On average, your neighbors pay $73 a month.See Your Rates
With an estimated population of 87,575, Reading is the fifth-largest city in Pennsylvania. Much of the city's history is tied to its involvement with the railroad system. In fact, the Reading Railroad was one of a just a handful featured in the game Monopoly.
Whether playing Monopoly or taking part in real life, nobody enjoys going bankrupt. Let QuoteWizard help you avoid that fate by getting you cheap car insurance that fits your needs as well as your budget.
How much is car insurance in Reading, PA? You won't be surprised to learn that premiums here are expensive. Many local drivers pay much higher rates than the state and national average. The average cost of auto insurance in Pennsylvania is $878.18 per year. The national average price is $889.01.
Prices vary depending on several factors. These include your driving record, claims history, your car make and model, and more.
|Total Cost Per Year||$878.18|
|Price Per Month||$73.18|
|Source: Facts + Statistics: Auto insurance|
The graph below shows the change in average Pennsylvania insurance rates from 2011 to 2015, the most recent year the data is available. According to the III, Pennsylvania car insurance rates increased from $812 in 2011 to $878 in 2015, a jump of $65, or 8.05 percent.
With QuoteWizard, you can compare quotes from multiple insurance companies and independent agents. Comparing quotes can help you find cheap car insurance rates near Reading, Pennsylvania and save up to 40% on your premium.
Last year, 2,314 people used QuoteWizard to compare car insurance quotes in Reading, PA from multiple companies and find the cheapest rates.
These were the most common car insurance companies reported by QuoteWizard users living in Reading, Pennsylvania, last year. Out of these 2,314 people, 87 were uninsured.
Other popular Reading, Pennsylvania car insurance companies: USAA, Travelers, AIG, Safeco, Hartford, MetLife, Amica, Infinity, and American Family.
These are the most common car makes and models owned by Reading, PA drivers who requested quotes through QuoteWizard last year.
Reading, Pennsylvania has a minimum liability coverage requirement known as the 15/30/5 rule. This means each insurance policy must include at least:
Driving conditions like weather and traffic congestion can influence your insurance rates.
Reading residents have it good when it comes to weather. That’s especially true in summer, which tend to be warm and humid. They also get to enjoy around 203 days a year of either full or partial sunshine. That’s sure to make the 123 or so days of measurable precipitation a lot more bearable.
According to TRIP, Reading’s roads are in bad condition. Around 78 percent are either poor or mediocre, while only 9 percent are in good condition. These poorly maintained pothole filled roads cost commuters on average $555.
If you are concerned with the potholes in your area, call 1-800-FIX-ROAD or you can go to SeeClickFix.
According to Inrix 2015 Scorecard, each Reading commuter spends an extra 19 hours in traffic congestion each year. On top of that, they spend $465 on extra congestions costs. Traffic congestion can have a seriously negative impact on your insurance rates.
Moving violations like drunk driving, running a red light, at-fault accidents, and speeding tickets will give you a bad driving record and higher insurance rates.
The Pennsylvania ePay website allows drivers to pay fines or fees to any of the state’s county court.
Getting a DUI can cause all kinds of problems, with one being that it can raise your car insurance rates. In addition, other financial and legal woes can stick around for months. At the end of the day, a DUI can cost you anywhere between $300 and $10,000.
A DUI conviction may require you to obtain an SR-22 form. Request a quote and we'll will connect you with local agents from top companies that specialize in Reading DUI insurance.
Berks County reported 4,593 car accidents in 2014. That’s 3.8 percent of the state’s accidents that year. Of these accidents, 30 were fatal.
Reading reported 252 motor vehicle thefts in 2016. That's a rate of 2.87 per 1,000—a little over the national average of 2.20 per 1,000 people.
Are you looking for cheap car insurance? Discounts are one of the best ways for you to lower your insurance rates. These are some of the many auto insurance discounts available to drivers in Reading, PA depending on your carrier.
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