On average your neighbors pay $98 a month.See Your Rates
Home to PGA Tour Events, and the New York Mets spring training, Port St. Lucie is a great place for sports. But, do you know about all the celebrities that have once called Port St. Lucie home? Among them, Megan Fox, Larry Sanders, Garth Brooks and Trisha Yearwood, and many more athletes have all lived in Port St. Lucie. So, it makes sense that Port St. Lucie drivers should spend less on car insurance.
How much is car insurance in Port St. Lucie, FL? The average cost of car insurance in Port St. Lucie is higher than both the state and national average. The average cost of auto insurance in Florida is $1,185.25 per year. The national average price is $889.01.
Prices may vary depending on your driving history, coverage, and the number of insurance claims filed in your zip code.
|Total Cost Per Year||$1,185.25|
|Price Per Month||$98.77|
The graph below shows the change in Florida's insurance rates from 2011 to 2015, the most recent year the data is available. According to the III, Florida car insurance rates increased from $1,090 in 2011 to $1,140 in 2015, a jump of $94, or 8.68 percent.
QuoteWizard helps consumers compare quotes from both national insurance companies and local independent agents. Comparing quotes can help you find cheap car insurance rates near Port St. Lucie, Florida and save up to 40% on your premium.
Last year, 5,055 people used QuoteWizard to get an auto insurance quote comparison in Port St. Lucie, FL from multiple companies.
These are the most common car makes and models owned by Port St. Lucie drivers that used QuoteWizard last year.
These are the most common car insurance companies reported by QuoteWizard users living in Port St. Lucie, FL last year. Of the 5,055 people who requested quotes, only 150 were uninsured.
A report published by Allstate Insurance ranked Port St. Lucie, Florida fifth out of 200 cities for safe driving. While most US drivers go 10 years without having an accident, drivers here are involved in crashes every 12.7 years.
Driving conditions like weather and traffic congestion are factors that can influence your insurance rates.
Port St. Lucie, FL enjoys a sub-tropical climate. On average, residents can expect 225 sunny days and around 108 days with any measurable precipitation in a year. Port St. Lucie receives an average of 52 inches of rain a year and it virtually never experiences snow.
TRIP reports that 63% of the Florida coast’s major roads have pavement conditions rated as poor or mediocre. These road conditions costs drivers $387 a year in extra vehicle operating costs, on average. These costs are a direct result of driving on rough roads that damage cars and waste gas because of delays due to congestion. They’re also a factor in car accidents.
Traffic data provider Inrix reported that the Palm Coast-Daytona Beach-Port Orange area resident commuters were delayed 20 hours annually. These delays cost area commuters an average of $471 per commuter in congestion costs.
Moving violations like speeding tickets, accidents, and drunk driving can give you a bad driving record and raise your rates.
The Port St. Lucie Police Department website allows you to pay traffic citations. It also tells drivers how to plead not guilty and contest tickets. You can also sign up for driver improvement school.
In 2015, the Port St. Lucie Police Department issued 7,147 traffic citations. That’s a 33% decrease from the 10,825 traffic citations issued in 2014.
Getting a DUI can cause all kinds of problems, especially increasing your rates. After your rates go up, legal and financial woes can stick around for months. Brevard County Sheriff’s office provides DUI data and updates via its website. At the end of the day, a DUI can typically cost between $10,000 and $15,000.
A DUI conviction may require you to obtain an SR-22 or FR-44 form. Request a quote and we'll will connect you with multiple companies that specialize in Port St. Lucie DUI insurance.
Port St. Lucie Police recorded 2,118 motor vehicle crashes in 2016 resulting in 1,389 injuries. This is a slight decrease from the 1,985 car accidents reported in 2015.
|S.W. Port St. Lucie Boulevard/ S.W. Bayshore Boulevard||53|
|S.W. Port St. Lucie Boulevard/ S.E. Westmoreland Boulevard||41|
|S.W. Port St. Lucie Boulevard/ S.E. Floresta Drive||39|
|S.W. Port St. Lucie Boulevard/ S.W. Gatlin Boulevard||39|
|S.W. Bayshore Boulevard/ S.W. Port St. Lucie Boulevard||31|
|S.E. Port St Lucie Boulevard/ S.E. Veterans Memorial Parkway||29|
|S. U.S, Highway 1/ S.E. Lennard Road||28|
|S.W. Gatlin Boulevard/ S.W. Port St. Lucie Boulevard||27|
|N.W. St. Lucie West Boulevard/ S.W. California Boulevard||25|
|N.W. St. Lucie West Boulevard/ N.W. Peacock Boulevard||25|
|S. U.S. Highway 1/ S.E. Lennard Road||21|
|S.W. Gatlin Boulevard/ Interstate 95 Highway||20|
|S. U.S. Highway 1/ S.E. Port St. Lucie Boulevard||19|
|N.W. St. Lucie West Boulevard/ Interstate 95 Highway||18|
|S.W. Crosstown Parkway/ S.W. Bayshore Boulevard||18|
|S.W. Gatlin Boulevard/ S.W. Savona Boulevard||18|
|S.W. Port St. Lucie Boulevard/ S.W. Cameo Boulevard||18|
|Total Incidents Reported||469|
Port St. Lucie Police reported nine fatal car crashes in 2016. This was an improvement over the thirteen fatalities in 2015..
Port St. Lucie reported 85 vehicle thefts in 2016. This is a rate of 0.47 thefts per 1,000 residents. That's a fraction of the rate for the US as a whole—2.20 per 1,000 people. With an estimated population of 185,132, this is an extremely low rate.
Port St. Lucie, Florida has a minimum coverage requirement known as the 10/20/10 rule. This means each policy must include at least:
If you want to find low-cost car insurance, discounts are one of the best ways to lower your insurance rates. Below are only some of the car insurance discounts available to drivers in Port St, Lucie. Get a free quote to find out which discounts you may qualify for.
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