On average, your neighbors pay $73 a month.See Your Rates
Pittsburgh is nicknamed “Steel City” because of its pivotal role in the history of the US steel industry. In 1901, famed businessman Andrew Carnegie formed US Steel in Pittsburgh. That same year, the world’s first movie theater opened in Pittsburgh. Within ten years, Pittsburgh was the eighth-largest city in the country, and produced about half the nation’s steel.
In modern times, Pittsburgh has 68 universities, 446 bridges, and 8 Fortune 500 Companies, not to mention three national championship-winning sports teams.
How much is car insurance in Pittsburgh, PA? If you drive here in the city, you know how much insurance can cost. Pittsburgh has much higher crime rates than national averages. That's why insurance rates in Pittsburgh are so much higher than the national and state average. The average cost of auto insurance in Pennsylvania is $878.18 per year. The national annual average price is $889.01.
How much you pay will depend on several factors including your driving record and the number of claims filed in your zip code.
|Total Cost Per Year||$878.18|
|Price Per Month||$73.18|
The graph below shows the change in average Pennsylvania insurance rates from 2011 to 2015, the most recent year the data is available. According to the III, Pennsylvania car insurance rates increased from $812 in 2011 to $878 in 2015, a jump of $65, or 8.05 percent.
QuoteWizard helps consumers compare quotes from both national companies and local independent agents. Comparing quotes can help you find cheap car insurance rates near Pittsburgh, Pennsylvania and save up to 40% on your premium.
Last year, 10,078 people used QuoteWizard to get a car insurance quote comparison in Pittsburgh, PA from multiple companies.
This is our list of the most common car makes and models owned by Pittsburgh drivers who requested quotes through QuoteWizard last year.
These are the most common car insurance companies reported by QuoteWizard users living in Pittsburgh, PA last year. Out of the 10,078 people in Pittsburgh that used QuoteWizard, 457 were uninsured.
Pittsburgh ranks 175th out of 200 cities in Allstate’s annual “Best and Worst Cities for Drivers” report. Most US drivers go ten years between accidents. Drivers here are involved in one every 7.1 years. A rate much higher than the national average.
Weather and road conditions can have an impact on car insurance rates.
The climate in Pittsburgh is in between a humid subtropical and humid continental climate. Summers are hot and humid. Winters are cold with a few snowy days. Spring and fall can be very nice with mild temperatures and a few rainy days. On average, Pittsburgh has 151 rainy days and about 40 snowy days each year. Pittsburgh is one of the cloudiest major cities, as well as one of the cities with the most days of measurable precipitation. This is a factor in Pittsburgh’s poor showing in the “Best and Worst Cities for Drivers” report above.
As residents probably know, Pittsburgh’s roads are in bad shape. TRIP reports that 30% of the major roads here are in poor condition and 20% are mediocre. These poorly maintained, pothole-filled streets costs drivers $511 a year in extra vehicle operating costs. Rough roads can damage cars and can play a role in car accidents.
TomTom ranks Pittsburgh 27th for worst traffic congestion in the US. An average commuter spends 18% longer commuting in the morning, and 40% longer commuting in the evening. Overall, drivers in Pittsburgh have 19% worse commutes than average.
Moving violations like at-fault accidents, speeding, and drunk driving will give you a bad driving record and require you to purchase high-risk car insurance.
It's not easy, but fighting traffic tickets may be well worth your while. Even if you can't get the ticket dismissed, you may be able to have the charges lowered. If nothing else, fight the number of points assessed to your driver's license because of a moving violation. These points are what insurers look at when determining your insurance rates. If you want to keep your insurance rates low, you want to keep these points off your driver's license.
The Pittsburgh Courts website allows you to plead guilty and pay your citation, plead not guilty and request a hearing, make installment payments, and find valuable traffic court information.
Pittsburgh Police made 32,278 traffic stops in 2012. A 1.7 percent increase from the 31,724 traffic stops made in 2011.
Pittsburgh reported 4,331 arrests in 2014 for driving under the influence (DUI). This number includes all driver arrests, both alcohol-related and those impaired by other substances.
A DUI conviction may require you to obtain an SR-22 form. Request a quote and we'll will connect you with local agents from top companies that specialize in Pittsburgh DUI insurance.
The state of Pennsylvania does not prohibit the use of cell phones by drivers on its roadways, but a new law went into effect in 2012 making it illegal to send and receive emails or text messages while operating a motor vehicle. Between March 2012 and February 2013, 108 citations were given out in Pittsburgh for texting while driving. In the year following, from March 2013 to February 2014, that number increased almost 20%, to 126 texting citations.
Pittsburgh reported 22 car accident fatalities in 2013, a rate of 1.31 deaths per 100,000 people.
All traffic deaths are a tragic loss, and considering Pittsburgh's estimated population of 303,625, this is one of the nation's safer cities in terms of traffic fatalities.
Pittsburgh reported 609 vehicle thefts in 2016. This is a rate of 2.0 thefts per 1,000 residents. This is close to US average of 2.20 car thefts per 1,000 people.
Pittsburgh, Pennsylvania has a minimum liability coverage requirement known as the 15/30/5 rule. This rule says that each policy must include at least:
Are you looking for cheap car insurance? These are some of the many auto insurance discounts available in Pittsburgh, PA. Get a quote and find out which discounts you may qualify for with your current or multiple insurance companies.
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