Best Auto Insurance Rates in Renton, Washington

On average, your neighbors pay $73 a month.

See Your Rates

Compare Auto Insurance in Renton

During World War II, Boeing built what would become its largest employment division, the Commercial Airplane Group, in Renton, Washington. This plant brought new residents to the area, eventually pushing its population to almost 100,000 residents.

That’s not the only aspect of Renton that grew over the years. The city’s car insurance rates are another example. This doesn’t have to be the case, though; QuoteWizard can help you get the coverage you need and the lowest rates.

Average Renton Car Insurance Rates

How much is car insurance in Renton, WA? Car insurance in Renton costs more than it does many parts of the US. The reason for that: the city has one of the highest vehicle theft rates in the country. It’s also been named to the top 10 list of cities with the worst vehicle theft rates. The average cost of auto insurance in Washington is $884.24 per year. The national average price is $889.01.

Prices will vary depending on your zip code and driving history.

Washington Average Annual Car Insurance Rates
Coverage Rates
Liability $596.670
Collision $265.74
Comprehensive $106.38
Total Cost Per Year $884.24
Price Per Month $73.68
Source: Facts + Statistics: Auto insurance

The graph below shows the change in Washington's average auto insurance rates from 2011 to 2015, the most recent year the data is available. According to the III, Washington's car insurance rates increased from $806 in 2011 to $884 in 2015, a jump of $78, or 9.70 percent.

Washington average car insurance rates

QuoteWizard helps Renton residents compare quotes from both national insurance companies and local independent agents. Comparing quotes can help you find cheap car insurance rates near Renton, Washington and save up to 40% on your premium.

Last year, 2,058 people used QuoteWizard to compare auto insurance quotes in Renton, WA from different companies to get the cheapest rates.

Best Car Insurance Companies in Renton, WA

This is our list of the most common car insurance companies reported by QuoteWizard users living in Renton, Washington last year. Of the 2,058 drivers who used QuoteWizard to compare rates, 119 were uninsured.

Top 10 Vehicles in Renton

These are the most common car makes and models owned by Renton, WA drivers requesting quotes through QuoteWizard last year.

  1. Honda Civic EX/DX/LX
  2. Honda Accord EX/LX/DX
  3. Toyota Prius
  4. Toyota Camry LE/XLE
  5. Ford F150
  6. Ford Explorer
  7. Toyota Tacoma
  8. Honda CR-V EX
  9. Ford Ranger
  10. Chevrolet S10
Get a quote for your vehicle. Request Quote Get a Quote For Your Vehicle

Minimum Car Insurance Requirements in Renton, WA

Renton, Washington has a minimum coverage requirement known as the 25/50/10 rule. This means each policy must include at least:

  • Individual Bodily Injury Liability (BIL): $25,000.
    The most your insurance company will pay for an individual person injured in a car accident.
  • Total Bodily Injury Liability: $50,000.
    The total your carrier will pay in total for every person injured in a car accident.
  • Property Damage Liability (PDL): $10,000.
    The maximum your insurer will pay for property damage caused by a car accident.

Driving Conditions

Driving conditions like weather and traffic congestion are factors that can influence your insurance rates.

Renton drivers saved up to $383 on their car insurance policies by comparing rates through our simple form.
Ready to see if you're eligible?
Click Here

Weather

In Renton, most summers are dry and winters are mild. The latter season also tends to be pretty wet. People who live here deal with about 154 days of precipitation each year. The bulk of that precipitation is rain, as it rarely snows in Renton. On average, the city sees around 11.7 inches of snow annually.

Road Conditions

Road conditions in the Greater Seattle area are a big problem for Renton residents. According to TRIP, 42% of the major roads in Seattle are in poor condition. The same is true for Renton’s roads. The street conditions in and around this city cost local drivers an additional $693 a year due to higher vehicle operating costs, car accidents, and traffic congestion.

Traffic Congestion

The Greater Seattle area is known for terrible traffic jams. State Route 167 is one of the major highways that runs through Renton and connects to I-5. According to the “2015 Corridor Capacity Report,” SR-167 regularly experienced heavy congestion on weekdays between 2012 and 2014. In addition, the interchange that heads northbound saw a 38% increase in traffic delays during that same period. Traffic delays and congestion can influence your insurance rates.

Moving Violations

Moving violations including drunk driving, running red lights, accidents, and speeding tickets will make you a high-risk driver with a bad driving record and higher insurance rates.

Traffic Tickets

The Renton Municipal Court website allows residents to pay traffic tickets, tells drivers how to contest tickets and set hearing dates, and provides other helpful traffic court information.

DUI Arrests

Renton Police arrested 138 adults for suspicion of DUI in 2016.

SR-22 DUI Insurance

A DUI conviction may require you to obtain an SR-22 form. Get a quote and we'll connect you with local insurance agents from top insurance companies that specialize in Renton DUI insurance.

Traffic Fatalities

Renton city officials reported 2,356 traffic collisions in 2016. 785 of these accidents resulted in minor injuries. 21 of them resulted in at least one serious injury. Two of the collisions resulted in fatalities.

Vehicle Theft Rates

Renton officials reported1,098 motor vehicle thefts in 2016. That's a rate of 10.8 per 1,000 residents. This is well over the national motor vehicle theft rate of 2.20 per 1,000 people.

The National Insurance Crime Bureau (NICB) ranked the Greater Seattle area, which includes Renton, eighth in the nation for cities with the worst auto theft in 2014.

Save With Car Insurance Discounts

Are you looking for cheap car insurance? Discounts are one of the best ways to lower your insurance rates. Below are only some of the many car insurance discounts available to drivers in Renton, WA depending on your insurer. Get a free quote to find out which discounts you may qualify for.

  1. Bundle your auto policy with your homeowners or renters insurance. Bundling all of your policies with a single insurance company can knock as much as 15% of your total bill
  2. Safe driver. If you have a perfect driving record with no tickets or accidents, you may qualify for the safe driver or accident-free discount
  3. Have good credit. If your credit rating has recently improved, get a quote. You may find yourself paying a smaller premium
  4. Active duty and retired members of the Military, National Guard, or Reserves are entitled to discounts for their service
  5. Live in a safe neighborhood with low crime and good drivers where residents file few insurance claims. Residents of zip codes with high crime and poor driving conditions file more of the claims that lead to higher rates
  6. Drivers 55 and older could qualify for either the senior discount or the 55 and retired discount
  7. Get a new car with advanced safety features like electronic stability control or anti-lock brakes. If the car has anti-theft devices or a car alarm system you can save even more
  8. Drive less. Living close to work or taking the bus once in a while could help you get the low mileage discount
  9. Maintain at least a B grade point average in school to qualify for the good student discount
  10. Shop around and compare low-cost Renton car insurance quotes

Sources:

QuoteWizard.com LLC has made every effort to ensure that the information on this site is correct, but we cannot guarantee that it is free of inaccuracies, errors, or omissions. All content and services provided on or through this site are provided "as is" and "as available" for use. QuoteWizard.com LLC makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.