Best Auto Insurance Rates in Renton, Washington

On average, your neighbors pay $73 a month.

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Compare Auto Insurance in Renton

During World War II, Boeing built what would become its largest employment division, the Commercial Airplane Group, in Renton, Washington. This plant brought new residents to the area, eventually pushing its population to almost 100,000 residents.

That’s not the only aspect of Renton that grew over the years. The city’s car insurance rates are another example. This doesn’t have to be the case, though; QuoteWizard can help you get the coverage you need and the lowest rates.

Average Renton Car Insurance Rates

How much is car insurance in Renton, WA? Car insurance in Renton costs more than it does many parts of the US. The reason for that: the city has one of the highest vehicle theft rates in the country. It’s also been named to the top 10 list of cities with the worst vehicle theft rates. The average cost of auto insurance in Washington is $884.24 per year. The national average price is $889.01.

Prices will vary depending on your zip code and driving history.

Washington Average Annual Car Insurance Rates
Coverage Rates
Liability $596.670
Collision $265.74
Comprehensive $106.38
Total Cost Per Year $884.24
Price Per Month $73.68
Source: Facts + Statistics: Auto insurance

The graph below shows the change in Washington's average auto insurance rates from 2011 to 2015, the most recent year the data is available. According to the III, Washington's car insurance rates increased from $806 in 2011 to $884 in 2015, a jump of $78, or 9.70 percent.

Washington average car insurance rates

QuoteWizard helps Renton residents compare quotes from both national insurance companies and local independent agents. Comparing quotes can help you find cheap car insurance rates near Renton, Washington and save up to 40% on your premium.

Last year, 2,058 people used QuoteWizard to compare auto insurance quotes in Renton, WA from different companies to get the cheapest rates.

Best Car Insurance Companies in Renton, WA

This is our list of the most common car insurance companies reported by QuoteWizard users living in Renton, Washington last year. Of the 2,058 drivers who used QuoteWizard to compare rates, 119 were uninsured.

Top 10 Vehicles

These are the most common car makes and models owned by Renton, WA drivers requesting quotes through QuoteWizard last year.

  1. Honda Civic EX/DX/LX
  2. Honda Accord EX/LX/DX
  3. Toyota Prius
  4. Toyota Camry LE/XLE
  5. Ford F150
  6. Ford Explorer
  7. Toyota Tacoma
  8. Honda CR-V EX
  9. Ford Ranger
  10. Chevrolet S10

Minimum Car Insurance Requirements in Renton, WA

Renton, Washington has a minimum coverage requirement known as the 25/50/10 rule. This means each policy must include at least:

  • Individual Bodily Injury Liability (BIL): $25,000.
    The most your insurance company will pay for an individual person injured in a car accident.
  • Total Bodily Injury Liability: $50,000.
    The total your carrier will pay in total for every person injured in a car accident.
  • Property Damage Liability (PDL): $10,000.
    The maximum your insurer will pay for property damage caused by a car accident.

Driving Conditions

Driving conditions like weather and traffic congestion are factors that can influence your insurance rates.


In Renton, most summers are dry and winters are mild. The latter season also tends to be pretty wet. People who live here deal with about 154 days of precipitation each year. The bulk of that precipitation is rain, as it rarely snows in Renton. On average, the city sees around 11.7 inches of snow annually.

Road Conditions

Road conditions in the Greater Seattle area are a big problem for Renton residents. According to TRIP, 42% of the major roads in Seattle are in poor condition. The same is true for Renton’s roads. The street conditions in and around this city cost local drivers an additional $693 a year due to higher vehicle operating costs, car accidents, and traffic congestion.

Traffic Congestion

The Greater Seattle area is known for terrible traffic jams. State Route 167 is one of the major highways that runs through Renton and connects to I-5. According to the “2015 Corridor Capacity Report,” SR-167 regularly experienced heavy congestion on weekdays between 2012 and 2014. In addition, the interchange that heads northbound saw a 38% increase in traffic delays during that same period. Traffic delays and congestion can influence your insurance rates.

Moving Violations

Lots of moving violations including running red lights, accidents, and speeding tickets will cause your insurer to see you as a high-risk driver. Once this happens, your rates are going to increase significantly.

Traffic Tickets

The Renton Municipal Court website allows residents to pay traffic tickets, tells drivers how to contest tickets and set hearing dates, and provides other helpful traffic court information.

DUI Arrests

Renton Police arrested 138 adults for suspicion of DUI in 2016.

SR-22 DUI Insurance

A DUI conviction may require you to obtain an SR-22 form. Get a quote and we'll connect you with local insurance agents from top insurance companies that specialize in Renton DUI insurance.

DWI Crashes and Injuries

Renton reported 117 crashes involving alcohol or drugs in 2018. These accidents caused 14 injuries and one fatality.

Car Accident Statistics

Renton officials reported 2,040 car crashes in 2018. These crashes resulted in 102 injuries, 24 of them serious.

Traffic Fatalities

Renton Police reported five fatal collisions in 2018. All traffic deaths are a tragic loss, and considering the estimated population of 101,379 Renton, WA is a safe city in terms of traffic fatalities per capita.

Vehicle Theft Rates

Renton officials reported 881 motor vehicle thefts in 2017. That's a rate of 8.69 stolen cars per 1,000 residents. This is well over the national motor vehicle theft rate of 2.37 auto thefts per 1,000 people.

Car Insurance Discounts

Are you looking for affordable car insurance? Discounts are one of the best ways to lower your insurance rates. Below are only some of the many car insurance discounts available to drivers in Renton, WA.

  1. Bundle your auto policy with your homeowners or renters insurance. Bundling all of your policies with a single insurance company can knock as much as 20 percent of your total bill
  2. Safe driver. If you have a perfect driving record with no tickets or accidents, you may qualify for the safe driver or accident-free discount
  3. Active duty and retired members of the Military, National Guard, or Reserves are entitled to discounts for their service
  4. Drivers 55 and older could qualify for either the senior discount or the 55 and retired discount
  5. Get a new car with advanced safety features like electronic stability control or anti-lock brakes. If the car has anti-theft devices or a car alarm system you can save even more
  6. Maintain at least a B grade point average in school to qualify for the good student discount

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