According to the III, California car insurance rates increased from $740 in 2011 to $841 in 2015, a jump of $101, or 13.66 percent.
QuoteWizard helps consumers compare quotes from both national insurance companies and local independent agents. Comparing quotes can help you find cheap car insurance rates near Riverside, California and save up to 40% on your premium.
Last year, 8,404 people used QuoteWizard to compare car insurance quotes in Riverside, CA from different companies to find the lowest rates.
This is our list of the most common car insurance companies reported by QuoteWizard users in Riverside last year.
Other popular Riverside, California car insurance companies: Liberty Mutual, Nationwide, Safeco, 21st Century, USAA, MetLife, American Family, Hartford, Allied, Wawanesa Mutual, and California Farm Bureau.
These are the most common car makes and models owned by Riverside drivers requesting quotes through QuoteWizard last year.
Riverside, California drivers must follow the 15/30/5 minimum liability coverage rule. This rule requires drivers to maintain policies that include at least:
According to a recent report published by Allstate Insurance when it comes to safe driving, Riverside ranked 121st out of 200 cities. While most US drivers go 10 years without having an accident, drivers here are involved in crashes every 8.3 years, much higher than the national average.
Factors that can affect insurance rates in Riverside are the weather, and road conditions.
Riverside has a semi-arid Mediterranean climate with mild winters and long, hot summers. Annual precipitation averages only 10.42 inches and half of that falls in January and February leaving city streets dry the rest of the year.
According to a recent study by TRIP, 60% of the major roads in the Riverside area are in poor condition. These poorly maintained, pothole-filled streets costs drivers $892 a year in extra vehicle operating costs.
According to TomTom's annual traffic index report, the City of Riverside ranks 24th for worst traffic congestion in the United States. An average commuter spends an additional 24 minutes per hour stuck in traffic during peak commute times and 92 hours a year for commutes of 30 minutes.
Traffic data provider Inrix provides a traffic scorecard to rank the most congested US cities. According to their data, Riverside has the nation's 10th worst traffic congestion. Their data shows that area commuters wasted 59 hours stuck in traffic congestion last year.
Moving violations such as speeding tickets, red light infractions, failure to stop, and drunk driving will give you a bad driving record and raise your rates.
The Superior Court of California County of Riverside traffic division website allows residents to pay traffic tickets. It also tells drivers how to contest tickets and provides helpful traffic court information.
A DUI conviction may require you to obtain an SR-22 form. Request a quote and we'll connect you with local agents from top companies that specialize in Riverside DUI insurance.
Riverside experienced 32 motor vehicle crash deaths in 2013. This works out to a fatality rate of 1.26 per 100,000 residents. All traffic deaths are a tragic loss, but considering Riverside’s estimated population of 316,619 this is a relatively safe city in terms of traffic fatalities.
Riverside Police recorded 1,779 vehicle thefts last year. This is a rate of 5.52 per 1,000 residents.
Are you looking for cheap car insurance? Discounts are one of the best ways to lower your insurance rates. These are some of the many auto insurance discounts available to Riverside drivers. Get a quote to find out which discounts you may qualify for.
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